The Bancorp (NASDAQ: TBBK) is one of 315 publicly-traded companies in the “Banks” industry, but how does it compare to its competitors? We will compare The Bancorp to similar businesses based on the strength of its profitability, earnings, dividends, institutional ownership, valuation, analyst recommendations and risk.

Risk and Volatility

The Bancorp has a beta of 1.23, meaning that its share price is 23% more volatile than the S&P 500. Comparatively, The Bancorp’s competitors have a beta of 0.80, meaning that their average share price is 20% less volatile than the S&P 500.

Insider and Institutional Ownership

72.8% of The Bancorp shares are owned by institutional investors. Comparatively, 52.1% of shares of all “Banks” companies are owned by institutional investors. 12.4% of The Bancorp shares are owned by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares The Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
The Bancorp 2.74% -1.67% -0.12%
The Bancorp Competitors 18.60% 8.30% 0.93%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for The Bancorp and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
The Bancorp 0 1 2 0 2.67
The Bancorp Competitors 2248 8752 8741 354 2.36

The Bancorp currently has a consensus target price of $8.50, indicating a potential downside of 15.59%. As a group, “Banks” companies have a potential downside of 7.98%. Given The Bancorp’s competitors higher possible upside, analysts plainly believe The Bancorp has less favorable growth aspects than its competitors.

Valuation & Earnings

This table compares The Bancorp and its competitors gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
The Bancorp $144.70 million -$96.49 million 111.89
The Bancorp Competitors $5.50 billion $827.87 million 404.32

The Bancorp’s competitors have higher revenue and earnings than The Bancorp. The Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

The Bancorp competitors beat The Bancorp on 8 of the 13 factors compared.

The Bancorp Company Profile

The Bancorp, Inc. is a financial holding company and its primary subsidiary is The Bancorp Bank (the Bank). The Company has four primary lines of specialty lending: securities backed lines of credit (SBLOC), automobile fleet and other equipment leasing, Small Business Administration (SBA), loans and loans generated for sale into capital markets primarily through both commercial mortgage backed securities (CMBS) and collateralized loan obligations (CLOs). SBLOCs are loans, which are generated through institutional banking affinity groups and are collateralized by marketable securities. SBLOCs are offered in conjunction with brokerage accounts. Automobile fleet and other equipment leases are generated in a range of Atlantic Coast and other states. SBA loans and loans generated for sale into CMBS and securitization capital markets are made nationally. Its prepaid card, private label banking for investment advisory companies and card payment processing are its primary sources of deposits.

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