Everest Re Group (NYSE:RE) and 1347 Property Insurance (NASDAQ:PIH) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, risk, earnings, analyst recommendations, institutional ownership and valuation.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Everest Re Group and 1347 Property Insurance, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Everest Re Group 0 7 1 0 2.13
1347 Property Insurance 0 0 1 0 3.00

Everest Re Group presently has a consensus target price of $276.88, indicating a potential downside of 5.11%. 1347 Property Insurance has a consensus target price of $7.00, indicating a potential upside of 27.04%. Given 1347 Property Insurance’s stronger consensus rating and higher possible upside, analysts plainly believe 1347 Property Insurance is more favorable than Everest Re Group.

Insider & Institutional Ownership

93.5% of Everest Re Group shares are owned by institutional investors. Comparatively, 38.5% of 1347 Property Insurance shares are owned by institutional investors. 1.4% of Everest Re Group shares are owned by company insiders. Comparatively, 46.7% of 1347 Property Insurance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

Everest Re Group has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500. Comparatively, 1347 Property Insurance has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500.

Valuation and Earnings

This table compares Everest Re Group and 1347 Property Insurance’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Everest Re Group $8.23 billion 1.45 $103.55 million $21.34 13.67
1347 Property Insurance $58.22 million 0.57 $800,000.00 N/A N/A

Everest Re Group has higher revenue and earnings than 1347 Property Insurance.

Profitability

This table compares Everest Re Group and 1347 Property Insurance’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Everest Re Group 12.31% 9.95% 3.31%
1347 Property Insurance -20.89% 1.26% 0.34%

Summary

Everest Re Group beats 1347 Property Insurance on 8 of the 12 factors compared between the two stocks.

About Everest Re Group

Everest Re Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Bermuda, and internationally. The company operates through four segments: U.S. Reinsurance, International, Bermuda, and Insurance. The U.S. Reinsurance segment writes property and casualty reinsurance; and specialty lines of business, including marine, aviation, surety, and accident and health insurance through reinsurance brokers, as well as directly with ceding companies in the United States. The International segment writes property and casualty reinsurance in Canada, Singapore, Brazil, Miami, and New Jersey. The Bermuda segment provides reinsurance and insurance to property and casualty markets through brokers and directly with ceding companies in Bermuda; and reinsurance to the United Kingdom and European markets. The Insurance segment writes property and casualty insurance products directly, as well as through general agents, brokers, and surplus lines brokers in the United States, Canada, and Europe. The company also provides property and casualty reinsurance and insurance coverages, such as errors and omissions liability, directors' and officers' liability, medical malpractice, and worker's compensation products. Everest Re Group, Ltd. was founded in 1973 and is headquartered in Hamilton, Bermuda.

About 1347 Property Insurance

1347 Property Insurance Holdings, Inc., an insurance holding company, provides property and casualty insurance products to individuals in Louisiana, Florida, and Texas. The company offers homeowners' insurance, manufactured home insurance, dwelling fire insurance, and wind/hail insurance products, as well as reinsurance products. It offers its insurance policies through a network of independent agents. The company was formerly known as Maison Insurance Holdings, Inc. and changed its name to 1347 Property Insurance Holdings, Inc. in March 2014. 1347 Property Insurance Holdings, Inc. was founded in 2012 and is based in Tampa, Florida.

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