Insider Buying: PayPoint (LON:PAY) Insider Acquires 26 Shares of Stock

PayPoint plc (LON:PAY) insider Nick Wiles bought 26 shares of the stock in a transaction dated Monday, December 22nd. The stock was purchased at an average cost of GBX 470 per share, for a total transaction of £122.20.

Nick Wiles also recently made the following trade(s):

• On Friday, December 19th, Nick Wiles purchased 65 shares of PayPoint stock. The shares were purchased at an average cost of GBX 470 per share, with a total value of £305.50.
• On Monday, November 24th, Nick Wiles acquired 26 shares of PayPoint stock. The stock was purchased at an average price of GBX 482 per share, with a total value of £125.32.
• On Thursday, November 20th, Nick Wiles acquired 25,000 shares of PayPoint stock. The stock was acquired at an average cost of GBX 538 per share, for a total transaction of £134,500.
• On Wednesday, October 22nd, Nick Wiles bought 17 shares of PayPoint stock. The shares were acquired at an average price of GBX 734 per share, for a total transaction of £124.78.

PayPoint Stock Up 1.4%

PAY opened at GBX 477.50 on Tuesday. The company has a debt-to-equity ratio of 81.52, a current ratio of 0.99 and a quick ratio of 0.65. PayPoint plc has a 12 month low of GBX 438.35 and a 12 month high of GBX 870. The stock has a market capitalization of £301.63 million, a P/E ratio of 18.84, a P/E/G ratio of 31.13 and a beta of 0.93. The business has a 50 day simple moving average of GBX 593.20 and a 200-day simple moving average of GBX 691.48.

PayPoint (LON:PAY) last released its quarterly earnings data on Thursday, November 20th. The company reported GBX 29.25 earnings per share (EPS) for the quarter. PayPoint had a return on equity of 30.78% and a net margin of 11.65%. On average, equities analysts anticipate that PayPoint plc will post 56.9500056 earnings per share for the current fiscal year.

PayPoint News Summary

Here are the key news stories impacting PayPoint this week:

• Positive Sentiment: Several senior executives have been buying shares at ~GBX 470: Nick Wiles and Rob Harding made small purchases on Dec 19 and Dec 22 (multiple tranches listed), signaling management confidence at current levels. These follow a larger Harding purchase in November (1,924 shares at GBX 519), which underscores continued insider accumulation. Insider buys and selling 2025-12-23
• Neutral Sentiment: PayPoint has disclosed routine share dealings under its Share Incentive Plan (SIP). These are standard allotments/plan-based purchases by management and are generally neutral for valuation but add to insider ownership. PayPoint executives acquire shares under company incentive plan
• Neutral Sentiment: Context for investors: PayPoint is trading below its 50- and 200-day moving averages (GBX ~593 / 691), has a market cap around £300m and a P/E ~19. Analysts (Panmure Gordon) have reiterated a Buy with a GBX 1,100 target — supportive long-term but not an immediate catalyst. These factors help explain mixed technical and fundamental sentiment.

Wall Street Analyst Weigh In

Separately, Panmure Gordon restated a “buy” rating and issued a GBX 1,100 price target on shares of PayPoint in a report on Thursday, November 20th. One analyst has rated the stock with a Buy rating, According to MarketBeat.com, PayPoint presently has a consensus rating of “Buy” and a consensus price target of GBX 1,100.

PayPoint Company Profile

PayPoint plc engages in the provision of payments and banking, shopping, and e-commerce services and products in the United Kingdom. The company operates through two segments: PayPoint and Love2shop. The PayPoint segment provides card payment services to retailers, including leased payment devices; EPoS; ATM cash machines; SIM cards sales; receipt advertising; bill payment services and cash top-ups to individual consumers; parcel delivery and collection services; retailer service fees solutions; and digital payment services, as well as cash through to digital services.