Sierra Bancorp (NASDAQ:BSRR) Issues Earnings Results, Beats Estimates By $0.12 EPS

Sierra Bancorp (NASDAQ:BSRR) posted its quarterly earnings results on Monday. The financial services provider reported $0.97 EPS for the quarter, topping the consensus estimate of $0.85 by $0.12, FiscalAI reports. Sierra Bancorp had a net margin of 20.96% and a return on equity of 11.90%. The company had revenue of $39.16 million during the quarter, compared to analysts’ expectations of $40.04 million.

Sierra Bancorp Trading Down 0.6%

NASDAQ:BSRR opened at $36.90 on Wednesday. The company has a market capitalization of $490.77 million, a PE ratio of 11.83 and a beta of 0.79. Sierra Bancorp has a 52-week low of $22.42 and a 52-week high of $38.46. The stock’s 50 day moving average price is $33.67 and its 200 day moving average price is $30.87. The company has a quick ratio of 0.80, a current ratio of 0.80 and a debt-to-equity ratio of 0.24.

Sierra Bancorp Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Monday, February 9th will be given a $0.26 dividend. This is a boost from Sierra Bancorp’s previous quarterly dividend of $0.25. The ex-dividend date of this dividend is Monday, February 9th. This represents a $1.04 dividend on an annualized basis and a dividend yield of 2.8%. Sierra Bancorp’s payout ratio is currently 34.84%.

Insider Activity at Sierra Bancorp

In related news, CAO Cindy L. Dabney sold 3,443 shares of the stock in a transaction on Wednesday, December 3rd. The shares were sold at an average price of $32.00, for a total transaction of $110,176.00. Following the completion of the sale, the chief accounting officer owned 6,465 shares in the company, valued at $206,880. This represents a 34.75% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Lynda Scearcy sold 5,000 shares of the firm’s stock in a transaction on Thursday, January 15th. The stock was sold at an average price of $35.00, for a total transaction of $175,000.00. Following the transaction, the director directly owned 30,133 shares in the company, valued at $1,054,655. The trade was a 14.23% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 10,143 shares of company stock valued at $338,544 over the last three months. Corporate insiders own 11.63% of the company’s stock.

Institutional Investors Weigh In On Sierra Bancorp

Hedge funds have recently made changes to their positions in the business. Raymond James Financial Inc. purchased a new position in shares of Sierra Bancorp during the second quarter worth about $26,000. Russell Investments Group Ltd. lifted its position in Sierra Bancorp by 3,714.3% during the 3rd quarter. Russell Investments Group Ltd. now owns 1,068 shares of the financial services provider’s stock worth $31,000 after acquiring an additional 1,040 shares during the period. Tower Research Capital LLC TRC grew its stake in shares of Sierra Bancorp by 57.7% in the 2nd quarter. Tower Research Capital LLC TRC now owns 2,266 shares of the financial services provider’s stock valued at $67,000 after purchasing an additional 829 shares during the last quarter. BNP Paribas Financial Markets increased its holdings in shares of Sierra Bancorp by 121.6% in the third quarter. BNP Paribas Financial Markets now owns 3,565 shares of the financial services provider’s stock valued at $103,000 after purchasing an additional 1,956 shares during the period. Finally, Franklin Resources Inc. raised its stake in shares of Sierra Bancorp by 25.7% during the third quarter. Franklin Resources Inc. now owns 9,578 shares of the financial services provider’s stock worth $277,000 after purchasing an additional 1,960 shares during the last quarter. Institutional investors and hedge funds own 55.40% of the company’s stock.

Sierra Bancorp News Roundup

Here are the key news stories impacting Sierra Bancorp this week:

• Positive Sentiment: Reported record quarterly earnings and full-year 2025 results; company highlighted strong profitability metrics that support future dividend capacity. Sierra Bancorp Reports Record Quarterly Earnings and 2025 Results
• Positive Sentiment: Company announced “record quarterly earnings” in local coverage emphasizing the EPS beat and management commentary — reinforces the headline earnings strength. Sierra Bancorp announces record quarterly earnings
• Positive Sentiment: Q4 EPS of $0.97 topped estimates (~$0.85) year-over-year — an earnings beat that underpins the stock’s valuation and explains investor interest. Sierra Bancorp (BSRR) Q4 Earnings Beat Estimates
• Positive Sentiment: Declared a larger quarterly dividend of $0.26, signaling capital return and management confidence — a direct positive for income-focused shareholders. Sierra Bancorp (NASDAQ:BSRR) Will Pay A Larger Dividend Than Last Year At $0.26
• Positive Sentiment: Highlighted in a roundup of regional banks that recently hiked dividends, which can attract income investors and support multiple expansion. 5 Bank Stocks With Recent Dividend Hikes to Keep on Your Radar
• Neutral Sentiment: Analyst piece compares key Q4 metrics to Street estimates and year-ago values — useful for modeling but not a fresh catalyst on its own. Sierra Bancorp (BSRR) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
• Neutral Sentiment: Management will attend the Janney CEO Forum — increases visibility and could help investor relations but is not an immediate earnings driver. Sierra Bancorp Leaders to Attend Janney CEO Forum
• Neutral Sentiment: Comparative analysis versus peer FS Bancorp offers context for relative valuation and strategy, useful for longer-term positioning. Contrasting Sierra Bancorp (NASDAQ:BSRR) and FS Bancorp (NASDAQ:FSBW)
• Negative Sentiment: Revenue for the quarter ($39.16M) came in slightly below analyst expectations (~$40.04M), which may temper enthusiasm despite the EPS beat and could explain intraday selling. View Press Release

Analysts Set New Price Targets

BSRR has been the subject of a number of analyst reports. Keefe, Bruyette & Woods boosted their target price on shares of Sierra Bancorp from $32.00 to $33.00 and gave the stock a “market perform” rating in a research note on Wednesday, October 29th. DA Davidson upped their price objective on Sierra Bancorp from $39.00 to $44.00 and gave the stock a “buy” rating in a research report on Tuesday. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of Sierra Bancorp in a research report on Monday, December 29th. Two equities research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus target price of $38.50.

Sierra Bancorp Company Profile

Sierra Bancorp (NASDAQ: BSRR) is a bank holding company headquartered in Porterville, California. The company operates through its banking subsidiary, offering a full suite of financial services to individual and commercial clients. With a community-focused approach, Sierra Bancorp emphasizes relationship banking and local market expertise.

Its core business activities include deposit-taking and lending. On the deposit side, Sierra Bancorp provides checking, savings, money market and certificate of deposit accounts.