FS Bancorp (NASDAQ: FSBW) is one of 324 publicly-traded companies in the “Banks” industry, but how does it compare to its peers? We will compare FS Bancorp to similar companies based on the strength of its analyst recommendations, institutional ownership, profitability, risk, valuation, dividends and earnings.

Volatility and Risk

FS Bancorp has a beta of 0.41, indicating that its share price is 59% less volatile than the S&P 500. Comparatively, FS Bancorp’s peers have a beta of 0.78, indicating that their average share price is 22% less volatile than the S&P 500.

Profitability

This table compares FS Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
FS Bancorp 19.55% 15.55% 1.50%
FS Bancorp Competitors 18.80% 8.82% 0.94%

Insider and Institutional Ownership

29.5% of FS Bancorp shares are held by institutional investors. Comparatively, 52.6% of shares of all “Banks” companies are held by institutional investors. 13.2% of FS Bancorp shares are held by insiders. Comparatively, 10.5% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Dividends

FS Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 0.8%. FS Bancorp pays out 10.2% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.1% and pay out 36.8% of their earnings in the form of a dividend.

Earnings and Valuation

This table compares FS Bancorp and its peers revenue, earnings per share and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
FS Bancorp $60.75 million N/A 12.09
FS Bancorp Competitors N/A N/A 18.22

FS Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for FS Bancorp and its peers, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FS Bancorp 0 1 2 0 2.67
FS Bancorp Competitors 2624 8956 8509 392 2.33

FS Bancorp presently has a consensus target price of $46.33, indicating a potential downside of 10.88%. As a group, “Banks” companies have a potential downside of 4.21%. Given FS Bancorp’s peers higher probable upside, analysts clearly believe FS Bancorp has less favorable growth aspects than its peers.

Summary

FS Bancorp beats its peers on 8 of the 14 factors compared.

FS Bancorp Company Profile

FS Bancorp, Inc. is a holding company for 1st Security Bank of Washington (the Bank). The Company is a diversified lender with a focus on the origination of indirect home improvement loans, also referred to as fixture secured loans, commercial real estate mortgage loans, home loans, commercial business loans and second mortgage and home equity loan products. The Company operates through the community banking segment. The Bank is a relationship-driven community bank. The Bank offers banking and financial services to local families, local and regional businesses and various industries within distinct Puget Sound area communities. It offers a range of commercial real estate loans, which are secured by income producing properties, including retail centers, warehouses and office buildings located in the market areas. It offers a range of deposit instruments, including checking accounts, money market deposit accounts, savings accounts and certificates of deposit.

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