Regional Management (RM) Projected to Post Quarterly Earnings on Wednesday

Regional Management (NYSE:RM) is expected to be posting its Q4 2025 results after the market closes on Wednesday, February 4th. Analysts expect Regional Management to post earnings of $1.23 per share and revenue of $167.9040 million for the quarter. Investors are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Wednesday, February 4, 2026 at 5:00 PM ET.

Regional Management (NYSE:RM) last issued its earnings results on Wednesday, November 5th. The credit services provider reported $1.42 earnings per share for the quarter, topping the consensus estimate of $1.39 by $0.03. The business had revenue of $165.49 million for the quarter, compared to analyst estimates of $162.84 million. Regional Management had a return on equity of 11.43% and a net margin of 6.57%. On average, analysts expect Regional Management to post $5 EPS for the current fiscal year and $7 EPS for the next fiscal year.

Regional Management Price Performance

Shares of NYSE:RM opened at $38.72 on Tuesday. Regional Management has a 12 month low of $25.41 and a 12 month high of $46.00. The firm has a market capitalization of $375.92 million, a PE ratio of 9.37 and a beta of 1.07. The business has a 50-day moving average of $38.36 and a two-hundred day moving average of $38.65.

Regional Management Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Tuesday, December 16th. Shareholders of record on Tuesday, November 25th were given a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a yield of 3.1%. The ex-dividend date of this dividend was Tuesday, November 25th. Regional Management’s payout ratio is 29.06%.

Insider Activity

In other news, major shareholder Fund L.P. Forager sold 21,561 shares of the company’s stock in a transaction dated Friday, January 9th. The shares were sold at an average price of $38.96, for a total transaction of $840,016.56. Following the completion of the transaction, the insider owned 1,020,572 shares in the company, valued at approximately $39,761,485.12. This represents a 2.07% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Michael R. Dunn sold 5,580 shares of Regional Management stock in a transaction dated Wednesday, December 3rd. The shares were sold at an average price of $37.46, for a total transaction of $209,026.80. Following the completion of the sale, the director owned 103,109 shares in the company, valued at approximately $3,862,463.14. This represents a 5.13% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Over the last quarter, insiders sold 77,475 shares of company stock valued at $3,006,040. 10.50% of the stock is currently owned by company insiders.

Institutional Trading of Regional Management

A number of institutional investors have recently added to or reduced their stakes in RM. Wexford Capital LP acquired a new position in shares of Regional Management during the 3rd quarter worth $32,000. Advisory Services Network LLC bought a new stake in Regional Management in the third quarter worth $39,000. BNP Paribas Financial Markets increased its position in Regional Management by 45.3% during the third quarter. BNP Paribas Financial Markets now owns 2,077 shares of the credit services provider’s stock worth $81,000 after buying an additional 648 shares during the last quarter. Russell Investments Group Ltd. increased its position in Regional Management by 45.4% during the third quarter. Russell Investments Group Ltd. now owns 3,526 shares of the credit services provider’s stock worth $137,000 after buying an additional 1,101 shares during the last quarter. Finally, JPMorgan Chase & Co. boosted its stake in shares of Regional Management by 9.7% during the 2nd quarter. JPMorgan Chase & Co. now owns 4,824 shares of the credit services provider’s stock worth $141,000 after acquiring an additional 425 shares in the last quarter. 98.89% of the stock is currently owned by institutional investors and hedge funds.

Analysts Set New Price Targets

A number of analysts recently weighed in on RM shares. Wall Street Zen raised shares of Regional Management from a “buy” rating to a “strong-buy” rating in a research report on Saturday, January 3rd. Zacks Research raised Regional Management from a “strong sell” rating to a “hold” rating in a research report on Monday, January 5th. Finally, Weiss Ratings restated a “hold (c+)” rating on shares of Regional Management in a research note on Monday, December 29th. Three equities research analysts have rated the stock with a Hold rating, According to data from MarketBeat.com, the company presently has a consensus rating of “Hold” and a consensus target price of $30.00.

About Regional Management

Regional Management Corp., headquartered in Wilmington, North Carolina, is a consumer finance company specializing in installment loan products for underbanked individuals. Since its founding in 1977, the company has developed a network of field-based branches alongside a digital platform to offer credit solutions in rural and small-town markets across the United States.

The company’s core offerings include consumer installment loans for everyday purchases, auto refinancing and lease buyouts, as well as ancillary services such as insurance referrals.