Rakuten Investment Management Inc. Makes New Investment in Citizens Financial Group, Inc. $CFG

Rakuten Investment Management Inc. acquired a new stake in shares of Citizens Financial Group, Inc. (NYSE:CFG) during the 3rd quarter, according to its most recent disclosure with the SEC. The fund acquired 18,455 shares of the bank’s stock, valued at approximately $981,000.

Other institutional investors have also recently made changes to their positions in the company. Janney Montgomery Scott LLC lifted its position in Citizens Financial Group by 1.5% during the second quarter. Janney Montgomery Scott LLC now owns 35,352 shares of the bank’s stock valued at $1,582,000 after buying an additional 512 shares during the period. Allspring Global Investments Holdings LLC increased its stake in shares of Citizens Financial Group by 37.2% in the 3rd quarter. Allspring Global Investments Holdings LLC now owns 479,415 shares of the bank’s stock worth $25,284,000 after acquiring an additional 129,995 shares in the last quarter. Mitsubishi UFJ Asset Management Co. Ltd. lifted its position in Citizens Financial Group by 5.3% during the 2nd quarter. Mitsubishi UFJ Asset Management Co. Ltd. now owns 856,204 shares of the bank’s stock valued at $38,315,000 after acquiring an additional 42,971 shares during the period. Synergy Asset Management LLC bought a new stake in Citizens Financial Group during the third quarter worth about $60,434,000. Finally, OLD National Bancorp IN purchased a new stake in Citizens Financial Group in the third quarter worth about $1,848,000. Institutional investors own 94.90% of the company’s stock.

Citizens Financial Group Price Performance

NYSE CFG opened at $62.64 on Friday. Citizens Financial Group, Inc. has a one year low of $32.60 and a one year high of $65.88. The stock has a 50-day moving average of $57.82 and a 200 day moving average of $53.09. The company has a debt-to-equity ratio of 0.44, a quick ratio of 0.84 and a current ratio of 0.85. The company has a market capitalization of $26.90 billion, a price-to-earnings ratio of 16.19, a PEG ratio of 0.54 and a beta of 0.72.

Citizens Financial Group (NYSE:CFG) last announced its quarterly earnings results on Wednesday, January 21st. The bank reported $1.13 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.11 by $0.02. Citizens Financial Group had a net margin of 15.19% and a return on equity of 7.89%. The firm had revenue of $2.16 billion for the quarter, compared to the consensus estimate of $2.16 billion. During the same quarter last year, the firm posted $0.85 EPS. The business’s quarterly revenue was up 8.6% compared to the same quarter last year. On average, sell-side analysts forecast that Citizens Financial Group, Inc. will post 3.92 EPS for the current year.

Citizens Financial Group Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Wednesday, February 18th. Shareholders of record on Wednesday, February 4th will be given a $0.46 dividend. This represents a $1.84 dividend on an annualized basis and a yield of 2.9%. The ex-dividend date of this dividend is Wednesday, February 4th. Citizens Financial Group’s payout ratio is 47.55%.

Analyst Upgrades and Downgrades

Several equities analysts have recently issued reports on CFG shares. Jefferies Financial Group reiterated a “buy” rating and set a $80.00 target price on shares of Citizens Financial Group in a report on Wednesday. Keefe, Bruyette & Woods lifted their price objective on Citizens Financial Group from $68.00 to $70.00 and gave the company an “outperform” rating in a research note on Thursday. New Street Research set a $73.00 target price on Citizens Financial Group in a report on Thursday. Morgan Stanley raised their price target on Citizens Financial Group from $71.00 to $73.00 and gave the company an “overweight” rating in a report on Thursday. Finally, DA Davidson lifted their price target on Citizens Financial Group from $65.00 to $73.00 and gave the stock a “buy” rating in a research report on Thursday. One analyst has rated the stock with a Strong Buy rating, eighteen have assigned a Buy rating and two have given a Hold rating to the stock. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and an average price target of $66.91.

Key Stories Impacting Citizens Financial Group

Here are the key news stories impacting Citizens Financial Group this week:

• Positive Sentiment: Q4 results: CFG reported Q4 net income of $528M (up ~32% YoY) and EPS $1.13 (up ~36% YoY), beating expectations and showing revenue/fee strength that supports earnings momentum. Citizens Financial Group Reports Fourth Quarter 2025 Net Income
• Positive Sentiment: Higher fee income and NII drove the profit jump and helped push shares to recent highs — an operational beat that underpins the bank’s improving revenue mix. Citizens Financial profit jumps on higher fee income, shares hit all-time high
• Positive Sentiment: Dividend declared: CFG announced a $0.46 quarterly dividend (annualized yield ~2.9%), payable Feb. 18 to holders of record Feb. 4 — supports income-focused buyers.
• Positive Sentiment: Analyst upgrades/target increases: multiple firms raised targets and reiterated buy/outperform (Bank of America to $78; Argus to $72; DA Davidson to $73; KBW to $70), signaling renewed sell‑side confidence in earnings trajectory and upside potential. Argus price target raise Benzinga coverage of analyst moves
• Neutral Sentiment: Business outlook/depth pieces: coverage highlights strategic moves — private bank expansion and technology initiatives that shape longer‑term growth but are not immediate catalysts. CFG Q4 Deep Dive: Private Bank Expansion and Strategic Tech Initiatives Shape Outlook
• Neutral Sentiment: Investor resources: earnings-call transcript and analyst write‑ups provide detail for modeling future quarters; useful for verifying management commentary vs. sell‑side assumptions. Q4 2025 earnings call transcript Seeking Alpha analysis
• Neutral Sentiment: Market reaction note: CFG reached a new one‑year high on the earnings beat, which is context for today’s intraday moves. CFG Reaches New 1-Year High After Better-Than-Expected Earnings
• Negative Sentiment: Profit‑taking/technical pullback: after the strong run and multiple bullish analyst notes, some investors are locking in gains — this likely explains the downward price move despite fundamentally positive news.

About Citizens Financial Group

Citizens Financial Group, Inc (NYSE: CFG) is a bank holding company that provides a broad range of banking and financial services to individuals, small and middle-market businesses, corporations and institutional clients. Headquartered in Providence, Rhode Island, Citizens conducts its banking operations principally through its primary banking subsidiary, Citizens Bank, and serves customers through a combination of branch locations, ATMs and digital channels. The company is publicly traded and operates under the regulatory framework applicable to U.S.