Head to Head Survey: Banco Itaú Chile (NYSE:ITCL) & Société Générale Société anonyme (OTCMKTS:SCGLY)

Banco Itaú Chile (NYSE:ITCL) and Société Générale Société anonyme (OTCMKTS:SCGLY) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their risk, dividends, valuation, institutional ownership, profitability, earnings and analyst recommendations.

Valuation & Earnings

This table compares Banco Itaú Chile and Société Générale Société anonyme’s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Itaú Chile	$3.99 billion	0.50	$423.68 million	$0.66	4.70
Société Générale Société anonyme	$27.17 billion	0.77	$1.88 billion	$0.52	10.08

Société Générale Société anonyme has higher revenue and earnings than Banco Itaú Chile. Banco Itaú Chile is trading at a lower price-to-earnings ratio than Société Générale Société anonyme, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Banco Itaú Chile and Société Générale Société anonyme’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Itaú Chile	10.54%	10.65%	0.91%
Société Générale Société anonyme	9.08%	4.69%	0.23%

Institutional & Insider Ownership

22.2% of Banco Itaú Chile shares are held by institutional investors. Comparatively, 1.0% of Société Générale Société anonyme shares are held by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Dividends

Banco Itaú Chile pays an annual dividend of $0.17 per share and has a dividend yield of 5.5%. Société Générale Société anonyme pays an annual dividend of $0.28 per share and has a dividend yield of 5.3%. Banco Itaú Chile pays out 25.8% of its earnings in the form of a dividend. Société Générale Société anonyme pays out 53.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Banco Itaú Chile is clearly the better dividend stock, given its higher yield and lower payout ratio.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Banco Itaú Chile and Société Générale Société anonyme, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Itaú Chile	0	0	1	0	3.00
Société Générale Société anonyme	0	6	0	0	2.00

Summary

Banco Itaú Chile beats Société Générale Société anonyme on 9 of the 13 factors compared between the two stocks.

About Banco Itaú Chile

Banco Itaú Chile provides banking services in Chile and Colombia. It provides wholesale and corporate banking; real estate and construction; and retail, private, companies, and personal banking services, as well as treasury and other financial services. The company offers checking accounts, and debit and credit card; credit line, consumer credit installments, mortgage credit, and universal consumer and university credit; and leasing and company credits including short term, fixed long term, and structured credit, as well as factoring, foreign trade exports, such as financing line agreement, import payment order, collection, and letter of credit, financing cash operation services. In addition, it provides warranty papers including financed, cash, and web guaranteed tickets; state guarantee services; insurance products, which includes car, home, life, covid19 insurance for workers, financial protection, and assists insurance. The company also offers investment, mutual funds, stock broking, pension savings, and ETF mutual funds; international cash management, cash pooling, secure and rolling from check, bill collection, online payroll, automatic bill payments, and PAC collection services; and fusion and acquisition, bill of commerce, corporate bonds, purchase and sale of currency, short-term liquidly investment, and derivatives. The company was incorporated in 1871 and is headquartered in Santiago, Chile.

About Société Générale Société anonyme

Société Générale Société anonyme provides banking and financial services to individuals, corporates, and institutional clients in Europe and internationally. It operates through French Retail Banking, International Retail Banking & Financial Services, and Global Banking and Investor Solutions. It offers retail banking services, such as consumer credit, vehicle leasing and fleet management, online banking, wealth management, and equipment and vendor finance services; and insurance products, including home, vehicle, family, health, and mortgage insurance. The company also provides corporate and investment banking, securities, business consulting, consumer finance, advisory and financing, and asset management and private banking services. In addition, it offers brokerage, cash management, payment, factoring/reverse factoring, export financing, trade finance, cash clearing and correspondent banking, and receivables and supply chain financing services. Société Générale Société anonyme was incorporated in 1864 and is headquartered in Paris, France.