Texas Capital Bancshares (NASDAQ:TCBI) Reaches New 52-Week High – Still a Buy?

Shares of Texas Capital Bancshares, Inc. (NASDAQ:TCBI) reached a new 52-week high during trading on Wednesday . The company traded as high as $101.45 and last traded at $101.60, with a volume of 58487 shares traded. The stock had previously closed at $97.29.

Key Texas Capital Bancshares News

Here are the key news stories impacting Texas Capital Bancshares this week:

• Positive Sentiment: Q4 results beat expectations — adjusted EPS topped consensus (~$2.08 vs $1.78) and revenue exceeded estimates; shows underlying earnings momentum. MarketBeat earnings note
• Positive Sentiment: Strong YoY profitability and capital: net income available to common ~$96.3M (+44% YoY); book value and tangible book value per share up ~13% YoY; CET1 12.1% — supports dividend/capital flexibility. Press release
• Positive Sentiment: Share repurchase program & execution: board authorized up to $200M through 2026 and the company repurchased ~1.45M shares ($126.6M) in Q4 — a direct capital-return signal. QuiverQuant summary
• Neutral Sentiment: Management hosted an earnings call and provided slides/transcript — useful for gleaning guidance, strategy and client pipeline (transcript available). Earnings call transcript
• Neutral Sentiment: Net interest margin and many core metrics remain solid (NIM ~3.38%, ROA ~1.22%) but show modest quarter‑to‑quarter movement — worth monitoring for trend direction. Zacks metrics note
• Negative Sentiment: Credit‑quality red flags: criticized loans rose to ~$635M and non‑accrual LHI increased to ~$116.9M; Q4 recorded ~$10.7M net charge‑offs — potential headwind if trending higher. Press release details
• Negative Sentiment: Non‑interest income slipped QoQ (lower investment banking/advisory and trading income), and Q4 net income was slightly below Q3 — signals some revenue volatility outside core NII. Investing.com recap
• Negative Sentiment: Management signaled “cautious growth” — prudent but suggests controlled expansion rather than aggressive top‑line acceleration. TipRanks call highlights

Analyst Upgrades and Downgrades

TCBI has been the subject of a number of research reports. Weiss Ratings upgraded shares of Texas Capital Bancshares from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Friday, October 31st. TD Cowen restated a “hold” rating on shares of Texas Capital Bancshares in a research note on Wednesday, January 7th. DA Davidson reiterated a “neutral” rating and set a $91.00 price objective on shares of Texas Capital Bancshares in a research report on Thursday, November 20th. Stephens reissued an “overweight” rating on shares of Texas Capital Bancshares in a report on Friday. Finally, JPMorgan Chase & Co. raised their price target on shares of Texas Capital Bancshares from $92.00 to $105.00 and gave the stock an “underweight” rating in a research report on Tuesday, December 16th. Four equities research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and three have given a Sell rating to the company’s stock. According to data from MarketBeat.com, the stock has a consensus rating of “Hold” and an average price target of $93.09.

Texas Capital Bancshares Stock Down 0.0%

The company has a debt-to-equity ratio of 0.19, a quick ratio of 1.00 and a current ratio of 1.00. The stock’s fifty day simple moving average is $93.15 and its two-hundred day simple moving average is $87.86. The stock has a market capitalization of $4.67 billion, a P/E ratio of 16.73, a price-to-earnings-growth ratio of 0.73 and a beta of 0.67.

Texas Capital Bancshares (NASDAQ:TCBI) last released its quarterly earnings results on Thursday, January 22nd. The bank reported $2.08 EPS for the quarter, beating analysts’ consensus estimates of $1.78 by $0.30. The firm had revenue of $327.48 million for the quarter, compared to analyst estimates of $324.09 million. Texas Capital Bancshares had a return on equity of 9.51% and a net margin of 15.14%.During the same quarter in the previous year, the company posted $1.43 EPS. As a group, research analysts expect that Texas Capital Bancshares, Inc. will post 5.84 EPS for the current fiscal year.

Insider Activity at Texas Capital Bancshares

In related news, Director Robert W. Stallings bought 5,000 shares of the business’s stock in a transaction that occurred on Monday, October 27th. The shares were bought at an average price of $20.68 per share, with a total value of $103,400.00. Following the completion of the transaction, the director directly owned 275,913 shares in the company, valued at approximately $5,705,880.84. This represents a 1.85% increase in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which can be accessed through this link. 1.72% of the stock is currently owned by insiders.

Institutional Trading of Texas Capital Bancshares

A number of large investors have recently added to or reduced their stakes in TCBI. Norges Bank bought a new stake in shares of Texas Capital Bancshares in the second quarter valued at $45,364,000. Azora Capital LP grew its holdings in shares of Texas Capital Bancshares by 141.3% during the second quarter. Azora Capital LP now owns 930,014 shares of the bank’s stock worth $73,843,000 after purchasing an additional 544,590 shares in the last quarter. AQR Capital Management LLC increased its stake in Texas Capital Bancshares by 25.1% in the third quarter. AQR Capital Management LLC now owns 1,919,194 shares of the bank’s stock valued at $162,229,000 after acquiring an additional 384,748 shares during the last quarter. Balyasny Asset Management L.P. grew its position in Texas Capital Bancshares by 2,707.2% during the third quarter. Balyasny Asset Management L.P. now owns 348,936 shares of the bank’s stock valued at $29,496,000 after acquiring an additional 336,506 shares during the last quarter. Finally, Algert Global LLC raised its position in Texas Capital Bancshares by 731.5% in the 3rd quarter. Algert Global LLC now owns 294,840 shares of the bank’s stock worth $24,923,000 after purchasing an additional 259,380 shares during the period. Hedge funds and other institutional investors own 96.88% of the company’s stock.

About Texas Capital Bancshares

Texas Capital Bancshares, Inc is a bank holding company headquartered in Dallas, Texas, operating through its wholly owned subsidiary, Texas Capital Bank. The company specializes in providing commercial banking services to middle-market companies, entrepreneurs, professional service firms, real estate developers, and not-for-profit organizations. Its broad range of offerings includes commercial lending, treasury and cash management, real estate finance, equipment finance, and energy lending, all designed to address the unique financial needs of businesses navigating growth and market challenges.

In addition to its core commercial banking capabilities, Texas Capital Bancshares delivers private banking and wealth management services for business owners and high-net-worth individuals.