Seaport Res Ptn Predicts Chime Financial FY2025 Earnings

Chime Financial, Inc. (NASDAQ:CHYM) – Investment analysts at Seaport Res Ptn boosted their FY2025 earnings per share estimates for shares of Chime Financial in a report released on Wednesday, November 5th. Seaport Res Ptn analyst J. Cantwell now expects that the company will post earnings per share of ($4.09) for the year, up from their prior estimate of ($4.34). Seaport Res Ptn also issued estimates for Chime Financial’s Q4 2025 earnings at $0.02 EPS, Q1 2026 earnings at $0.04 EPS, Q2 2026 earnings at $0.03 EPS, FY2026 earnings at $0.48 EPS, Q1 2027 earnings at $0.17 EPS, Q2 2027 earnings at $0.14 EPS, Q3 2027 earnings at $0.24 EPS and FY2027 earnings at $0.89 EPS.

CHYM has been the subject of a number of other reports. Jefferies Financial Group assumed coverage on shares of Chime Financial in a research note on Monday, November 3rd. They issued a “hold” rating and a $17.00 price target for the company. Canaccord Genuity Group restated a “buy” rating and issued a $40.00 target price on shares of Chime Financial in a report on Thursday, October 30th. The Goldman Sachs Group cut their target price on shares of Chime Financial from $35.00 to $25.00 and set a “neutral” rating for the company in a research report on Monday, October 13th. Arete started coverage on Chime Financial in a report on Tuesday, September 30th. They set a “buy” rating and a $34.00 price target on the stock. Finally, William Blair restated an “outperform” rating on shares of Chime Financial in a research note on Tuesday, September 30th. Two analysts have rated the stock with a Strong Buy rating, ten have issued a Buy rating, five have issued a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $31.93.

Chime Financial Stock Down 4.1%

Shares of NASDAQ:CHYM opened at $20.39 on Monday. The stock has a 50-day simple moving average of $20.82. Chime Financial has a fifty-two week low of $16.17 and a fifty-two week high of $44.94.

Chime Financial (NASDAQ:CHYM) last released its quarterly earnings data on Wednesday, November 5th. The company reported ($0.15) EPS for the quarter, beating the consensus estimate of ($0.25) by $0.10. The business had revenue of $543.52 million for the quarter. During the same quarter in the previous year, the business earned ($0.34) earnings per share. Chime Financial’s revenue was up 28.8% compared to the same quarter last year. Chime Financial has set its FY 2025 guidance at EPS. Q4 2025 guidance at EPS.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in CHYM. Galileo PTC Ltd purchased a new position in shares of Chime Financial during the 2nd quarter worth $1,803,793,000. ICONIQ Capital LLC bought a new position in Chime Financial in the 2nd quarter worth $518,844,000. Dragoneer Investment Group LLC purchased a new position in Chime Financial during the second quarter valued at $295,022,000. Orland Properties Ltd bought a new stake in Chime Financial during the second quarter valued at about $159,093,000. Finally, Scge Management L.P. purchased a new stake in Chime Financial in the second quarter worth about $152,563,000.

Chime Financial Company Profile

Chime is a financial technology company that partners with federally regulated, FDIC-insured banks—The Bancorp Bank, N.A. and Stride Bank, N.A., Members FDIC—to provide consumer banking products and services. The company’s model is designed to eliminate common fees and simplify access to basic financial services.

Chime does not charge overdraft fees, monthly service fees, or require minimum balances.