First Interstate BancSystem (NASDAQ:FIBK) Posts Earnings Results, Beats Expectations By $0.44 EPS

First Interstate BancSystem (NASDAQ:FIBK) posted its quarterly earnings results on Wednesday. The financial services provider reported $1.08 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.64 by $0.44, FiscalAI reports. First Interstate BancSystem had a return on equity of 8.86% and a net margin of 17.62%.The business had revenue of $205.10 million for the quarter, compared to analyst estimates of $256.89 million. During the same period last year, the company earned $0.50 EPS. First Interstate BancSystem’s revenue for the quarter was up 19.8% compared to the same quarter last year.

First Interstate BancSystem Trading Down 1.4%

NASDAQ:FIBK opened at $36.14 on Friday. First Interstate BancSystem has a 12 month low of $22.95 and a 12 month high of $38.78. The company has a current ratio of 0.74, a quick ratio of 0.73 and a debt-to-equity ratio of 0.09. The company has a market capitalization of $3.72 billion, a P/E ratio of 12.25 and a beta of 0.80. The firm has a fifty day simple moving average of $35.40 and a 200-day simple moving average of $32.71.

First Interstate BancSystem Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, February 20th. Investors of record on Tuesday, February 10th will be paid a dividend of $0.47 per share. This represents a $1.88 annualized dividend and a yield of 5.2%. The ex-dividend date is Tuesday, February 10th. First Interstate BancSystem’s payout ratio is 63.73%.

Analysts Set New Price Targets

A number of research firms recently weighed in on FIBK. Wall Street Zen lowered First Interstate BancSystem from a “hold” rating to a “sell” rating in a research report on Friday, November 28th. Barclays increased their price objective on shares of First Interstate BancSystem from $36.00 to $38.00 and gave the company an “equal weight” rating in a research report on Friday, December 19th. DA Davidson reissued a “buy” rating and issued a $42.00 target price on shares of First Interstate BancSystem in a research report on Thursday. UBS Group restated a “neutral” rating and issued a $37.00 price objective on shares of First Interstate BancSystem in a research report on Tuesday, January 6th. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of First Interstate BancSystem in a research note on Monday, December 29th. Four equities research analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus price target of $37.86.

First Interstate BancSystem News Roundup

Here are the key news stories impacting First Interstate BancSystem this week:

• Positive Sentiment: Strong EPS and earnings momentum: FIBK reported $1.08 EPS for Q4 (well above the $0.64 consensus) and meaningful net income growth year‑over‑year, which supports profitability metrics and valuation. Read More.
• Positive Sentiment: Analyst support: DA Davidson reaffirmed a Buy rating and set a $42 price target (~16% implied upside vs recent levels), which could anchor near‑term investor interest. Read More.
• Positive Sentiment: Capital returns & dividend: Company announced a $0.47 quarterly dividend (~5.3% yield) and is intensifying share repurchases, both of which provide cash return to shareholders and can support the share price. Read More.
• Positive Sentiment: Outlook for margin improvement: Management expects sequential net interest margin gains through 2026 driven by branch optimization and buybacks, a structural tailwind for NIM and earnings. Read More.
• Neutral Sentiment: Detailed disclosures and presentation: Management provided a slide deck and full earnings call transcript for deeper review — useful for modeling loan yields, fee income trends and expense assumptions. Read More. • Read More.
• Neutral Sentiment: Analyst writeups: Multiple outlets (Zacks, Seeking Alpha, Yahoo) highlight the beat on EPS and rising revenues year‑over‑year; review these for metric comparisons to street estimates. Read More.
• Negative Sentiment: Revenue missed consensus by a notable margin: FIBK reported $205.1M revenue vs. a ~ $256.9M consensus — the topline shortfall likely drove the intra‑day weakness as investors weigh sustainability of growth and fee/interest income trends. Read More.

Insider Transactions at First Interstate BancSystem

In related news, major shareholder Susan Scott Heyneman Trust, Su sold 10,000 shares of the business’s stock in a transaction that occurred on Monday, December 1st. The stock was sold at an average price of $32.75, for a total transaction of $327,500.00. Following the completion of the sale, the insider directly owned 224,460 shares in the company, valued at approximately $7,351,065. The trade was a 4.27% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, major shareholder Jonathan R. Scott sold 1,827 shares of the firm’s stock in a transaction dated Tuesday, January 6th. The stock was sold at an average price of $36.92, for a total transaction of $67,452.84. Following the completion of the transaction, the insider directly owned 936,024 shares in the company, valued at approximately $34,558,006.08. This represents a 0.19% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold 60,232 shares of company stock worth $1,914,116 over the last quarter. 8.20% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of the company. EverSource Wealth Advisors LLC lifted its holdings in First Interstate BancSystem by 139.3% in the second quarter. EverSource Wealth Advisors LLC now owns 1,481 shares of the financial services provider’s stock valued at $43,000 after acquiring an additional 862 shares during the last quarter. CIBC Private Wealth Group LLC acquired a new stake in First Interstate BancSystem during the third quarter worth $52,000. Danske Bank A S purchased a new stake in First Interstate BancSystem in the third quarter valued at $57,000. Advisory Services Network LLC purchased a new position in shares of First Interstate BancSystem during the 3rd quarter worth $149,000. Finally, Quadrant Capital Group LLC acquired a new stake in shares of First Interstate BancSystem during the 3rd quarter worth about $170,000. Institutional investors and hedge funds own 88.71% of the company’s stock.

About First Interstate BancSystem

First Interstate BancSystem, Inc is a bank holding company headquartered in Billings, Montana. Through its principal subsidiary, First Interstate Bank, the company provides a full range of commercial and consumer banking services. Its offerings include business lending, commercial real estate financing, agricultural loans, residential mortgage products, and deposit accounts suitable for individuals, small businesses, and large corporations.

The company traces its roots back to the late 1960s and has grown through a combination of organic expansion and strategic acquisitions across the Western United States.