Origin Bancorp (NYSE:OBK) Announces Earnings Results, Beats Expectations By $0.07 EPS

Origin Bancorp (NYSE:OBK) issued its quarterly earnings data on Wednesday. The company reported $0.95 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.88 by $0.07, FiscalAI reports. The firm had revenue of $94.00 million during the quarter. Origin Bancorp had a return on equity of 5.05% and a net margin of 10.23%.

Origin Bancorp Stock Down 0.7%

NYSE:OBK opened at $40.73 on Thursday. The company has a debt-to-equity ratio of 0.08, a current ratio of 0.97 and a quick ratio of 0.97. Origin Bancorp has a 12-month low of $28.80 and a 12-month high of $42.86. The business has a fifty day moving average of $38.56. The company has a market cap of $1.26 billion, a price-to-earnings ratio of 21.32 and a beta of 0.74.

Origin Bancorp Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Friday, February 27th. Stockholders of record on Friday, February 13th will be given a $0.15 dividend. This represents a $0.60 annualized dividend and a dividend yield of 1.5%. The ex-dividend date is Friday, February 13th. Origin Bancorp’s dividend payout ratio (DPR) is currently 31.41%.

Wall Street Analysts Forecast Growth

A number of brokerages have commented on OBK. Zacks Research raised shares of Origin Bancorp from a “strong sell” rating to a “hold” rating in a report on Monday. Weiss Ratings reiterated a “hold (c)” rating on shares of Origin Bancorp in a research report on Thursday, January 22nd. Wall Street Zen raised shares of Origin Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, November 8th. DA Davidson began coverage on shares of Origin Bancorp in a research report on Tuesday, November 25th. They issued a “buy” rating and a $42.00 price objective for the company. Finally, Piper Sandler upped their price objective on Origin Bancorp from $42.00 to $43.00 and gave the stock an “overweight” rating in a report on Monday, October 27th. Five investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the company. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $42.80.

Insiders Place Their Bets

In related news, Director Cecil W. Jones bought 8,500 shares of Origin Bancorp stock in a transaction on Tuesday, November 4th. The shares were purchased at an average price of $34.71 per share, for a total transaction of $295,035.00. Following the completion of the acquisition, the director owned 12,709 shares in the company, valued at approximately $441,129.39. This represents a 201.95% increase in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Insiders own 6.39% of the company’s stock.

Institutional Trading of Origin Bancorp

A number of hedge funds have recently modified their holdings of the company. AQR Capital Management LLC grew its holdings in Origin Bancorp by 50.5% during the first quarter. AQR Capital Management LLC now owns 39,056 shares of the company’s stock valued at $1,354,000 after purchasing an additional 13,107 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its position in shares of Origin Bancorp by 4.6% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 17,460 shares of the company’s stock worth $605,000 after purchasing an additional 775 shares in the last quarter. Goldman Sachs Group Inc. grew its holdings in shares of Origin Bancorp by 3.2% in the 1st quarter. Goldman Sachs Group Inc. now owns 653,589 shares of the company’s stock valued at $22,660,000 after buying an additional 20,146 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its position in shares of Origin Bancorp by 49.9% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 71,849 shares of the company’s stock valued at $2,491,000 after buying an additional 23,906 shares in the last quarter. Finally, Jane Street Group LLC increased its position in shares of Origin Bancorp by 97.9% in the 1st quarter. Jane Street Group LLC now owns 117,954 shares of the company’s stock valued at $4,089,000 after buying an additional 58,340 shares in the last quarter. 54.68% of the stock is currently owned by institutional investors and hedge funds.

Origin Bancorp News Summary

Here are the key news stories impacting Origin Bancorp this week:

• Positive Sentiment: Q4 results beat expectations: OBK reported $0.95 EPS vs. $0.88 consensus, with net income of $29.5M and improving margins (NIM-FTE 3.73%). Management highlighted stronger loan growth and a return-to-target ROAA of 1.19% for the quarter. Origin Bancorp Reports Earnings
• Positive Sentiment: Dividend maintained: Board declared a quarterly cash dividend of $0.15/share (record Feb 13; pay Feb 27), supporting income-oriented investors and signaling capital availability. Dividend Announcement
• Positive Sentiment: Capital return & insider buying: Company repurchased shares in Q4 (49k) and YTD ~451k at attractive averages; multiple insiders have bought stock recently—supports shareholder-return thesis and insider confidence. Quiver Quant Summary
• Neutral Sentiment: Operational momentum but mixed full‑year picture: PTPP earnings rose year-over-year and management set a near-term ROAA target ≥1.15% by end‑2026; full‑year net income was slightly down vs. 2024. Outlook & Metrics
• Neutral Sentiment: Analyst / event items: Zacks moved the stock from “strong sell” to “hold” and the company is hosting a conference call (Jan 29) — both can influence near-term sentiment around the results. Zacks Research
• Negative Sentiment: Credit & revenue headwinds: Provision expense remains elevated year-to-date (reflecting prior borrower fraud and questioned-banker items) and noninterest income fell ~$9.4M linked-quarter; these pressures lowered linked-quarter PTPP vs. Q3. Earnings Release (Credit Items)
• Negative Sentiment: Short interest & deposit mechanics: Short interest rose ~20% in January (now ~1.3% of float) and the quarter included a $215M deposit sale/repurchase that complicates headline deposit trends—both are risk factors for intraday volatility. (Short interest data in filing summary)

About Origin Bancorp

Origin Bancorp, Inc (NYSE: OBK) is a bank holding company based in Atlanta, Georgia, and is the parent of Origin Bank, a full-service commercial banking franchise. The company provides a broad range of financial products and services to individuals, small and middle-market businesses, and institutional clients across the southeastern United States.

Through Origin Bank, the company offers a variety of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit.