Comerica (NYSE:CMA) Releases Earnings Results, Beats Estimates By $0.18 EPS

Comerica (NYSE:CMA) announced its quarterly earnings results on Tuesday. The financial services provider reported $1.46 EPS for the quarter, topping the consensus estimate of $1.28 by $0.18, FiscalAI reports. Comerica had a net margin of 14.91% and a return on equity of 10.69%. During the same quarter last year, the company posted $1.20 EPS.

Comerica Trading Up 2.1%

Shares of Comerica stock opened at $93.48 on Wednesday. The firm has a market cap of $11.95 billion, a price-to-earnings ratio of 17.84 and a beta of 1.03. Comerica has a 52-week low of $48.12 and a 52-week high of $94.50. The company’s 50-day simple moving average is $85.68 and its 200-day simple moving average is $75.96. The company has a quick ratio of 0.96, a current ratio of 0.96 and a debt-to-equity ratio of 0.77.

Comerica Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, January 1st. Stockholders of record on Monday, December 15th were issued a $0.71 dividend. The ex-dividend date of this dividend was Monday, December 15th. This represents a $2.84 annualized dividend and a dividend yield of 3.0%. Comerica’s payout ratio is presently 54.20%.

Hedge Funds Weigh In On Comerica

A number of large investors have recently modified their holdings of the business. Corient Private Wealth LLC boosted its stake in shares of Comerica by 7.9% in the second quarter. Corient Private Wealth LLC now owns 50,339 shares of the financial services provider’s stock valued at $3,003,000 after buying an additional 3,664 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its holdings in Comerica by 60.1% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 46,755 shares of the financial services provider’s stock valued at $2,761,000 after acquiring an additional 17,552 shares during the period. Lazard Asset Management LLC boosted its position in shares of Comerica by 5.0% during the 2nd quarter. Lazard Asset Management LLC now owns 20,941 shares of the financial services provider’s stock worth $1,249,000 after purchasing an additional 1,000 shares in the last quarter. Osaic Holdings Inc. boosted its position in shares of Comerica by 4.3% during the 2nd quarter. Osaic Holdings Inc. now owns 17,251 shares of the financial services provider’s stock worth $1,031,000 after purchasing an additional 718 shares in the last quarter. Finally, Polymer Capital Management US LLC acquired a new position in shares of Comerica during the 3rd quarter worth $636,000. 80.74% of the stock is owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

A number of research firms have recently commented on CMA. Weiss Ratings cut Comerica from a “buy (b-)” rating to a “hold (c+)” rating in a research report on Friday, October 24th. Keefe, Bruyette & Woods reaffirmed a “market perform” rating and set a $93.00 price target (up previously from $73.00) on shares of Comerica in a research report on Friday, October 10th. Royal Bank Of Canada increased their price objective on Comerica from $75.00 to $86.00 and gave the company an “outperform” rating in a report on Friday, October 10th. Wells Fargo & Company lifted their target price on shares of Comerica from $65.00 to $97.00 and gave the company an “equal weight” rating in a report on Monday, October 20th. Finally, Morgan Stanley upgraded shares of Comerica from an “underweight” rating to an “equal weight” rating and set a $83.00 price target for the company in a research report on Tuesday, October 7th. Three analysts have rated the stock with a Buy rating, seventeen have given a Hold rating and one has given a Sell rating to the company. According to MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average target price of $79.56.

Key Headlines Impacting Comerica

Here are the key news stories impacting Comerica this week:

• Positive Sentiment: Q4 earnings beat — Comerica posted $1.46 EPS vs. $1.26 consensus, with solid margins and ROE, which is the primary driver for the stock uptick. Comerica Reports Fourth Quarter and Full-Year 2025 Earnings Results
• Positive Sentiment: Revenue/sales beat — Company posted better-than-expected sales in Q4, reinforcing the earnings strength and giving investors confidence in core business momentum. Comerica (NYSE:CMA) Posts Better-Than-Expected Sales In Q4 CY2025
• Positive Sentiment: Merger synergy optimism — Fifth Third’s management emphasized meaningful synergies from the proposed merger with Comerica, supporting upside to combined earnings and cost saves. That merger narrative is amplifying investor interest. Fifth Third Bets Big on Comerica Merger Synergies
• Neutral Sentiment: Analyst/metric comparisons — Coverage (Zacks) walks through key Q4 metrics vs. Street estimates; overall the beat appears solid but analysts will re-model for combined entity and FY guidance. Comerica (CMA) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
• Neutral Sentiment: Company releases and summaries — Multiple outlets and the company’s 8-K/press release provide the detailed results; these filings will inform analyst revisions but are procedural. View Press Release
• Negative Sentiment: Layoffs as integration proceeds — Comerica has begun layoffs in Michigan tied to the Fifth Third merger; while cost-reduction can boost margins long-term, near-term execution, severance costs and employee disruption introduce risk. Comerica begins Michigan layoffs as Fifth Third merger moves forward

Comerica Company Profile

Comerica Incorporated is a diversified financial services company headquartered in Dallas, Texas, operating as Comerica Bank. The company offers a comprehensive suite of banking and financial solutions to businesses, professionals, and individuals. Its principal business activities encompass commercial banking services—such as treasury management, lending, and international trade finance—alongside retail banking products like deposit accounts, consumer loans, and credit cards. In addition, Comerica provides wealth management and trust services, financial advisory, and capital markets solutions to support clients’ complex financial needs.

Established in Detroit in 1849 as the Detroit Savings Fund Institute, Comerica has evolved over more than 170 years to become a regional banking leader.