UniSuper Management Pty Ltd Purchases 13,875 Shares of PayPal Holdings, Inc. $PYPL

UniSuper Management Pty Ltd lifted its position in shares of PayPal Holdings, Inc. (NASDAQ:PYPL) by 19.4% during the third quarter, according to the company in its most recent filing with the SEC. The institutional investor owned 85,273 shares of the credit services provider’s stock after buying an additional 13,875 shares during the quarter. UniSuper Management Pty Ltd’s holdings in PayPal were worth $5,718,000 at the end of the most recent quarter.

A number of other institutional investors have also bought and sold shares of the business. Ardent Capital Management Inc. lifted its position in shares of PayPal by 7.5% in the third quarter. Ardent Capital Management Inc. now owns 55,716 shares of the credit services provider’s stock valued at $3,736,000 after acquiring an additional 3,900 shares in the last quarter. Westfuller Advisors LLC grew its position in shares of PayPal by 121.4% during the third quarter. Westfuller Advisors LLC now owns 7,272 shares of the credit services provider’s stock worth $488,000 after purchasing an additional 3,987 shares in the last quarter. Envestnet Portfolio Solutions Inc. raised its stake in PayPal by 2.7% during the 3rd quarter. Envestnet Portfolio Solutions Inc. now owns 40,838 shares of the credit services provider’s stock valued at $2,739,000 after purchasing an additional 1,083 shares during the period. Grandfield & Dodd LLC raised its stake in PayPal by 0.3% during the 3rd quarter. Grandfield & Dodd LLC now owns 392,734 shares of the credit services provider’s stock valued at $26,337,000 after purchasing an additional 1,174 shares during the period. Finally, Probity Advisors Inc. lifted its holdings in PayPal by 8.8% in the 3rd quarter. Probity Advisors Inc. now owns 15,901 shares of the credit services provider’s stock worth $1,066,000 after purchasing an additional 1,281 shares in the last quarter. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Stock Down 0.9%

Shares of NASDAQ PYPL opened at $56.62 on Monday. The company has a current ratio of 1.34, a quick ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal Holdings, Inc. has a 12-month low of $55.01 and a 12-month high of $90.93. The firm’s 50-day moving average price is $59.62 and its 200-day moving average price is $66.06. The stock has a market capitalization of $52.98 billion, a price-to-earnings ratio of 11.35, a P/E/G ratio of 0.71 and a beta of 1.42.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share for the quarter, topping the consensus estimate of $1.20 by $0.14. PayPal had a return on equity of 25.64% and a net margin of 14.96%.The company had revenue of $8.42 billion for the quarter, compared to analysts’ expectations of $8.21 billion. During the same period in the previous year, the firm posted $1.20 earnings per share. The firm’s revenue for the quarter was up 7.3% on a year-over-year basis. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. On average, equities research analysts anticipate that PayPal Holdings, Inc. will post 5.03 EPS for the current fiscal year.

Insider Buying and Selling

In related news, EVP Aaron Webster sold 9,282 shares of the stock in a transaction on Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the sale, the executive vice president owned 35,699 shares in the company, valued at approximately $2,366,486.71. This represents a 20.64% decrease in their position. The transaction was disclosed in a filing with the SEC, which is accessible through this hyperlink. Also, EVP Diego Scotti sold 3,838 shares of PayPal stock in a transaction on Thursday, October 30th. The stock was sold at an average price of $68.97, for a total transaction of $264,706.86. Following the transaction, the executive vice president directly owned 16,989 shares of the company’s stock, valued at $1,171,731.33. The trade was a 18.43% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last quarter, insiders sold 36,156 shares of company stock worth $2,432,524. 0.08% of the stock is owned by company insiders.

Analyst Ratings Changes

A number of equities research analysts have issued reports on PYPL shares. Piper Sandler cut their price objective on shares of PayPal from $76.00 to $74.00 and set a “neutral” rating for the company in a report on Wednesday, January 14th. TD Cowen dropped their target price on shares of PayPal from $80.00 to $65.00 and set a “hold” rating for the company in a research report on Monday, January 12th. President Capital cut their target price on shares of PayPal from $91.00 to $80.00 and set a “buy” rating for the company in a research note on Tuesday, November 25th. Stephens set a $65.00 price target on shares of PayPal in a report on Friday, January 16th. Finally, Morgan Stanley reissued a “negative” rating on shares of PayPal in a report on Wednesday, October 29th. Twelve research analysts have rated the stock with a Buy rating, twenty-four have assigned a Hold rating and four have issued a Sell rating to the company. Based on data from MarketBeat.com, the stock has a consensus rating of “Hold” and a consensus target price of $75.84.

Key PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: PayPal agreed to acquire Cymbio to accelerate agentic commerce and multichannel AI-driven selling for merchants — a clear strategic move to deepen merchant-facing AI capabilities. Article Title
• Positive Sentiment: Coverage and trade reaction note the Cymbio deal and related AI-commerce angle as a growth catalyst that could help monetize AI shopping integrations. Article Title
• Positive Sentiment: PayPal is reported to have partnered with OpenAI and applied to become a bank — moves that, if approved and executed well, expand product reach (AI experiences and deposit/credit capability). Article Title
• Neutral Sentiment: Investor attention is elevated (Zacks highlights PYPL among most-searched stocks), which can amplify moves in either direction as news flow continues. Article Title
• Neutral Sentiment: Commentary pieces note PayPal’s stablecoin and broader strategy could allow survival without dominance in every area—useful context but not an immediate catalyst. Article Title
• Negative Sentiment: Morgan Stanley reiterated a Sell rating and $51 price target, arguing AI and agentic commerce efforts won’t fully offset structural headwinds — a direct bearish analyst signal. Article Title
• Negative Sentiment: Opinion/downgrade pieces question whether PayPal can recover its former growth trajectory, framing the stock as potentially a value trap despite low valuation metrics. Article Title
• Negative Sentiment: Technical and price-action stories note PYPL has lost key support levels and has declined sharply over the past year — fueling momentum selling and caution among investors. Article Title

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.