Fidelis Insurance (NYSE:FIHL) and Palomar (NASDAQ:PLMR) Head to Head Analysis

Fidelis Insurance (NYSE:FIHL) and Palomar (NASDAQ:PLMR) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, valuation, risk, profitability, analyst recommendations, earnings and institutional ownership.

Institutional & Insider Ownership

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 90.3% of Palomar shares are held by institutional investors. 4.4% of Palomar shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Valuation and Earnings

This table compares Fidelis Insurance and Palomar’s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelis Insurance	$3.59 billion	0.60	$2.13 billion	$19.07	0.96
Palomar	$375.93 million	4.98	$79.20 million	$3.12	24.11

Fidelis Insurance has higher revenue and earnings than Palomar. Fidelis Insurance is trading at a lower price-to-earnings ratio than Palomar, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Fidelis Insurance and Palomar’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	59.30%	20.23%	4.22%
Palomar	21.07%	19.35%	5.24%

Analyst Recommendations

This is a summary of recent recommendations for Fidelis Insurance and Palomar, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	0	4	4	0	2.50
Palomar	0	3	4	0	2.57

Fidelis Insurance presently has a consensus price target of $18.44, suggesting a potential upside of 0.64%. Palomar has a consensus price target of $87.50, suggesting a potential upside of 16.34%. Given Palomar’s stronger consensus rating and higher probable upside, analysts plainly believe Palomar is more favorable than Fidelis Insurance.

Summary

Palomar beats Fidelis Insurance on 7 of the 12 factors compared between the two stocks.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, together with its subsidiaries, provides insurance and reinsurance products in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, and other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.

About Palomar

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to residential and businesses in the United States. The company offers personal and commercial specialty property insurance products, including residential and commercial earthquake, fronting, commercial all risk, specialty homeowners, inland marine, Hawaii hurricane, and residential flood, as well as other products, such as assumed reinsurance. It markets and distributes its products through retail agents, wholesale brokers, program administrators, and carrier partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.