Fair Isaac (NYSE:FICO) Releases FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 38.170-38.170 for the period, compared to the consensus earnings per share estimate of 38.390. The company issued revenue guidance of $2.4 billion-$2.4 billion, compared to the consensus revenue estimate of $2.4 billion.

Analyst Upgrades and Downgrades

A number of research analysts have commented on FICO shares. JPMorgan Chase & Co. raised their price target on shares of Fair Isaac from $1,750.00 to $1,825.00 and gave the stock a “neutral” rating in a research note on Thursday, November 6th. Jefferies Financial Group boosted their price target on Fair Isaac from $2,100.00 to $2,200.00 and gave the company a “buy” rating in a research note on Friday, January 16th. BMO Capital Markets lowered their price target on Fair Isaac from $2,300.00 to $2,200.00 and set an “outperform” rating on the stock in a research report on Thursday, November 6th. Weiss Ratings reissued a “hold (c+)” rating on shares of Fair Isaac in a report on Monday, December 29th. Finally, Oppenheimer lowered shares of Fair Isaac from an “outperform” rating to a “market perform” rating in a report on Monday, October 13th. Nine investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the stock. According to MarketBeat.com, Fair Isaac currently has an average rating of “Moderate Buy” and a consensus target price of $2,094.08.

Fair Isaac Trading Up 0.4%

Fair Isaac stock traded up $5.47 during mid-day trading on Friday, hitting $1,507.22. The stock had a trading volume of 36,834 shares, compared to its average volume of 287,800. The stock has a 50-day simple moving average of $1,691.47 and a two-hundred day simple moving average of $1,603.76. The stock has a market capitalization of $35.82 billion, a PE ratio of 55.78, a P/E/G ratio of 1.63 and a beta of 1.30. Fair Isaac has a 12 month low of $1,300.00 and a 12 month high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, beating the consensus estimate of $7.08 by $0.25. Fair Isaac had a net margin of 31.89% and a negative return on equity of 43.76%. The company had revenue of $766.00 million for the quarter, compared to analyst estimates of $501.05 million. During the same quarter last year, the firm earned $5.79 EPS. The company’s revenue for the quarter was up 16.4% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Sell-side analysts expect that Fair Isaac will post 24.15 earnings per share for the current fiscal year.

Insider Transactions at Fair Isaac

In other news, CEO William J. Lansing sold 2,400 shares of the company’s stock in a transaction dated Monday, November 10th. The stock was sold at an average price of $1,732.88, for a total value of $4,158,912.00. Following the completion of the sale, the chief executive officer directly owned 10,933 shares of the company’s stock, valued at $18,945,577.04. This represents a 18.00% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. Also, Director Eva Manolis sold 521 shares of the business’s stock in a transaction that occurred on Friday, December 12th. The shares were sold at an average price of $1,825.83, for a total transaction of $951,257.43. Following the transaction, the director owned 344 shares of the company’s stock, valued at approximately $628,085.52. This represents a 60.23% decrease in their position. The SEC filing for this sale provides additional information. In the last ninety days, insiders sold 4,347 shares of company stock worth $7,691,229. 3.46% of the stock is currently owned by company insiders.

Institutional Trading of Fair Isaac

A number of large investors have recently bought and sold shares of FICO. Alliancebernstein L.P. increased its stake in shares of Fair Isaac by 16.1% during the 2nd quarter. Alliancebernstein L.P. now owns 211,947 shares of the technology company’s stock worth $387,431,000 after purchasing an additional 29,408 shares during the last quarter. Captrust Financial Advisors increased its position in Fair Isaac by 1.7% during the second quarter. Captrust Financial Advisors now owns 78,822 shares of the technology company’s stock worth $144,083,000 after buying an additional 1,308 shares during the last quarter. Man Group plc raised its stake in Fair Isaac by 88.0% in the second quarter. Man Group plc now owns 50,800 shares of the technology company’s stock valued at $92,860,000 after buying an additional 23,784 shares during the period. No Street GP LP lifted its position in shares of Fair Isaac by 212.5% in the third quarter. No Street GP LP now owns 50,000 shares of the technology company’s stock valued at $74,826,000 after buying an additional 34,000 shares during the last quarter. Finally, California State Teachers Retirement System increased its holdings in shares of Fair Isaac by 0.4% during the 3rd quarter. California State Teachers Retirement System now owns 37,388 shares of the technology company’s stock worth $55,952,000 after acquiring an additional 145 shares during the last quarter. 85.75% of the stock is owned by institutional investors.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.