Analyzing Palantir Technologies (NYSE:PLTR) and EML Payments (OTCMKTS:EMCHF)

Palantir Technologies (NYSE:PLTR) and EML Payments (OTCMKTS:EMCHF) are both business services companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, profitability, risk, analyst recommendations, dividends, institutional ownership and valuation.

Profitability

This table compares Palantir Technologies and EML Payments’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Palantir Technologies	9.43%	6.17%	4.78%
EML Payments	N/A	N/A	N/A

Analyst Recommendations

This is a summary of current ratings and recommmendations for Palantir Technologies and EML Payments, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Palantir Technologies	4	5	3	0	1.92
EML Payments	0	0	0	0	N/A

Palantir Technologies currently has a consensus target price of $18.35, suggesting a potential downside of 16.11%. Given Palantir Technologies’ higher possible upside, equities research analysts plainly believe Palantir Technologies is more favorable than EML Payments.

Earnings and Valuation

This table compares Palantir Technologies and EML Payments’ gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Palantir Technologies	$2.23 billion	21.75	$209.82 million	$0.09	243.03
EML Payments	N/A	N/A	N/A	N/A	N/A

Palantir Technologies has higher revenue and earnings than EML Payments.

Insider and Institutional Ownership

45.7% of Palantir Technologies shares are owned by institutional investors. Comparatively, 19.9% of EML Payments shares are owned by institutional investors. 14.0% of Palantir Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Palantir Technologies beats EML Payments on 8 of the 8 factors compared between the two stocks.

About Palantir Technologies

Palantir Technologies Inc. builds and deploys software platforms for the intelligence community to assist in counterterrorism investigations and operations in the United States, the United Kingdom, and internationally. The company provides Palantir Gotham, a software platform which enables users to identify patterns hidden deep within datasets, ranging from signals intelligence sources to reports from confidential informants, as well as facilitates the handoff between analysts and operational users, helping operators plan and execute real-world responses to threats that have been identified within the platform. It also offers Palantir Foundry, a platform that transforms the ways organizations operate by creating a central operating system for their data; and allows individual users to integrate and analyze the data they need in one place. In addition, it provides Palantir Apollo, a software that delivers software and updates across the business, as well as enables customers to deploy their software virtually in any environment; and Palantir Artificial Intelligence Platform (AIP) that provides unified access to open-source, self-hosted, and commercial large language models (LLM) that can transform structured and unstructured data into LLM-understandable objects and can turn organizations' actions and processes into tools for humans and LLM-driven agents. The company was incorporated in 2003 and is headquartered in Denver, Colorado.

About EML Payments

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.