SoFi Technologies (SOFI) Expected to Announce Quarterly Earnings on Friday

SoFi Technologies (NASDAQ:SOFI) is anticipated to announce its Q4 2025 results before the market opens on Friday, January 30th. Analysts expect SoFi Technologies to post earnings of $0.11 per share and revenue of $984.7470 million for the quarter. Investors may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 30, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last issued its earnings results on Tuesday, October 28th. The company reported $0.11 earnings per share for the quarter, topping the consensus estimate of $0.09 by $0.02. SoFi Technologies had a return on equity of 5.12% and a net margin of 19.29%.The business had revenue of $949.63 million for the quarter, compared to analysts’ expectations of $880.33 million. During the same period in the previous year, the firm posted $0.05 EPS. The business’s revenue for the quarter was up 37.7% compared to the same quarter last year. On average, analysts expect SoFi Technologies to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Price Performance

NASDAQ:SOFI opened at $24.60 on Thursday. SoFi Technologies has a one year low of $8.60 and a one year high of $32.73. The stock has a market cap of $29.67 billion, a PE ratio of 45.56, a P/E/G ratio of 1.60 and a beta of 1.92. The company has a debt-to-equity ratio of 0.31, a quick ratio of 0.16 and a current ratio of 0.80. The stock has a 50 day moving average price of $27.01 and a 200 day moving average price of $26.28.

Analyst Ratings Changes

A number of brokerages have issued reports on SOFI. JPMorgan Chase & Co. raised their target price on SoFi Technologies from $24.00 to $26.00 and gave the stock a “neutral” rating in a research note on Friday, October 24th. BTIG Research reissued a “neutral” rating on shares of SoFi Technologies in a report on Wednesday, October 29th. Barclays raised their price objective on shares of SoFi Technologies from $23.00 to $28.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. Needham & Company LLC lifted their target price on shares of SoFi Technologies from $29.00 to $36.00 and gave the stock a “buy” rating in a research note on Wednesday, October 29th. Finally, Keefe, Bruyette & Woods boosted their target price on shares of SoFi Technologies from $18.00 to $20.00 and gave the company an “underperform” rating in a report on Wednesday, October 29th. One equities research analyst has rated the stock with a Strong Buy rating, five have assigned a Buy rating, twelve have issued a Hold rating and three have given a Sell rating to the company. According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and a consensus price target of $25.50.

Insider Buying and Selling

In other news, EVP Kelli Keough sold 10,340 shares of the firm’s stock in a transaction on Thursday, November 20th. The stock was sold at an average price of $26.43, for a total transaction of $273,286.20. Following the completion of the transaction, the executive vice president directly owned 265,034 shares in the company, valued at $7,004,848.62. This trade represents a 3.75% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available at the SEC website. Also, insider Arun Pinto sold 46,132 shares of SoFi Technologies stock in a transaction on Friday, November 21st. The shares were sold at an average price of $24.76, for a total value of $1,142,228.32. Following the completion of the sale, the insider directly owned 138,396 shares of the company’s stock, valued at $3,426,684.96. The trade was a 25.00% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last quarter, insiders sold 167,245 shares of company stock valued at $4,362,815. Company insiders own 2.60% of the company’s stock.

Institutional Trading of SoFi Technologies

A number of institutional investors and hedge funds have recently bought and sold shares of SOFI. State Street Corp boosted its stake in shares of SoFi Technologies by 30.7% in the third quarter. State Street Corp now owns 24,300,498 shares of the company’s stock valued at $642,019,000 after purchasing an additional 5,708,053 shares during the period. Northern Trust Corp lifted its holdings in SoFi Technologies by 10.4% during the 3rd quarter. Northern Trust Corp now owns 6,632,432 shares of the company’s stock worth $175,229,000 after buying an additional 625,571 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its position in SoFi Technologies by 0.6% in the 3rd quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 3,637,306 shares of the company’s stock valued at $96,098,000 after buying an additional 23,341 shares during the period. Legal & General Group Plc boosted its position in SoFi Technologies by 81.4% in the 3rd quarter. Legal & General Group Plc now owns 2,140,792 shares of the company’s stock valued at $56,560,000 after buying an additional 960,794 shares during the period. Finally, California Public Employees Retirement System grew its stake in shares of SoFi Technologies by 10.4% in the third quarter. California Public Employees Retirement System now owns 2,070,610 shares of the company’s stock worth $54,706,000 after acquiring an additional 195,388 shares in the last quarter. 38.43% of the stock is currently owned by hedge funds and other institutional investors.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.