Community First Bancshares (NASDAQ:CFBI) and First Advantage Bancorp (OTCMKTS:FABK) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Dividends

First Advantage Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 2.1%. Community First Bancshares does not pay a dividend.

Volatility & Risk

Community First Bancshares has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, First Advantage Bancorp has a beta of 0.37, suggesting that its stock price is 63% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and target prices for Community First Bancshares and First Advantage Bancorp, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community First Bancshares 0 0 0 0 N/A
First Advantage Bancorp 0 0 0 0 N/A

Institutional & Insider Ownership

2.0% of Community First Bancshares shares are held by institutional investors. Comparatively, 0.3% of First Advantage Bancorp shares are held by institutional investors. 1.4% of Community First Bancshares shares are held by insiders. Comparatively, 14.3% of First Advantage Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Community First Bancshares and First Advantage Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Community First Bancshares 1.35% 0.27% 0.07%
First Advantage Bancorp N/A N/A N/A

Earnings and Valuation

This table compares Community First Bancshares and First Advantage Bancorp’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Community First Bancshares $13.68 million 5.89 N/A N/A N/A
First Advantage Bancorp N/A N/A N/A N/A N/A

Summary

Community First Bancshares beats First Advantage Bancorp on 6 of the 8 factors compared between the two stocks.

About Community First Bancshares

Community First Bancshares, Inc. operates as the holding company for Newton Federal Bank that provides various banking products and services in the United States. The company offers various deposit accounts, including checking accounts, savings accounts, and certificate of deposit accounts. It also provides one-to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction and land loans, and consumer loans, as well as multi-family residential real estate loans, and home equity loans and lines of credit. In addition, the company invests in securities; and offers money transfer and other banking services. It operates through a main office and two branch offices in Covington, Georgia; and a loan production office in Bogart, Georgia. The company was founded in 1928 and is based in Covington, Georgia. Community First Bancshares, Inc. is a subsidiary of Community First Bancshares, MHC.

About First Advantage Bancorp

First Advantage Bancorp operates as the bank holding company for First Advantage Bank that provides various banking and financial services to individual and corporate customers. The company offers checking accounts; and various savings accounts, including basic savings, high interest savings, money market, individual retirement accounts, and health savings accounts, as well as certificates of deposit. It also provides commercial financing, commercial real estate loans, and small business administration financing; mortgage loans, and home equity loans and lines of credit; and treasury management services, which include remote deposit capture, automated clearing house, sweep services, courier and virtual vault services, lockbox services, positive pay services, payroll and employee benefit services, and merchant services, as well as bill pay, online banking, and mobile banking services. In addition, the company offers various investment products. It serves its customers in Clarksville, Nashville, Franklin, and Knoxville, Tennessee. First Advantage Bancorp was founded in 1953 and is based in Clarksville, Tennessee.

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