Financial Contrast: Rego Payment Architectures (RPMT) vs. Its Competitors

Rego Payment Architectures (OTCMKTS:RPMT) is one of 427 publicly-traded companies in the “Prepackaged software” industry, but how does it compare to its competitors? We will compare Rego Payment Architectures to related companies based on the strength of its dividends, analyst recommendations, earnings, risk, profitability, institutional ownership and valuation.

Risk & Volatility

Rego Payment Architectures has a beta of -0.56, suggesting that its share price is 156% less volatile than the S&P 500. Comparatively, Rego Payment Architectures’ competitors have a beta of 1.38, suggesting that their average share price is 38% more volatile than the S&P 500.

Insider & Institutional Ownership

0.0% of Rego Payment Architectures shares are held by institutional investors. Comparatively, 57.6% of shares of all “Prepackaged software” companies are held by institutional investors. 16.6% of Rego Payment Architectures shares are held by insiders. Comparatively, 19.4% of shares of all “Prepackaged software” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Rego Payment Architectures and its competitors top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Rego Payment Architectures	N/A	-$16.72 million	-8.54
Rego Payment Architectures Competitors	$1.77 billion	$267.96 million	3.55

Rego Payment Architectures’ competitors have higher revenue and earnings than Rego Payment Architectures. Rego Payment Architectures is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of recent ratings and recommmendations for Rego Payment Architectures and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Rego Payment Architectures	0	0	0	0	N/A
Rego Payment Architectures Competitors	2079	13499	26018	680	2.60

As a group, “Prepackaged software” companies have a potential upside of 17.66%. Given Rego Payment Architectures’ competitors higher probable upside, analysts clearly believe Rego Payment Architectures has less favorable growth aspects than its competitors.

Profitability

This table compares Rego Payment Architectures and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Rego Payment Architectures	N/A	N/A	-257.45%
Rego Payment Architectures Competitors	-80.79%	-48.31%	-7.98%

Summary

Rego Payment Architectures competitors beat Rego Payment Architectures on 8 of the 10 factors compared.

About Rego Payment Architectures

Rego Payment Architectures, Inc., together with its subsidiaries, provides consumer software solutions. The company provides Mazoola, a mobile payment platform that enables individual users to own and monetize their purchasing behavior. Its online solution enables families and parents to teach their children about financial management and spending, as well as provides children to make secure and private payments, savings, donations, and investments. The company also focuses on blockchain as a business solution for the retail and consumer packaged goods industries; and provides cloud storage as a service. The company was formerly known as Virtual Piggy, Inc. and changed its name to Rego Payment Architectures, Inc. in February 2017. Rego Payment Architectures, Inc. was incorporated in 2008 and is headquartered in Blue Bell, Pennsylvania.