Cullen/Frost Bankers (CFR) to Release Earnings on Thursday

Cullen/Frost Bankers (NYSE:CFR) is expected to be announcing its Q4 2025 results before the market opens on Thursday, January 29th. Analysts expect the company to announce earnings of $2.47 per share and revenue of $578.0470 million for the quarter. Individuals are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 29, 2026 at 2:00 PM ET.

Cullen/Frost Bankers (NYSE:CFR) last posted its earnings results on Thursday, October 30th. The bank reported $2.67 earnings per share for the quarter, beating the consensus estimate of $2.38 by $0.29. The business had revenue of $567.27 million during the quarter, compared to the consensus estimate of $565.54 million. Cullen/Frost Bankers had a return on equity of 15.84% and a net margin of 21.99%.During the same period in the previous year, the business earned $2.24 EPS. On average, analysts expect Cullen/Frost Bankers to post $9 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Cullen/Frost Bankers Stock Down 0.8%

Shares of NYSE CFR opened at $136.38 on Tuesday. The business has a 50-day moving average price of $130.02 and a 200 day moving average price of $128.38. The stock has a market cap of $8.72 billion, a PE ratio of 14.03, a price-to-earnings-growth ratio of 2.72 and a beta of 0.63. The company has a quick ratio of 0.65, a current ratio of 0.65 and a debt-to-equity ratio of 0.05. Cullen/Frost Bankers has a 52-week low of $100.31 and a 52-week high of $146.44.

Cullen/Frost Bankers Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, December 15th. Stockholders of record on Friday, November 28th were issued a $1.00 dividend. This represents a $4.00 annualized dividend and a dividend yield of 2.9%. The ex-dividend date of this dividend was Friday, November 28th. Cullen/Frost Bankers’s dividend payout ratio is presently 41.15%.

Insider Transactions at Cullen/Frost Bankers

In other news, EVP Coolidge E. Rhodes, Jr. sold 700 shares of Cullen/Frost Bankers stock in a transaction that occurred on Tuesday, December 9th. The shares were sold at an average price of $127.00, for a total transaction of $88,900.00. Following the completion of the sale, the executive vice president directly owned 3,795 shares in the company, valued at approximately $481,965. This trade represents a 15.57% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Company insiders own 1.20% of the company’s stock.

Hedge Funds Weigh In On Cullen/Frost Bankers

Several hedge funds have recently bought and sold shares of CFR. Private Advisor Group LLC raised its holdings in Cullen/Frost Bankers by 2.9% during the third quarter. Private Advisor Group LLC now owns 3,283 shares of the bank’s stock worth $416,000 after purchasing an additional 94 shares during the last quarter. Geneos Wealth Management Inc. increased its position in shares of Cullen/Frost Bankers by 40.8% in the first quarter. Geneos Wealth Management Inc. now owns 366 shares of the bank’s stock valued at $46,000 after buying an additional 106 shares in the last quarter. Hilltop Holdings Inc. raised its stake in shares of Cullen/Frost Bankers by 3.1% during the 3rd quarter. Hilltop Holdings Inc. now owns 4,685 shares of the bank’s stock worth $594,000 after buying an additional 142 shares during the last quarter. Marshall Wace LLP boosted its position in shares of Cullen/Frost Bankers by 4.9% in the 2nd quarter. Marshall Wace LLP now owns 3,334 shares of the bank’s stock worth $429,000 after buying an additional 156 shares in the last quarter. Finally, Benjamin Edwards Inc. boosted its position in shares of Cullen/Frost Bankers by 3.8% in the 2nd quarter. Benjamin Edwards Inc. now owns 4,471 shares of the bank’s stock worth $575,000 after buying an additional 165 shares in the last quarter. 86.90% of the stock is owned by hedge funds and other institutional investors.

Wall Street Analysts Forecast Growth

A number of equities analysts have recently commented on the stock. Barclays cut their target price on shares of Cullen/Frost Bankers from $145.00 to $140.00 and set an “equal weight” rating on the stock in a report on Friday, December 19th. Keefe, Bruyette & Woods upgraded shares of Cullen/Frost Bankers from a “market perform” rating to an “outperform” rating and set a $150.00 price objective on the stock in a research note on Monday, January 5th. Weiss Ratings reiterated a “hold (c)” rating on shares of Cullen/Frost Bankers in a research note on Monday, December 29th. Morgan Stanley raised their price target on Cullen/Frost Bankers from $125.00 to $136.00 and gave the stock an “underweight” rating in a report on Monday, September 29th. Finally, Evercore ISI boosted their price target on Cullen/Frost Bankers from $135.00 to $137.00 and gave the company an “in-line” rating in a research report on Tuesday, September 30th. One analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating, seven have issued a Hold rating and three have assigned a Sell rating to the stock. Based on data from MarketBeat, the company presently has a consensus rating of “Hold” and an average target price of $135.73.

Cullen/Frost Bankers Company Profile

Cullen/Frost Bankers, Inc is the holding company for Frost Bank, a Texas-chartered financial institution whose origins date back to 1868 in San Antonio. As one of the oldest banking organizations in the state, it offers a broad range of services to individuals, small and large businesses, and institutional clients. Core banking activities include commercial lending, deposit services, cash management and trade finance, while consumer products cover residential mortgages, personal lines of credit and home equity loans.

Beyond traditional banking, the company provides comprehensive treasury and equipment leasing solutions tailored to support working capital and capital expenditure requirements.