Oscar Health (NYSE:OSCR – Get Free Report) and MetLife (NYSE:MET – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends and institutional ownership.
Analyst Recommendations
This is a summary of current recommendations for Oscar Health and MetLife, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Oscar Health | 4 | 5 | 1 | 0 | 1.70 |
| MetLife | 0 | 3 | 8 | 1 | 2.83 |
Oscar Health presently has a consensus target price of $15.33, suggesting a potential downside of 9.54%. MetLife has a consensus target price of $94.60, suggesting a potential upside of 21.60%. Given MetLife’s stronger consensus rating and higher probable upside, analysts clearly believe MetLife is more favorable than Oscar Health.
Volatility and Risk
Profitability
This table compares Oscar Health and MetLife’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Oscar Health | -2.16% | -21.50% | -4.28% |
| MetLife | 5.30% | 21.00% | 0.85% |
Earnings and Valuation
This table compares Oscar Health and MetLife”s revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Oscar Health | $11.29 billion | 0.40 | $25.43 million | ($1.12) | -15.13 |
| MetLife | $70.80 billion | 0.72 | $4.43 billion | $5.31 | 14.65 |
MetLife has higher revenue and earnings than Oscar Health. Oscar Health is trading at a lower price-to-earnings ratio than MetLife, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
75.7% of Oscar Health shares are held by institutional investors. Comparatively, 95.0% of MetLife shares are held by institutional investors. 25.1% of Oscar Health shares are held by company insiders. Comparatively, 0.4% of MetLife shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Summary
MetLife beats Oscar Health on 13 of the 15 factors compared between the two stocks.
About Oscar Health
Oscar Health, Inc. operates as a health insurance in the United States. The company offers health plans in individual and small group markets, as well as +Oscar, a technology driven platform that help providers and payors directly enable their shift to value-based care. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.
About MetLife
MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through six segments: Retirement and Income Solutions; Group Benefits; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.
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