Simmons First National (NASDAQ:SFNC) Releases Quarterly Earnings Results, Beats Expectations By $0.05 EPS

Simmons First National (NASDAQ:SFNC) posted its quarterly earnings data on Tuesday. The bank reported $0.54 earnings per share for the quarter, topping the consensus estimate of $0.49 by $0.05, Zacks reports. The company had revenue of $249.00 million during the quarter, compared to analyst estimates of $238.68 million. Simmons First National had a negative net margin of 27.83% and a positive return on equity of 6.70%. The company’s revenue was up 19.4% on a year-over-year basis. During the same quarter last year, the business posted $0.39 earnings per share.

Simmons First National Price Performance

Shares of SFNC stock opened at $21.00 on Thursday. The firm has a market cap of $3.04 billion, a price-to-earnings ratio of -7.58 and a beta of 0.89. Simmons First National has a 12 month low of $17.00 and a 12 month high of $23.44. The company has a quick ratio of 0.88, a current ratio of 0.88 and a debt-to-equity ratio of 0.20. The stock has a 50-day moving average price of $18.91 and a 200 day moving average price of $19.23.

Simmons First National Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Monday, December 15th were issued a $0.2125 dividend. The ex-dividend date was Monday, December 15th. This represents a $0.85 annualized dividend and a yield of 4.0%. Simmons First National’s dividend payout ratio (DPR) is currently -29.01%.

Insider Transactions at Simmons First National

In other Simmons First National news, Director Steven A. Cosse bought 8,603 shares of Simmons First National stock in a transaction dated Thursday, October 30th. The shares were bought at an average price of $17.44 per share, with a total value of $150,036.32. Following the purchase, the director owned 113,652 shares of the company’s stock, valued at $1,982,090.88. This trade represents a 8.19% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at this link. Insiders own 1.44% of the company’s stock.

Hedge Funds Weigh In On Simmons First National

Several large investors have recently bought and sold shares of the business. Wellington Management Group LLP bought a new position in Simmons First National in the third quarter valued at approximately $129,282,000. Northern Trust Corp lifted its stake in shares of Simmons First National by 2.1% in the 3rd quarter. Northern Trust Corp now owns 4,508,330 shares of the bank’s stock valued at $86,425,000 after purchasing an additional 91,596 shares during the period. Invesco Ltd. boosted its position in shares of Simmons First National by 14.0% in the 2nd quarter. Invesco Ltd. now owns 1,731,794 shares of the bank’s stock worth $32,835,000 after purchasing an additional 212,988 shares during the last quarter. Qube Research & Technologies Ltd grew its stake in shares of Simmons First National by 41.7% during the second quarter. Qube Research & Technologies Ltd now owns 922,284 shares of the bank’s stock worth $17,487,000 after purchasing an additional 271,257 shares during the period. Finally, Bridgeway Capital Management LLC grew its stake in shares of Simmons First National by 6.4% during the third quarter. Bridgeway Capital Management LLC now owns 725,923 shares of the bank’s stock worth $13,916,000 after purchasing an additional 43,811 shares during the period. 27.58% of the stock is currently owned by institutional investors and hedge funds.

Analyst Ratings Changes

A number of equities research analysts recently commented on the company. Raymond James Financial upgraded Simmons First National to an “outperform” rating and set a $23.00 price target on the stock in a research report on Thursday. Morgan Stanley began coverage on Simmons First National in a research note on Tuesday, October 28th. They issued a “positive” rating and a $22.00 price objective on the stock. Keefe, Bruyette & Woods decreased their target price on Simmons First National from $22.00 to $21.00 and set a “market perform” rating on the stock in a report on Monday, October 20th. Weiss Ratings reaffirmed a “sell (d+)” rating on shares of Simmons First National in a report on Monday, December 29th. Finally, Zacks Research downgraded shares of Simmons First National from a “strong-buy” rating to a “hold” rating in a research report on Monday, October 13th. Two analysts have rated the stock with a Strong Buy rating, three have issued a Buy rating, three have assigned a Hold rating and one has issued a Sell rating to the company. According to MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $22.29.

Key Headlines Impacting Simmons First National

Here are the key news stories impacting Simmons First National this week:

• Positive Sentiment: Beat on EPS and revenue — Q4 adjusted diluted EPS of $0.54 and total revenue of $249.0M topped consensus, driven by higher core revenue. Simmons First quarterly net income, revenue beat estimates
• Positive Sentiment: Margin expansion — reported net interest margin rose ~31 bps to 3.81% and cost of deposits declined ~21 bps, supporting stronger pre‑provision net revenue (PPNR). Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Positive Sentiment: 2026 targets conservative — management is guiding to low- to mid-single-digit loan growth and stable NIM while prioritizing core deposits, signaling measured balance‑sheet growth rather than aggressive risk-taking. Simmons First National targets low to mid-single-digit loan growth and stable NIM for 2026 while focusing on core deposits
• Positive Sentiment: Capital and profitability metrics showed improvement — ROAA/ROE recovery and strengthened capital ratios (CET1 ~11.6%), supporting dividend and balance‑sheet stability. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Neutral Sentiment: Earnings-call color and slides available — the transcript and slide deck give more detail on portfolio mix, margin drivers and credit outlook for investors modeling forward results. Simmons First National Corporation (SFNC) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Market coverage and snapshots emphasize the beat and margin story — useful for quick comparables and consensus reconciliation. Simmons First National beats Q4 expectations on strong margin growth
• Negative Sentiment: Credit noise: net charge-offs rose (NCO ratio ~1.12%) linked to two previously disclosed relationships and a run‑off portfolio; provision for credit losses was elevated — these items increase near‑term credit cost uncertainty. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54
• Negative Sentiment: Some year‑over‑year deposit contraction and elevated nonperforming metrics vs. recent quarters could concern investors if trends persist. Simmons First National Corporation Reports Fourth Quarter EPS of $0.54

About Simmons First National

Simmons First National Corporation (NASDAQ:SFNC) is a bank holding company headquartered in Pine Bluff, Arkansas. Through its primary operating subsidiary, Simmons Bank, the company maintains a network of more than 200 branches across Arkansas, Tennessee, Missouri, Mississippi, Texas, Oklahoma and North Carolina. Simmons First National offers a full suite of financial services to individuals, small businesses and commercial clients, emphasizing relationship-driven community banking.

The company’s core business activities span deposit-taking, lending and payment services.