Byline Bancorp (NYSE:BY) Issues Quarterly Earnings Results, Beats Expectations By $0.04 EPS

Byline Bancorp (NYSE:BY) released its earnings results on Thursday. The company reported $0.76 earnings per share for the quarter, beating analysts’ consensus estimates of $0.72 by $0.04, FiscalAI reports. Byline Bancorp had a net margin of 20.54% and a return on equity of 11.38%. The business had revenue of $117.01 million during the quarter, compared to the consensus estimate of $112.51 million.

Byline Bancorp Trading Down 2.3%

BY opened at $30.98 on Friday. Byline Bancorp has a 1-year low of $22.63 and a 1-year high of $32.14. The company has a market cap of $1.42 billion, a price-to-earnings ratio of 10.76 and a beta of 0.86. The company’s fifty day moving average price is $29.47 and its two-hundred day moving average price is $28.27.

Byline Bancorp Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Tuesday, February 3rd will be issued a $0.12 dividend. The ex-dividend date is Tuesday, February 3rd. This represents a $0.48 dividend on an annualized basis and a dividend yield of 1.5%. This is an increase from Byline Bancorp’s previous quarterly dividend of $0.10. Byline Bancorp’s dividend payout ratio (DPR) is 14.23%.

Analyst Upgrades and Downgrades

BY has been the subject of several recent analyst reports. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Byline Bancorp in a research note on Wednesday. Keefe, Bruyette & Woods increased their price target on Byline Bancorp from $31.00 to $32.00 and gave the stock a “market perform” rating in a report on Monday, October 27th. Finally, Piper Sandler lifted their price objective on shares of Byline Bancorp from $34.00 to $35.00 and gave the company an “overweight” rating in a research note on Tuesday, October 28th. Three analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company’s stock. According to MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average price target of $33.25.

Insider Activity

In other news, insider Thomas Abraham sold 23,400 shares of the business’s stock in a transaction dated Tuesday, October 28th. The shares were sold at an average price of $26.89, for a total transaction of $629,226.00. Following the completion of the sale, the insider directly owned 38,882 shares of the company’s stock, valued at $1,045,536.98. The trade was a 37.57% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. 28.79% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

Several hedge funds have recently modified their holdings of the stock. Qube Research & Technologies Ltd grew its holdings in Byline Bancorp by 56.2% during the third quarter. Qube Research & Technologies Ltd now owns 358,536 shares of the company’s stock worth $9,942,000 after buying an additional 129,032 shares in the last quarter. UBS Group AG grew its stake in shares of Byline Bancorp by 129.4% in the 3rd quarter. UBS Group AG now owns 141,067 shares of the company’s stock worth $3,912,000 after acquiring an additional 79,586 shares in the last quarter. First Trust Advisors LP grew its stake in shares of Byline Bancorp by 93.0% in the 2nd quarter. First Trust Advisors LP now owns 163,685 shares of the company’s stock worth $4,375,000 after acquiring an additional 78,870 shares in the last quarter. Jane Street Group LLC raised its holdings in shares of Byline Bancorp by 71.0% in the first quarter. Jane Street Group LLC now owns 152,478 shares of the company’s stock valued at $3,989,000 after purchasing an additional 63,317 shares during the last quarter. Finally, Marshall Wace LLP bought a new position in shares of Byline Bancorp during the second quarter valued at about $1,250,000. Hedge funds and other institutional investors own 67.73% of the company’s stock.

Byline Bancorp News Roundup

Here are the key news stories impacting Byline Bancorp this week:

• Positive Sentiment: Q4 results beat consensus — Byline reported $0.76 EPS vs. $0.72 expected and $117M revenue vs. ~$112.5M expected; full‑year 2025 produced record revenues and solid profitability metrics (net margin ~20%, ROE ~11%). Business Wire: Q4 & FY2025 Results
• Positive Sentiment: Dividend hike — the board increased the quarterly dividend 20% to $0.12/share (annualized yield ~1.5%), signaling confidence in cash flow and capital. (Ex‑dividend date Feb 3.)
• Positive Sentiment: Management guidance targets NII growth and asset scale — Byline flagged Q1 net interest income of about $99M–$100M and reiterated a goal to cross $10B in assets in 2026, supporting revenue growth expectations. MSN: NII Outlook & Asset Target
• Neutral Sentiment: Earnings call/transcript available — management commentary (strategy, margins, loan/deposit trends) can provide incremental color; investors may reassess when they review the call transcript. Seeking Alpha: Q4 2025 Call Transcript
• Neutral Sentiment: Analyst outlook — consensus sees ~2.6 EPS for the year; the stock’s valuation (P/E ~11) and recent move toward its 1‑year high mean future earnings execution will matter for direction.
• Negative Sentiment: Shares pulled back despite beats — elevated volume and a decline suggest profit‑taking or that some investors expected stronger near‑term NII/margin guidance; broader market/sector weakness could also be weighing on the stock.

Byline Bancorp announced that its board has initiated a stock repurchase plan on Thursday, December 11th that allows the company to repurchase $2.25 million in shares. This repurchase authorization allows the company to reacquire up to 0.2% of its shares through open market purchases. Shares repurchase plans are often an indication that the company’s management believes its stock is undervalued.

About Byline Bancorp

Byline Bancorp, Inc is the bank holding company for Byline Bank, a full-service commercial bank headquartered in Chicago, Illinois. Established under its current name in 2016, the company operates as a community-focused financial institution offering a broad array of banking products and services to corporate, professional and consumer clients.

On the commercial banking side, Byline Bancorp serves small and midsize businesses, real estate developers, professional services firms and nonprofit organizations.