MGIC Investment (NYSE:MTG) Issues Earnings Results, Beats Estimates By $0.02 EPS

MGIC Investment (NYSE:MTG) issued its quarterly earnings data on Monday. The insurance provider reported $0.75 EPS for the quarter, beating the consensus estimate of $0.73 by $0.02, FiscalAI reports. MGIC Investment had a net margin of 61.96% and a return on equity of 14.62%. The business had revenue of $298.65 million during the quarter, compared to the consensus estimate of $308.19 million. During the same quarter in the prior year, the firm earned $0.72 EPS. The firm’s revenue was down .9% compared to the same quarter last year.

MGIC Investment Trading Up 2.4%

Shares of MTG stock opened at $27.57 on Tuesday. MGIC Investment has a 1-year low of $21.94 and a 1-year high of $29.97. The company has a current ratio of 1.48, a quick ratio of 1.48 and a debt-to-equity ratio of 0.12. The stock has a market cap of $6.17 billion, a price-to-earnings ratio of 8.86, a PEG ratio of 1.49 and a beta of 0.83. The stock has a 50-day moving average of $28.22 and a 200-day moving average of $27.74.

MGIC Investment Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Friday, March 6th. Shareholders of record on Tuesday, February 17th will be given a $0.15 dividend. This represents a $0.60 dividend on an annualized basis and a dividend yield of 2.2%. The ex-dividend date is Tuesday, February 17th. MGIC Investment’s payout ratio is 19.29%.

Wall Street Analyst Weigh In

Several brokerages have recently issued reports on MTG. Keefe, Bruyette & Woods upped their price target on shares of MGIC Investment from $27.00 to $28.00 and gave the stock a “market perform” rating in a report on Thursday, December 18th. Barclays upped their target price on MGIC Investment from $28.00 to $30.00 and gave the stock an “equal weight” rating in a report on Tuesday, January 6th. Finally, Weiss Ratings reissued a “buy (a-)” rating on shares of MGIC Investment in a research note on Thursday, January 22nd. One investment analyst has rated the stock with a Strong Buy rating and four have issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Hold” and an average price target of $28.00.

Insider Activity at MGIC Investment

In related news, CEO Timothy J. Mattke sold 139,203 shares of the company’s stock in a transaction that occurred on Tuesday, January 13th. The stock was sold at an average price of $26.51, for a total value of $3,690,271.53. Following the sale, the chief executive officer directly owned 822,588 shares in the company, valued at $21,806,807.88. This represents a 14.47% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. 1.41% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of the company. Newbridge Financial Services Group Inc. acquired a new stake in shares of MGIC Investment during the third quarter worth $28,000. Geneos Wealth Management Inc. boosted its position in MGIC Investment by 88.0% during the first quarter. Geneos Wealth Management Inc. now owns 1,745 shares of the insurance provider’s stock valued at $43,000 after acquiring an additional 817 shares during the last quarter. Danske Bank A S bought a new stake in MGIC Investment during the third quarter valued at $82,000. iSAM Funds UK Ltd acquired a new stake in MGIC Investment during the 3rd quarter worth about $122,000. Finally, Northwestern Mutual Wealth Management Co. raised its position in shares of MGIC Investment by 18.9% in the 2nd quarter. Northwestern Mutual Wealth Management Co. now owns 5,211 shares of the insurance provider’s stock worth $145,000 after acquiring an additional 830 shares in the last quarter. Institutional investors and hedge funds own 95.58% of the company’s stock.

Trending Headlines about MGIC Investment

Here are the key news stories impacting MGIC Investment this week:

• Positive Sentiment: Q4 EPS beat and solid earnings — MGIC reported $0.75 EPS for Q4 (vs. consensus $0.73) and Q4 net income of $169.3M; full‑year 2025 net income was $738.3M, supporting the stronger near‑term earnings narrative. PR Newswire: MGIC Reports Fourth Quarter 2025 Results
• Positive Sentiment: Strong profitability metrics — MGIC showed a high net margin (~61.96%) and return on equity (~14.6%), which supports cash generation and dividend/repurchase capacity. MarketBeat: MTG Earnings Summary
• Neutral Sentiment: Insurance-in-force remains large — MGIC ended 2025 with >$303 billion of insurance in‑force, reflecting scale in its core mortgage‑insurance franchise (a structural positive, but not an immediate earnings driver). PR Newswire: MGIC Reports Fourth Quarter 2025 Results
• Neutral Sentiment: Revenue slightly down and mixed top‑line signals — Q4 revenue was down ~0.9% YoY and some outlets note a modest revenue miss, which tempers the EPS beat. MSN: MTG Misses Q4 Revenue Estimates
• Negative Sentiment: Loss ratio increased YoY — reports flag a higher year‑over‑year loss ratio in Q4, which is a potential headwind for underwriting margins if the trend continues. Investing.com: Q4 Inline; YoY Loss Ratio Up
• Negative Sentiment: Questions on sustainability of profit momentum — some analysts and coverage (preview/analysis pieces) caution whether MGIC can sustain the current profitability trajectory given macro and underwriting dynamics. Investing.com: Can Insurer Sustain Profit Momentum?

MGIC Investment Company Profile

MGIC Investment Corporation (NYSE: MTG) is a leading provider of private mortgage insurance in the United States. Established in 1957 as the nation’s first private mortgage insurer, MGIC helps lenders manage credit risk and facilitates homeownership by protecting mortgage loans against default. Headquartered in Milwaukee, Wisconsin, the company operates through its principal subsidiary, Mortgage Guaranty Insurance Corporation, and maintains relationships with a broad network of originators and servicers nationwide.

The company’s primary business activity involves issuing mortgage insurance policies that enable borrowers to purchase homes with down payments below traditional lending thresholds.