Charles Schwab (NYSE:SCHW) Updates FY 2026 Earnings Guidance

Charles Schwab (NYSE:SCHW) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 5.700-5.800 for the period, compared to the consensus estimate of 5.370. The company issued revenue guidance of $26.2 billion-$26.4 billion, compared to the consensus revenue estimate of $25.5 billion.

Analyst Ratings Changes

A number of research firms recently weighed in on SCHW. BMO Capital Markets initiated coverage on Charles Schwab in a report on Friday, October 3rd. They set an “outperform” rating and a $110.00 target price on the stock. Wolfe Research set a $120.00 price target on Charles Schwab in a report on Monday, January 12th. The Goldman Sachs Group reiterated a “buy” rating and issued a $114.00 price objective on shares of Charles Schwab in a report on Friday, October 17th. Barclays increased their price objective on shares of Charles Schwab from $111.00 to $120.00 and gave the company an “overweight” rating in a research report on Thursday, January 8th. Finally, Citizens Jmp raised their target price on shares of Charles Schwab from $110.00 to $120.00 and gave the stock a “market outperform” rating in a research note on Monday, January 12th. One analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating, five have issued a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat.com, Charles Schwab presently has a consensus rating of “Moderate Buy” and an average price target of $114.45.

Charles Schwab Trading Up 0.8%

Shares of SCHW stock traded up $0.85 on Wednesday, hitting $101.84. The company had a trading volume of 17,877,212 shares, compared to its average volume of 6,110,030. Charles Schwab has a twelve month low of $65.88 and a twelve month high of $104.98. The company has a debt-to-equity ratio of 0.47, a quick ratio of 0.58 and a current ratio of 0.58. The firm has a market cap of $180.96 billion, a P/E ratio of 23.85, a P/E/G ratio of 0.69 and a beta of 0.94. The stock’s 50-day moving average is $97.50 and its two-hundred day moving average is $95.75.

Charles Schwab (NYSE:SCHW) last announced its earnings results on Wednesday, January 21st. The financial services provider reported $1.39 EPS for the quarter, beating the consensus estimate of $1.32 by $0.07. The business had revenue of $6.34 billion for the quarter, compared to analysts’ expectations of $6.19 billion. Charles Schwab had a return on equity of 21.02% and a net margin of 35.93%.The firm’s revenue was up 18.9% on a year-over-year basis. During the same period in the prior year, the business posted $1.01 earnings per share. Charles Schwab has set its FY 2026 guidance at 5.700-5.800 EPS. On average, equities research analysts anticipate that Charles Schwab will post 4.22 earnings per share for the current fiscal year.

Charles Schwab Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, November 28th. Investors of record on Friday, November 14th were paid a dividend of $0.27 per share. This represents a $1.08 dividend on an annualized basis and a yield of 1.1%. The ex-dividend date of this dividend was Friday, November 14th. Charles Schwab’s dividend payout ratio (DPR) is currently 25.29%.

Insider Transactions at Charles Schwab

In related news, insider Jonathan S. Beatty sold 3,072 shares of the company’s stock in a transaction dated Wednesday, November 12th. The stock was sold at an average price of $98.00, for a total transaction of $301,056.00. Following the sale, the insider owned 11,923 shares in the company, valued at $1,168,454. This represents a 20.49% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. 6.30% of the stock is currently owned by insiders.

Charles Schwab News Summary

Here are the key news stories impacting Charles Schwab this week:

• Positive Sentiment: Q4 results: Schwab posted EPS of $1.39 and revenue of $6.34B (y/y revenue +18.9%), with record quarterly net income — results underpin earnings beat and support the rally. Schwab Reports Record 4Q and Full Year 2025 Results
• Positive Sentiment: Client activity and scale: Schwab hit $11.9T in client assets and reported a ~31% jump in trading volumes, helping boost interest income and trading revenue. Charles Schwab Hits $11.9 Trillion In Assets, Trading Volumes Jump 31%
• Positive Sentiment: Business growth initiative: Schwab plans to expand lending capabilities to RIAs (advisors), a strategic growth lever that could deepen client relationships and increase fee/credit revenues over time. Schwab Plans to Ramp Up, Expand RIA Lending Capabilities
• Neutral Sentiment: Management color: CEO interviews and the winter business update elaborate on client engagement and strategy — useful for modeling longer-term revenue mix but no immediate financial surprises. Charles Schwab CEO on Q4 earnings
• Neutral Sentiment: Transcript & metrics: Conference call and winter update transcripts provide detail on NIR (net interest revenue), trading, and client flows — important for analysts but incremental to headline EPS. The Charles Schwab Corporation (SCHW) Discusses Business Growth, Client Engagement and Strategic Initiatives
• Negative Sentiment: Net revenue miss: Bloomberg flags that net revenue missed some analyst expectations despite a strong market year — investors concerned about sustainability of revenue beats. Schwab Net Revenue Misses Estimates Amid Strong Year for Markets
• Negative Sentiment: Rising expenses: Coverage notes higher operating costs that trimmed margins and led to intra-day share weakness for some investors — a risk to near-term profitability if costs persist. Schwab’s Q4 Earnings Beat Estimates on Trading & NIR, Shares Down

Institutional Trading of Charles Schwab

Several large investors have recently modified their holdings of SCHW. Newbridge Financial Services Group Inc. increased its stake in Charles Schwab by 233.6% during the 3rd quarter. Newbridge Financial Services Group Inc. now owns 357 shares of the financial services provider’s stock valued at $34,000 after purchasing an additional 250 shares in the last quarter. Caitong International Asset Management Co. Ltd lifted its stake in shares of Charles Schwab by 910.0% in the third quarter. Caitong International Asset Management Co. Ltd now owns 404 shares of the financial services provider’s stock valued at $39,000 after buying an additional 364 shares in the last quarter. Wealth Watch Advisors INC acquired a new position in shares of Charles Schwab during the third quarter valued at about $45,000. Imprint Wealth LLC bought a new stake in shares of Charles Schwab during the third quarter worth about $46,000. Finally, Wiser Advisor Group LLC bought a new stake in shares of Charles Schwab during the third quarter worth about $51,000. Institutional investors and hedge funds own 84.38% of the company’s stock.

Charles Schwab Company Profile

Charles Schwab Corporation (NYSE: SCHW) is a diversified financial services firm that provides brokerage, banking, wealth management and advisory services to individual investors, independent investment advisors and institutional clients. Its primary offerings include retail brokerage accounts, online trading platforms, Schwab-branded mutual funds and exchange-traded funds (ETFs), retirement plan services, custodial services for independent Registered Investment Advisors (RIAs), and banking products through Charles Schwab Bank.