Citigroup (C) to Release Quarterly Earnings on Wednesday

Citigroup (NYSE:C) is anticipated to post its Q4 2025 results before the market opens on Wednesday, January 14th. Analysts expect Citigroup to post earnings of $1.77 per share and revenue of $20.9931 billion for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Wednesday, January 14, 2026 at 11:00 AM ET.

Citigroup (NYSE:C) last announced its quarterly earnings data on Tuesday, October 14th. The company reported $2.24 EPS for the quarter, beating analysts’ consensus estimates of $1.89 by $0.35. The company had revenue of $22.09 billion during the quarter, compared to the consensus estimate of $20.92 billion. Citigroup had a return on equity of 7.91% and a net margin of 8.73%.The company’s quarterly revenue was up 9.3% compared to the same quarter last year. During the same quarter in the prior year, the firm earned $1.51 EPS. On average, analysts expect Citigroup to post $8 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Citigroup Stock Performance

Shares of NYSE C opened at $121.33 on Monday. The stock’s fifty day simple moving average is $109.15 and its 200 day simple moving average is $100.18. The stock has a market capitalization of $217.08 billion, a price-to-earnings ratio of 17.04, a PEG ratio of 0.47 and a beta of 1.18. The company has a quick ratio of 0.99, a current ratio of 0.99 and a debt-to-equity ratio of 1.62. Citigroup has a 52-week low of $55.51 and a 52-week high of $124.17.

Institutional Investors Weigh In On Citigroup

Institutional investors have recently modified their holdings of the business. Advisory Services Network LLC raised its position in shares of Citigroup by 5.0% during the third quarter. Advisory Services Network LLC now owns 68,554 shares of the company’s stock worth $6,958,000 after purchasing an additional 3,251 shares during the period. Camelot Portfolios LLC increased its stake in Citigroup by 6.5% during the 3rd quarter. Camelot Portfolios LLC now owns 3,114 shares of the company’s stock worth $316,000 after purchasing an additional 189 shares in the last quarter. Hancock Whitney Corp increased its stake in Citigroup by 5.4% during the 3rd quarter. Hancock Whitney Corp now owns 34,744 shares of the company’s stock worth $3,527,000 after purchasing an additional 1,772 shares in the last quarter. Financial Engines Advisors L.L.C. raised its holdings in Citigroup by 4.0% during the 3rd quarter. Financial Engines Advisors L.L.C. now owns 4,487 shares of the company’s stock worth $455,000 after buying an additional 173 shares during the period. Finally, Jacobs Levy Equity Management Inc. lifted its stake in Citigroup by 257.7% in the third quarter. Jacobs Levy Equity Management Inc. now owns 1,037,759 shares of the company’s stock valued at $105,333,000 after buying an additional 747,646 shares in the last quarter. Institutional investors and hedge funds own 71.72% of the company’s stock.

Key Headlines Impacting Citigroup

Here are the key news stories impacting Citigroup this week:

• Positive Sentiment: Analysts have raised Q4 earnings forecasts ahead of Citigroup’s upcoming report, citing stronger revenue and improved fundamentals that could beat consensus and support multiple expansion. Citigroup Likely To Report Higher Q4 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call
• Positive Sentiment: Large, bullish options activity shows institutional “smart money” positioning for an upside move in Citi, a sign of conviction ahead of earnings. Smart Money Is Betting Big In Citigroup Options
• Positive Sentiment: Market commentary highlights Citigroup’s turnaround — coverage notes that Citi has recovered from deep-value status as profitability and returns on capital have improved, reinforcing investor confidence in the franchise. Citigroup Earnings Preview: The ‘Mess’ That Paid 100% Returns
• Positive Sentiment: High-profile endorsements and coverage (including commentary from CNBC/TV personalities) are reinforcing the “resurrection” narrative and drawing buyer interest. Jim Cramer Says Citigroup Will “Continue Its Resurrection From the Dead”
• Positive Sentiment: Management commentary and regional notes point to stronger deal activity in Asia-Pacific for 2026, which would support fee revenue and investment banking growth. Citigroup predicts strong deal activity in 2026 in Asia Pacific
• Neutral Sentiment: Pre-earnings analysis pieces dig into metrics beyond EPS (credit trends, trading, fees), useful for assessing whether the quarter’s beat is durable or one-off. Investors remain focused on those details at the Jan. 14 print. Countdown to Citigroup (C) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS
• Neutral Sentiment: Broader market notes (weekly market rundowns) emphasize that bank earnings season and potential Fed rate cuts are key macro drivers for bank stocks generally; Citi benefits if rates stay supportive for net interest income. MarketBeat Week in Review – 01/05 – 01/09
• Negative Sentiment: Geopolitical/market opportunity in Venezuela appears to favor banks with deeper on-the-ground trade finance histories (JPMorgan cited as advantaged), which could limit Citi’s share of new cross-border oil-related financing opportunities. Focus: Banks eye Venezuela investment, JPMorgan seen with advantage
• Negative Sentiment: After a strong rally in 2025, some coverage flags that Citi’s valuation has moved to fair levels versus peers, which may temper near-term upside absent clear earnings acceleration or beats. This Dividend Stock Gained 66% Last Year. Is The 2026 Forecast As Bright?

Wall Street Analysts Forecast Growth

C has been the subject of a number of recent analyst reports. Dbs Bank lowered shares of Citigroup from a “moderate buy” rating to a “hold” rating in a research note on Monday, September 22nd. The Goldman Sachs Group raised their target price on Citigroup from $113.00 to $127.00 and gave the stock a “buy” rating in a research report on Tuesday, January 6th. Keefe, Bruyette & Woods upped their price target on Citigroup from $118.00 to $131.00 and gave the company an “outperform” rating in a research report on Wednesday, December 17th. Truist Financial raised their price objective on Citigroup from $123.00 to $129.00 and gave the stock a “buy” rating in a research report on Tuesday, January 6th. Finally, UBS Group reiterated a “neutral” rating and issued a $108.00 target price on shares of Citigroup in a report on Monday, November 24th. Fourteen equities research analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. Based on data from MarketBeat, Citigroup currently has an average rating of “Moderate Buy” and a consensus price target of $118.94.

Citigroup Company Profile

Citigroup Inc is a global financial services company headquartered in New York City with roots tracing back to the City Bank of New York, founded in 1812. The modern Citigroup was created through the 1998 merger of Citicorp and Travelers Group and has since operated as a diversified bank holding company that provides a broad range of banking and financial products and services to consumers, corporations, governments and institutions worldwide.

Citi’s principal businesses include retail and commercial banking, credit card and consumer lending products, wealth management and private banking, and a full suite of institutional services.