Oportun Financial (NASDAQ: OPRT) is one of 40 public companies in the “Nondepository credit institutions” industry, but how does it contrast to its competitors? We will compare Oportun Financial to related companies based on the strength of its risk, profitability, analyst recommendations, earnings, valuation, institutional ownership and dividends.

Profitability

This table compares Oportun Financial and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Oportun Financial N/A N/A N/A
Oportun Financial Competitors -0.47% -2,239.17% 2.83%

Insider and Institutional Ownership

49.2% of Oportun Financial shares are owned by institutional investors. Comparatively, 49.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 14.8% of shares of all “Nondepository credit institutions” companies are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations for Oportun Financial and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial 0 1 5 0 2.83
Oportun Financial Competitors 359 1103 1140 68 2.34

Oportun Financial presently has a consensus price target of $21.92, suggesting a potential upside of 84.95%. As a group, “Nondepository credit institutions” companies have a potential upside of 100.13%. Given Oportun Financial’s competitors higher probable upside, analysts plainly believe Oportun Financial has less favorable growth aspects than its competitors.

Earnings and Valuation

This table compares Oportun Financial and its competitors gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Oportun Financial $600.10 million $61.60 million 10.58
Oportun Financial Competitors $5.13 billion $789.92 million 7.56

Oportun Financial’s competitors have higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Summary

Oportun Financial competitors beat Oportun Financial on 7 of the 12 factors compared.

Oportun Financial Company Profile

Oportun is a high-growth, mission-driven CDFI and provider of inclusive, affordable financial services powered by a deep, data-driven understanding of its customers and advanced proprietary technology. By lending money to hardworking, low-to-moderate-income individuals, Oportun helps them move forward in their lives, demonstrate their creditworthiness, and establish the credit history they need to access new opportunities. Oportun serves customers online, over the phone, or in person in English and Spanish in the following 12 states: Arizona, California, Florida, Idaho, Illinois, Missouri, Nevada, New Jersey, New Mexico, Texas, Utah, and Wisconsin.

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