Head-To-Head Review: Comerica (NYSE:CMA) versus First National of Nebraska (OTCMKTS:FINN)

Comerica (NYSE:CMA – Get Rating) and First National of Nebraska (OTCMKTS:FINN – Get Rating) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, earnings, institutional ownership, risk, dividends and valuation.

Volatility and Risk

Comerica has a beta of 1.2, meaning that its share price is 20% more volatile than the S&P 500. Comparatively, First National of Nebraska has a beta of 0.29, meaning that its share price is 71% less volatile than the S&P 500.

Insider & Institutional Ownership

81.9% of Comerica shares are held by institutional investors. Comparatively, 2.4% of First National of Nebraska shares are held by institutional investors. 0.8% of Comerica shares are held by insiders. Comparatively, 41.7% of First National of Nebraska shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Dividends

Comerica pays an annual dividend of $2.84 per share and has a dividend yield of 6.5%. First National of Nebraska pays an annual dividend of $30.00 per share and has a dividend yield of 0.2%. Comerica pays out 33.5% of its earnings in the form of a dividend. Comerica has raised its dividend for 1 consecutive years. Comerica is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Analyst Ratings

This is a summary of current ratings for Comerica and First National of Nebraska, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Comerica	1	6	13	0	2.60
First National of Nebraska	0	0	0	0	N/A

Comerica currently has a consensus price target of $82.15, indicating a potential upside of 88.45%. Given Comerica’s higher possible upside, equities analysts plainly believe Comerica is more favorable than First National of Nebraska.

Valuation & Earnings

This table compares Comerica and First National of Nebraska’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Comerica	$3.74 billion	1.53	$1.15 billion	$8.47	5.15
First National of Nebraska	N/A	N/A	N/A	N/A	N/A

Comerica has higher revenue and earnings than First National of Nebraska.

Profitability

This table compares Comerica and First National of Nebraska’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Comerica	30.72%	20.75%	1.33%
First National of Nebraska	N/A	N/A	N/A

Summary

Comerica beats First National of Nebraska on 10 of the 12 factors compared between the two stocks.

About Comerica

(Get Rating)

Comerica, Inc. engages in the provision of financial services. It operates through the following segments: Commercial Bank, Retail Bank, Wealth Management, Finance, and Other. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services. The Retail Bank segment includes personal financial services, consisting of consumer lending, consumer deposit gathering and mortgage loan origination, and offers consumer products, including deposit accounts, installment loans, credit cards, student loans, home equity lines of credit, and residential mortgage loans. The Wealth Management segment offers fiduciary services, private banking, retirement services, investment management and advisory services, investment banking, and brokerage services. The Finance segment includes the corporation’s securities portfolio and asset and liability management activities. The Other segment includes the income and expense impact of equity and cash, tax benefits, charges of an unusual or infrequ

About First National of Nebraska

(Get Rating)

First National of Nebraska, Inc. is a multi-state holding company, which engages in the provision of banking and financial services. It operates through its subsidiaries in different states which also operates and provides banking and financial services. The company was founded on August 27, 1968 and is headquartered in Omaha, NE.