Comparing NB Bancorp (NASDAQ:NBBK) & Home Bancorp (NASDAQ:HBCP)

NB Bancorp (NASDAQ:NBBK) and Home Bancorp (NASDAQ:HBCP) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, profitability, valuation, earnings and risk.

Valuation and Earnings

This table compares NB Bancorp and Home Bancorp’s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NB Bancorp	$151.02 million	4.32	$9.82 million	N/A	N/A
Home Bancorp	$132.87 million	2.32	$40.24 million	$4.74	7.99

Home Bancorp has lower revenue, but higher earnings than NB Bancorp.

Insider & Institutional Ownership

49.4% of Home Bancorp shares are held by institutional investors. 1.7% of NB Bancorp shares are held by insiders. Comparatively, 7.3% of Home Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current ratings for NB Bancorp and Home Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NB Bancorp	0	0	1	0	3.00
Home Bancorp	0	1	1	0	2.50

NB Bancorp currently has a consensus price target of $17.00, suggesting a potential upside of 11.26%. Home Bancorp has a consensus price target of $41.50, suggesting a potential upside of 9.56%. Given NB Bancorp’s stronger consensus rating and higher probable upside, equities research analysts clearly believe NB Bancorp is more favorable than Home Bancorp.

Profitability

This table compares NB Bancorp and Home Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NB Bancorp	N/A	N/A	N/A
Home Bancorp	20.66%	10.80%	1.15%

Summary

Home Bancorp beats NB Bancorp on 6 of the 10 factors compared between the two stocks.

About NB Bancorp

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.

About Home Bancorp

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana, Mississippi, and Texas. It offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts. The company also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans. In addition, it invests in securities; and offers credit cards and online banking services. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.