U.S. Bancorp (USB) Projected to Post Quarterly Earnings on Tuesday

U.S. Bancorp (NYSE:USB) is expected to post its Q4 2025 results before the market opens on Tuesday, January 20th. Analysts expect U.S. Bancorp to post earnings of $1.18 per share and revenue of $7.3127 billion for the quarter. Individuals can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Tuesday, January 20, 2026 at 9:00 AM ET.

U.S. Bancorp (NYSE:USB) last posted its quarterly earnings results on Thursday, October 16th. The financial services provider reported $1.22 EPS for the quarter, beating the consensus estimate of $1.11 by $0.11. U.S. Bancorp had a net margin of 16.89% and a return on equity of 13.34%. The business had revenue of $7.34 billion for the quarter, compared to analysts’ expectations of $7.17 billion. During the same period in the previous year, the company posted $1.03 EPS. U.S. Bancorp’s revenue was up 6.8% on a year-over-year basis. On average, analysts expect U.S. Bancorp to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

U.S. Bancorp Trading Up 1.0%

NYSE USB opened at $54.48 on Friday. The company has a market capitalization of $84.69 billion, a PE ratio of 12.47, a price-to-earnings-growth ratio of 0.94 and a beta of 1.07. U.S. Bancorp has a 1-year low of $35.18 and a 1-year high of $56.19. The company has a current ratio of 0.82, a quick ratio of 0.82 and a debt-to-equity ratio of 1.10. The firm’s fifty day simple moving average is $51.80 and its 200-day simple moving average is $48.84.

U.S. Bancorp Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Thursday, January 15th. Stockholders of record on Wednesday, December 31st were issued a dividend of $0.52 per share. This represents a $2.08 annualized dividend and a dividend yield of 3.8%. The ex-dividend date was Wednesday, December 31st. U.S. Bancorp’s payout ratio is currently 47.60%.

Insider Activity

In other news, Chairman Andrew Cecere sold 140,445 shares of the firm’s stock in a transaction on Monday, October 20th. The shares were sold at an average price of $46.34, for a total value of $6,508,221.30. Following the sale, the chairman owned 1,360,414 shares in the company, valued at approximately $63,041,584.76. This trade represents a 9.36% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this hyperlink. Also, EVP James L. Chosy sold 26,909 shares of the stock in a transaction on Monday, October 20th. The shares were sold at an average price of $46.86, for a total transaction of $1,260,955.74. Following the completion of the sale, the executive vice president directly owned 226,375 shares of the company’s stock, valued at approximately $10,607,932.50. This trade represents a 10.62% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. 0.23% of the stock is currently owned by insiders.

Hedge Funds Weigh In On U.S. Bancorp

Hedge funds and other institutional investors have recently made changes to their positions in the business. State Street Corp grew its holdings in shares of U.S. Bancorp by 0.9% during the third quarter. State Street Corp now owns 69,179,530 shares of the financial services provider’s stock worth $3,378,808,000 after purchasing an additional 648,943 shares during the last quarter. Northern Trust Corp raised its stake in shares of U.S. Bancorp by 1.1% in the third quarter. Northern Trust Corp now owns 16,438,774 shares of the financial services provider’s stock worth $794,486,000 after acquiring an additional 172,645 shares during the last quarter. Invesco Ltd. raised its stake in shares of U.S. Bancorp by 4.5% in the third quarter. Invesco Ltd. now owns 16,320,086 shares of the financial services provider’s stock worth $788,750,000 after acquiring an additional 706,729 shares during the last quarter. Hotchkis & Wiley Capital Management LLC lifted its position in shares of U.S. Bancorp by 16.4% during the third quarter. Hotchkis & Wiley Capital Management LLC now owns 11,598,572 shares of the financial services provider’s stock worth $560,559,000 after purchasing an additional 1,631,550 shares in the last quarter. Finally, Amundi grew its stake in shares of U.S. Bancorp by 1.8% during the third quarter. Amundi now owns 4,954,983 shares of the financial services provider’s stock valued at $236,452,000 after purchasing an additional 89,297 shares during the last quarter. 77.60% of the stock is owned by institutional investors.

Analysts Set New Price Targets

USB has been the topic of a number of research reports. Deutsche Bank Aktiengesellschaft upgraded U.S. Bancorp from a “hold” rating to a “buy” rating and set a $52.50 price objective on the stock in a report on Thursday, October 23rd. Oppenheimer dropped their price target on shares of U.S. Bancorp from $66.00 to $64.00 and set an “outperform” rating on the stock in a research note on Wednesday, November 19th. The Goldman Sachs Group set a $52.00 price objective on shares of U.S. Bancorp and gave the company a “neutral” rating in a research note on Friday, October 17th. Wolfe Research downgraded shares of U.S. Bancorp from an “outperform” rating to a “peer perform” rating in a research report on Wednesday, January 7th. Finally, Truist Financial boosted their price target on U.S. Bancorp from $52.00 to $58.00 and gave the stock a “hold” rating in a research report on Thursday, December 18th. One equities research analyst has rated the stock with a Strong Buy rating, fourteen have assigned a Buy rating, six have issued a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $56.30.

U.S. Bancorp Company Profile

U.S. Bancorp (NYSE: USB) is a bank holding company and the parent of U.S. Bank, a national commercial bank that provides a wide range of banking, investment, mortgage, trust and payment services. The company operates through consumer and business banking, commercial banking, payment services, and wealth management segments. Its product set includes deposit accounts, consumer and commercial lending, mortgage origination and servicing, credit and debit card services, treasury and cash management, merchant processing, and institutional and trust services.

Headquartered in Minneapolis, Minnesota, U.S.