Equifax (NYSE:EFX) Releases FY 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its FY 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 8.300-8.700 for the period, compared to the consensus earnings per share estimate of 8.680. The company issued revenue guidance of $6.7 billion-$6.8 billion, compared to the consensus revenue estimate of $6.6 billion. Equifax also updated its Q1 2026 guidance to 1.630-1.730 EPS.

Equifax Price Performance

Shares of EFX stock traded up $1.76 on Friday, hitting $192.77. 1,590,467 shares of the stock traded hands, compared to its average volume of 2,070,385. The company has a debt-to-equity ratio of 0.88, a current ratio of 0.60 and a quick ratio of 0.74. Equifax has a 52 week low of $166.02 and a 52 week high of $281.03. The firm has a 50 day simple moving average of $213.11 and a two-hundred day simple moving average of $228.02. The firm has a market cap of $23.59 billion, a price-to-earnings ratio of 36.16, a PEG ratio of 1.87 and a beta of 1.55.

Equifax (NYSE:EFX) last posted its quarterly earnings results on Wednesday, February 4th. The credit services provider reported $2.09 earnings per share for the quarter, topping the consensus estimate of $2.05 by $0.04. The business had revenue of $1.55 billion during the quarter, compared to the consensus estimate of $1.53 billion. Equifax had a return on equity of 19.27% and a net margin of 10.87%.The firm’s revenue for the quarter was up 9.3% compared to the same quarter last year. During the same period in the prior year, the company posted $2.12 EPS. Equifax has set its FY 2026 guidance at 8.300-8.700 EPS and its Q1 2026 guidance at 1.630-1.730 EPS. As a group, equities research analysts predict that Equifax will post 7.58 earnings per share for the current fiscal year.

Wall Street Analyst Weigh In

EFX has been the subject of a number of recent research reports. Royal Bank Of Canada set a $220.00 target price on Equifax in a report on Thursday. Oppenheimer decreased their price objective on Equifax from $271.00 to $266.00 and set an “outperform” rating for the company in a research note on Monday, January 12th. Barclays dropped their price target on Equifax from $240.00 to $215.00 and set an “equal weight” rating on the stock in a research note on Thursday. Stifel Nicolaus lowered their price target on shares of Equifax from $253.00 to $235.00 and set a “buy” rating on the stock in a report on Thursday. Finally, The Goldman Sachs Group set a $208.00 target price on Equifax in a research note on Friday. One analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating and six have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Moderate Buy” and an average price target of $240.33.

Key Headlines Impacting Equifax

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Q4 results beat expectations — EPS of $2.09 vs. street ~2.05 and revenue of $1.55B (+9% y/y); management issued FY‑2026 and Q1 guidance while citing revenue growth in Workforce and USIS. Equifax Q4 Earnings Beat, Revenues Jump 9% Y/Y
• Positive Sentiment: Management is steering revenue toward cloud/AI products — CEO highlighted AI-driven product innovation and 90% revenue on the new Equifax Cloud, which supports new product launches and efficiency gains. Equifax Says AI Tools Help Drive New Product Innovation
• Positive Sentiment: VantageScore and government segment momentum — company commentary and analyst notes point to growing traction for VantageScore products and a rebound in government work, supporting medium‑term revenue potential. Equifax sees Vantagescore traction build
• Positive Sentiment: Partnerships broaden product distribution — new partnership to deliver integrated consumer financial solutions could expand TAM and cross‑sell opportunities. Gen and Equifax Expand Partnership
• Neutral Sentiment: Analysts trimmed price targets after results but largely retained buy/overweight ratings, leaving meaningful upside in many models (new PTs range roughly $222–$265). This is a mixed signal: lowered expectations but still constructive views. These Analysts Cut Their Forecasts On Equifax After Q4 Earnings
• Negative Sentiment: Regulatory/political risk rose after senators accused Equifax of “price‑gouging” Medicaid programs — elevated scrutiny could pressure revenues from government contracts and create reputational/regulatory risk. Senators Accuse Equifax of ‘Price-Gouging’ Medicaid Programs
• Negative Sentiment: Management flagged margin pressure and a cautious Q1 outlook despite the beat — investors should watch margins and guidance execution, which are the primary near‑term risk to valuation. EFX Q4 deep dive: AI-powered expansion and government momentum offset margin headwinds

Institutional Investors Weigh In On Equifax

Institutional investors have recently made changes to their positions in the stock. State of Wyoming acquired a new stake in shares of Equifax during the second quarter worth about $34,000. Caitong International Asset Management Co. Ltd acquired a new stake in Equifax in the 3rd quarter valued at about $34,000. Headlands Technologies LLC purchased a new position in shares of Equifax in the 2nd quarter valued at about $57,000. Advisory Services Network LLC acquired a new position in Equifax during the 3rd quarter worth approximately $69,000. Finally, Johnson Financial Group Inc. grew its holdings in Equifax by 523.4% during the 3rd quarter. Johnson Financial Group Inc. now owns 293 shares of the credit services provider’s stock worth $75,000 after acquiring an additional 246 shares in the last quarter. 96.20% of the stock is currently owned by institutional investors and hedge funds.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.