Coursera (NYSE:COUR – Get Free Report) and XChange TEC.INC. (NASDAQ:XHG – Get Free Report) are both small-cap business services companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, valuation, earnings and institutional ownership.
Profitability
This table compares Coursera and XChange TEC.INC.’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Coursera | -6.19% | -4.75% | -3.05% |
| XChange TEC.INC. | N/A | N/A | N/A |
Analyst Ratings
This is a breakdown of current recommendations for Coursera and XChange TEC.INC., as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Coursera | 1 | 5 | 7 | 0 | 2.46 |
| XChange TEC.INC. | 1 | 0 | 0 | 0 | 1.00 |
Earnings & Valuation
This table compares Coursera and XChange TEC.INC.”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Coursera | $694.67 million | 1.79 | -$79.53 million | ($0.29) | -25.70 |
| XChange TEC.INC. | $41.09 million | 0.00 | -$32.32 million | N/A | N/A |
XChange TEC.INC. has lower revenue, but higher earnings than Coursera.
Institutional & Insider Ownership
89.6% of Coursera shares are held by institutional investors. 16.8% of Coursera shares are held by company insiders. Comparatively, 0.6% of XChange TEC.INC. shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
Risk and Volatility
Coursera has a beta of 1.37, indicating that its stock price is 37% more volatile than the S&P 500. Comparatively, XChange TEC.INC. has a beta of -1.03, indicating that its stock price is 203% less volatile than the S&P 500.
Summary
Coursera beats XChange TEC.INC. on 8 of the 12 factors compared between the two stocks.
About Coursera
Coursera, Inc. operates an online educational content platform in the United States, Europe, Africa, the Asia Pacific, the Middle East, and internationally. It operates in three segments: Consumer, Enterprise, and Degrees. The company offers guided projects, courses, and specializations, as well as online degrees; and certificates for entry-level professional, non-entry level professional, university, and MasterTrack. It offers its products to individuals, enterprise, business, campus, and government. The company was formerly known as Dkandu, Inc. and changed its name to Coursera, Inc. in April 2012. Coursera, Inc. was incorporated in 2011 and is headquartered in Mountain View, California.
About XChange TEC.INC.
XChange TEC.INC engages in the professional insurance agency business in the People’s Republic of China. The company provides a various insurance products underwritten by insurance companies, including state-owned property and casualty insurance companies, as well as various regional property and casualty insurance companies. It also offers automobile, life, health, group accident, and other property related insurances primarily to individual end consumers. In addition, the company operates a SaaS platform to offer comprehensive services to online customers. It sells insurance primarily through a network of external referral sources that include external registered sales representatives and strategic channel partners, as well as through the in-house sales force. The company was formerly known as FLJ Group Limited and changed its name to XChange TEC.INC in May 2024. XChange TEC.INC was founded in 2012 and is based in Shanghai, the People’s Republic of China.
Receive News & Ratings for Coursera Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Coursera and related companies with MarketBeat.com's FREE daily email newsletter.
