Brokerages Set PayPal Holdings, Inc. (NASDAQ:PYPL) Price Target at $77.26

PayPal Holdings, Inc. (NASDAQ:PYPL) has earned an average rating of “Hold” from the forty-three research firms that are currently covering the stock, MarketBeat Ratings reports. Four analysts have rated the stock with a sell recommendation, twenty-seven have assigned a hold recommendation and twelve have given a buy recommendation to the company. The average 12-month target price among brokers that have updated their coverage on the stock in the last year is $76.3611.

PYPL has been the topic of several recent analyst reports. Weiss Ratings reiterated a “hold (c)” rating on shares of PayPal in a research report on Wednesday, October 8th. Bank of America reaffirmed a “neutral” rating and issued a $68.00 target price (down from $93.00) on shares of PayPal in a report on Thursday, December 11th. Susquehanna decreased their target price on PayPal from $94.00 to $90.00 and set a “positive” rating on the stock in a research report on Thursday, January 8th. Wall Street Zen upgraded PayPal from a “hold” rating to a “buy” rating in a report on Saturday, January 10th. Finally, Morgan Stanley reaffirmed a “negative” rating on shares of PayPal in a research note on Wednesday, October 29th.

PayPal News Summary

Here are the key news stories impacting PayPal this week:

• Neutral Sentiment: Piper Sandler trimmed its price target to $74 from $76 while keeping a “neutral” rating; the new target still implies material upside versus the current price. Piper Sandler PT cut
• Neutral Sentiment: Benzinga published an analyst-ratings roundup summarizing where PayPal stands with analysts (useful context on consensus views and divergent targets). Where PayPal Stands With Analysts
• Neutral Sentiment: Macroeconomic/regulatory risk: a proposed California “billionaires’ tax” is receiving attention in tech circles and could influence wealth-location decisions of founders and large shareholders (indirect and longer-term risk). Proposed billionaires’ tax in California
• Negative Sentiment: TD Cowen cut its price target sharply to $65 (from $80) and maintained a “hold” rating — a notable downward revision that reduces implied upside and likely pressured the stock. TD Cowen PT cut
• Negative Sentiment: Compass Point trimmed its target to $55 from $56 and kept a “sell” rating, signaling continued bearish conviction from that shop and adding selling pressure. Compass Point PT cut
• Negative Sentiment: Daiwa/America downgraded PayPal (reports cite a move from stronger ratings toward “hold”), joining the cluster of firms reducing enthusiasm and amplifying near-term downside risk. Daiwa downgrade

PayPal Price Performance

Shares of NASDAQ:PYPL opened at $56.74 on Friday. The company has a market capitalization of $53.09 billion, a P/E ratio of 11.37, a P/E/G ratio of 0.71 and a beta of 1.42. PayPal has a 1-year low of $55.85 and a 1-year high of $93.25. The firm’s 50 day simple moving average is $60.75 and its two-hundred day simple moving average is $66.99. The company has a debt-to-equity ratio of 0.56, a current ratio of 1.34 and a quick ratio of 1.34.

PayPal (NASDAQ:PYPL) last announced its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, beating the consensus estimate of $1.20 by $0.14. PayPal had a net margin of 14.96% and a return on equity of 25.64%. The firm had revenue of $8.42 billion for the quarter, compared to the consensus estimate of $8.21 billion. During the same period last year, the firm earned $1.20 EPS. The company’s revenue was up 7.3% on a year-over-year basis. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. Research analysts expect that PayPal will post 5.03 EPS for the current fiscal year.

PayPal Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th were paid a dividend of $0.14 per share. The ex-dividend date of this dividend was Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a yield of 1.0%. PayPal’s dividend payout ratio is presently 11.22%.

Insider Buying and Selling at PayPal

In other PayPal news, insider Suzan Kereere sold 12,500 shares of PayPal stock in a transaction on Monday, November 3rd. The shares were sold at an average price of $68.87, for a total value of $860,875.00. Following the completion of the transaction, the insider directly owned 30,983 shares of the company’s stock, valued at $2,133,799.21. This trade represents a 28.75% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. Also, EVP Aaron Webster sold 9,282 shares of the company’s stock in a transaction dated Monday, November 10th. The shares were sold at an average price of $66.29, for a total transaction of $615,303.78. Following the sale, the executive vice president owned 35,699 shares in the company, valued at $2,366,486.71. This represents a 20.64% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold 36,156 shares of company stock worth $2,432,524 over the last three months. 0.08% of the stock is owned by company insiders.

Hedge Funds Weigh In On PayPal

Institutional investors and hedge funds have recently modified their holdings of the stock. Hilltop National Bank purchased a new stake in PayPal during the 2nd quarter worth approximately $27,000. MUFG Securities EMEA plc grew its stake in shares of PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock worth $29,000 after acquiring an additional 87,524 shares in the last quarter. Cloud Capital Management LLC acquired a new position in shares of PayPal in the third quarter worth $30,000. Kelleher Financial Advisors purchased a new stake in shares of PayPal during the third quarter worth $30,000. Finally, True Wealth Design LLC raised its stake in shares of PayPal by 285.3% in the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock valued at $35,000 after acquiring an additional 388 shares in the last quarter. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.