Hilltop (NYSE:HTH) Posts Quarterly Earnings Results, Beats Estimates By $0.23 EPS

Hilltop (NYSE:HTH) announced its quarterly earnings data on Thursday. The financial services provider reported $0.69 earnings per share for the quarter, topping the consensus estimate of $0.46 by $0.23, FiscalAI reports. The company had revenue of $217.40 million during the quarter, compared to analyst estimates of $300.15 million. Hilltop had a return on equity of 7.45% and a net margin of 10.19%.During the same quarter last year, the firm posted $0.55 EPS.

Hilltop Stock Up 1.7%

Hilltop stock opened at $37.43 on Friday. The business has a 50-day simple moving average of $35.02 and a 200 day simple moving average of $33.58. Hilltop has a 52 week low of $27.35 and a 52 week high of $38.74. The stock has a market cap of $2.30 billion, a price-to-earnings ratio of 14.12 and a beta of 0.91.

Hilltop Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Friday, February 27th. Investors of record on Friday, February 13th will be given a dividend of $0.20 per share. The ex-dividend date is Friday, February 13th. This is a positive change from Hilltop’s previous quarterly dividend of $0.18. This represents a $0.80 annualized dividend and a yield of 2.1%. Hilltop’s dividend payout ratio (DPR) is presently 28.69%.

Analysts Set New Price Targets

A number of brokerages recently commented on HTH. Weiss Ratings restated a “buy (b)” rating on shares of Hilltop in a research note on Thursday, January 22nd. Stephens raised their price target on Hilltop from $35.00 to $36.00 and gave the stock an “equal weight” rating in a report on Monday, October 27th. Finally, Zacks Research upgraded Hilltop from a “hold” rating to a “strong-buy” rating in a research note on Friday, January 16th. One research analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $34.00.

Hilltop News Summary

Here are the key news stories impacting Hilltop this week:

• Positive Sentiment: Q4 earnings beat — Hilltop reported $0.69 EPS vs. consensus ~$0.46 and stronger profitability vs. year-ago, driven by higher net interest income and fee income; the quarter and commentary were presented as a solid results beat. Hilltop Holdings Inc. Announces Financial Results for Fourth Quarter and Full Year 2025
• Positive Sentiment: Dividend increase — Board raised the quarterly dividend to $0.20 (11.1% hike), supporting income investors and signaling confidence in cash flow. HTH’s Q4 Earnings Beat on Higher NII & Fee Income, Dividend Hiked
• Positive Sentiment: New buyback — Company authorized a $125M share repurchase program, which should be supportive of EPS and return on equity over time. Hilltop Holdings (HTH) Valuation After Earnings Beat Dividend Hike And New Buyback Program
• Positive Sentiment: 2026 guidance — Management outlined 2026 loan growth targets of 4%–6% and expects net interest margin expansion, implying moderate balance‑sheet growth and improving margin-driven earnings. Hilltop Holdings outlines 2026 loan growth target of 4%–6% as net interest margin expands
• Neutral Sentiment: Earnings call transcript available — Management commentary is posted (useful for investors wanting detail on capital deployment, credit and margin outlook). Hilltop Holdings Inc. (HTH) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Other corporate news unrelated to core banking ops (PropQwiz prize) — immaterial to fundamentals. PropQwiz Awards Life-Changing $350,000 Grand Prize to First Winner, a Las Vegas Mother
• Negative Sentiment: Revenue comparisons mixed — reported revenue (~$217.4M) was below one published consensus (~$300M), which could concern investors focused on top-line trends and raise questions about non‑interest revenue drivers despite the EPS beat. Hilltop issues earnings results

Insider Buying and Selling at Hilltop

In related news, CAO Keith E. Bornemann sold 2,200 shares of the firm’s stock in a transaction dated Tuesday, November 25th. The stock was sold at an average price of $35.00, for a total value of $77,000.00. Following the sale, the chief accounting officer directly owned 8,692 shares of the company’s stock, valued at $304,220. This trade represents a 20.20% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. Corporate insiders own 29.90% of the company’s stock.

Institutional Investors Weigh In On Hilltop

Several institutional investors and hedge funds have recently bought and sold shares of HTH. Victory Capital Management Inc. increased its stake in shares of Hilltop by 3.2% during the third quarter. Victory Capital Management Inc. now owns 26,780 shares of the financial services provider’s stock valued at $895,000 after buying an additional 840 shares during the period. EverSource Wealth Advisors LLC increased its position in Hilltop by 584.7% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 1,075 shares of the financial services provider’s stock valued at $33,000 after purchasing an additional 918 shares during the period. Danske Bank A S purchased a new position in Hilltop during the 3rd quarter valued at $43,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its holdings in Hilltop by 5.1% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,846 shares of the financial services provider’s stock worth $848,000 after purchasing an additional 1,362 shares in the last quarter. Finally, Sei Investments Co. boosted its stake in shares of Hilltop by 11.6% during the 2nd quarter. Sei Investments Co. now owns 17,394 shares of the financial services provider’s stock valued at $528,000 after purchasing an additional 1,814 shares in the last quarter. Hedge funds and other institutional investors own 57.13% of the company’s stock.

About Hilltop

Hilltop Holdings, Inc (NYSE: HTH) is a Dallas, Texas–based financial holding company offering commercial banking, mortgage lending and capital markets services through its three primary subsidiaries: PlainsCapital Corporation, PrimeLending and HilltopSecurities. PlainsCapital provides deposit, lending and treasury management solutions to small and mid-sized businesses, professionals and individuals. PrimeLending specializes in home purchase and refinance loans, serving retail, wholesale and correspondent channels.