Ally Financial (ALLY) Expected to Announce Earnings on Wednesday

Ally Financial (NYSE:ALLY) is anticipated to announce its Q4 2025 results before the market opens on Wednesday, January 21st. Analysts expect the company to announce earnings of $1.02 per share and revenue of $2.1471 billion for the quarter. Investors can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Wednesday, January 21, 2026 at 9:00 AM ET.

Ally Financial (NYSE:ALLY) last released its earnings results on Friday, October 17th. The financial services provider reported $1.15 earnings per share for the quarter, topping analysts’ consensus estimates of $1.01 by $0.14. The firm had revenue of $2.16 billion during the quarter, compared to analyst estimates of $2.12 billion. Ally Financial had a net margin of 8.10% and a return on equity of 9.96%. The business’s revenue was up 1.5% on a year-over-year basis. During the same quarter in the previous year, the business earned $0.95 EPS. On average, analysts expect Ally Financial to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

Ally Financial Trading Down 0.1%

Shares of NYSE:ALLY opened at $43.60 on Monday. The company has a debt-to-equity ratio of 1.31, a quick ratio of 0.92 and a current ratio of 0.92. The stock’s 50-day moving average is $43.12 and its 200-day moving average is $41.07. The company has a market cap of $13.43 billion, a P/E ratio of 26.27, a P/E/G ratio of 0.21 and a beta of 1.17. Ally Financial has a 52-week low of $29.52 and a 52-week high of $47.27.

Ally Financial announced that its board has authorized a stock repurchase plan on Wednesday, December 10th that allows the company to repurchase $2.00 billion in shares. This repurchase authorization allows the financial services provider to repurchase up to 15.3% of its shares through open market purchases. Shares repurchase plans are typically a sign that the company’s management believes its shares are undervalued.

Insiders Place Their Bets

In other news, insider Kathleen L. Patterson sold 29,000 shares of the company’s stock in a transaction that occurred on Wednesday, October 22nd. The stock was sold at an average price of $40.86, for a total value of $1,184,940.00. Following the sale, the insider directly owned 100,203 shares in the company, valued at approximately $4,094,294.58. This represents a 22.45% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this link. Insiders own 0.67% of the company’s stock.

Hedge Funds Weigh In On Ally Financial

Institutional investors and hedge funds have recently bought and sold shares of the business. Wellington Management Group LLP raised its holdings in shares of Ally Financial by 19.6% in the third quarter. Wellington Management Group LLP now owns 11,938,680 shares of the financial services provider’s stock valued at $467,996,000 after buying an additional 1,958,201 shares during the last quarter. Qube Research & Technologies Ltd lifted its position in shares of Ally Financial by 8,255.7% during the third quarter. Qube Research & Technologies Ltd now owns 1,230,384 shares of the financial services provider’s stock worth $48,231,000 after purchasing an additional 1,215,659 shares in the last quarter. Bank of America Corp DE lifted its position in shares of Ally Financial by 38.9% during the second quarter. Bank of America Corp DE now owns 3,771,190 shares of the financial services provider’s stock worth $146,888,000 after purchasing an additional 1,056,060 shares in the last quarter. Cubist Systematic Strategies LLC bought a new stake in shares of Ally Financial during the second quarter valued at approximately $22,431,000. Finally, Sei Investments Co. increased its holdings in shares of Ally Financial by 36.7% in the third quarter. Sei Investments Co. now owns 1,125,188 shares of the financial services provider’s stock valued at $44,107,000 after purchasing an additional 301,986 shares in the last quarter. Institutional investors and hedge funds own 88.76% of the company’s stock.

Wall Street Analyst Weigh In

ALLY has been the subject of several research analyst reports. Keefe, Bruyette & Woods cut their target price on shares of Ally Financial from $56.00 to $51.00 and set an “outperform” rating for the company in a research note on Wednesday, October 1st. Truist Financial upped their price objective on shares of Ally Financial from $47.00 to $51.00 and gave the company a “buy” rating in a research report on Monday, December 22nd. Weiss Ratings reiterated a “hold (c+)” rating on shares of Ally Financial in a research note on Monday, December 29th. Wells Fargo & Company upgraded Ally Financial from a “hold” rating to an “overweight” rating in a research note on Wednesday, December 17th. Finally, Evercore ISI raised Ally Financial from an “in-line” rating to an “outperform” rating and upped their price target for the company from $48.00 to $53.00 in a report on Tuesday, January 6th. Thirteen research analysts have rated the stock with a Buy rating and five have assigned a Hold rating to the company. According to data from MarketBeat.com, Ally Financial currently has an average rating of “Moderate Buy” and an average target price of $49.44.

About Ally Financial

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.