FB Financial (NYSE:FBK) Reaches New 52-Week High on Earnings Beat

FB Financial Corporation (NYSE:FBK) hit a new 52-week high on Wednesday after the company announced better than expected quarterly earnings. The company traded as high as $60.92 and last traded at $60.6250, with a volume of 50496 shares traded. The stock had previously closed at $58.52.

The financial services provider reported $1.16 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.14 by $0.02. The company had revenue of $178.36 million for the quarter, compared to the consensus estimate of $176.30 million. FB Financial had a net margin of 13.07% and a return on equity of 11.21%. During the same quarter in the prior year, the firm earned $0.85 earnings per share.

FB Financial Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Tuesday, February 24th. Investors of record on Tuesday, February 10th will be given a $0.21 dividend. This is a boost from FB Financial’s previous quarterly dividend of $0.19. This represents a $0.84 annualized dividend and a dividend yield of 1.5%. The ex-dividend date of this dividend is Tuesday, February 10th. FB Financial’s dividend payout ratio is 35.51%.

FB Financial News Summary

Here are the key news stories impacting FB Financial this week:

• Positive Sentiment: Q4 earnings beat and revenue topline surprise: FBK reported $1.16 EPS vs. $1.14 expected and revenue of $178.4M vs. ~$176.3M, showing year‑over‑year EPS improvement. FB Financial (FBK) Beats Q4 Earnings and Revenue Estimates
• Positive Sentiment: Quarterly dividend raised to $0.21 (10.5% increase vs. prior $0.19), payable Feb. 24 with record date Feb. 10 — supports shareholder yield and signals confidence in cash flow.
• Positive Sentiment: Management highlighted margin strength on the earnings call, underscoring profitability resilience. FB Financial (FBK) Highlights Margin Strength in Earnings
• Positive Sentiment: Company reported strong loan growth alongside the beat — a core driver for future net interest income. FB Financial beats Q4 earnings, reports strong loan growth
• Positive Sentiment: Relative strength rating climbed to 82, suggesting leadership vs. peers and institutional interest. FB Financial shows market leadership with jump to 82 RS rating
• Neutral Sentiment: Full Q4 earnings call transcript and presentation are available for depth on guidance, portfolio mix and capital actions — useful for modeling forward earnings. FB Financial Corporation (FBK) Q4 2025 Earnings Call Transcript FB Financial Corporation 2025 Q4 – Results – Earnings Call Presentation
• Negative Sentiment: Insider sale reported — James Austin McPherson sold 8,500 shares, which can trigger short-term selling pressure or signal personal liquidity needs. James Austin Mcpherson Sells 8,500 Shares of FB Financial (NYSE:FBK) Stock
• Negative Sentiment: Despite positive fundamentals, shares traded lower on elevated volume — suggests profit-taking after recent gains and that investors may have already priced in the beat/dividend. (Market action & volume data referenced from intraday trading.)

Wall Street Analysts Forecast Growth

A number of equities research analysts recently weighed in on FBK shares. Wall Street Zen raised FB Financial from a “sell” rating to a “hold” rating in a report on Sunday, November 16th. Weiss Ratings reissued a “hold (c)” rating on shares of FB Financial in a research report on Wednesday, October 8th. Piper Sandler cut shares of FB Financial from an “overweight” rating to a “neutral” rating and upped their price target for the company from $63.00 to $65.00 in a report on Friday. Finally, Cantor Fitzgerald reiterated an “overweight” rating and set a $66.00 price objective (up from $61.00) on shares of FB Financial in a research note on Thursday, October 16th. Four analysts have rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. Based on data from MarketBeat, FB Financial currently has a consensus rating of “Moderate Buy” and an average price target of $61.20.

Insider Transactions at FB Financial

In other FB Financial news, major shareholder James Austin Mcpherson sold 8,500 shares of the firm’s stock in a transaction dated Thursday, January 15th. The shares were sold at an average price of $60.06, for a total transaction of $510,510.00. Following the transaction, the insider owned 9,484 shares of the company’s stock, valued at approximately $569,609.04. This trade represents a 47.26% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. Company insiders own 1.90% of the company’s stock.

Institutional Trading of FB Financial

A number of hedge funds and other institutional investors have recently made changes to their positions in FBK. Savant Capital LLC boosted its position in FB Financial by 5.2% during the 3rd quarter. Savant Capital LLC now owns 4,977 shares of the financial services provider’s stock worth $277,000 after acquiring an additional 245 shares during the period. Mutual of America Capital Management LLC boosted its holdings in shares of FB Financial by 6.3% during the third quarter. Mutual of America Capital Management LLC now owns 4,705 shares of the financial services provider’s stock worth $262,000 after purchasing an additional 278 shares during the period. UMB Bank n.a. boosted its holdings in shares of FB Financial by 155.9% during the third quarter. UMB Bank n.a. now owns 481 shares of the financial services provider’s stock worth $27,000 after purchasing an additional 293 shares during the period. Quadrant Capital Group LLC grew its position in FB Financial by 4.1% during the third quarter. Quadrant Capital Group LLC now owns 7,613 shares of the financial services provider’s stock valued at $424,000 after purchasing an additional 299 shares in the last quarter. Finally, GAMMA Investing LLC increased its stake in FB Financial by 24.5% in the 3rd quarter. GAMMA Investing LLC now owns 1,964 shares of the financial services provider’s stock valued at $109,000 after buying an additional 387 shares during the period. 65.40% of the stock is currently owned by institutional investors.

FB Financial Stock Performance

The company’s 50 day simple moving average is $57.09 and its two-hundred day simple moving average is $54.18. The stock has a market cap of $3.04 billion, a price-to-earnings ratio of 23.73 and a beta of 0.98.

About FB Financial

FB Financial Corporation, through its banking subsidiary FirstBank, is a Tennessee-based bank holding company that provides a broad range of financial services to individuals, small and medium-sized businesses, and commercial clients. Established to serve the banking needs of communities across the southeastern United States, the company’s core offerings include consumer and commercial deposit products, commercial lending, and mortgage services.

In addition to traditional checking and savings accounts, FB Financial’s service portfolio encompasses treasury and cash management, equipment financing, and letters of credit to support the working capital and expansion needs of business customers.