JPMorgan Chase & Co. Issues Pessimistic Forecast for OneMain (NYSE:OMF) Stock Price

Posted by Latisha Jones on Feb 6th, 2026

OneMain (NYSE:OMF – Get Free Report) had its price objective dropped by equities research analysts at JPMorgan Chase & Co. from $65.00 to $63.00 in a research report issued to clients and investors on Friday,Benzinga reports. The firm currently has an “underweight” rating on the financial services provider’s stock. JPMorgan Chase & Co.‘s target price points to a potential upside of 2.31% from the stock’s previous close.

Other equities analysts have also recently issued research reports about the stock. Evercore set a $75.00 target price on shares of OneMain in a research report on Tuesday, January 6th. Weiss Ratings reissued a “buy (b-)” rating on shares of OneMain in a research note on Monday, December 29th. Wall Street Zen lowered OneMain from a “buy” rating to a “hold” rating in a research note on Sunday, January 18th. TD Cowen reaffirmed a “buy” rating on shares of OneMain in a research note on Thursday, January 8th. Finally, Wells Fargo & Company dropped their price target on shares of OneMain from $75.00 to $70.00 and set an “equal weight” rating for the company in a research report on Friday. Nine equities research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average target price of $71.70.

View Our Latest Stock Report on OMF

OneMain Price Performance

NYSE OMF traded down $0.71 during trading hours on Friday, reaching $61.58. 2,714,702 shares of the stock traded hands, compared to its average volume of 1,466,268. The stock has a 50 day simple moving average of $66.58 and a two-hundred day simple moving average of $61.27. OneMain has a 1 year low of $38.00 and a 1 year high of $71.93. The company has a market cap of $7.25 billion, a price-to-earnings ratio of 10.44, a price-to-earnings-growth ratio of 0.35 and a beta of 1.33.

OneMain (NYSE:OMF – Get Free Report) last released its earnings results on Thursday, February 5th. The financial services provider reported $1.59 earnings per share for the quarter, topping analysts’ consensus estimates of $1.55 by $0.04. OneMain had a return on equity of 22.70% and a net margin of 13.15%.The company had revenue of $1.61 billion during the quarter, compared to the consensus estimate of $1.28 billion. During the same quarter in the previous year, the company posted $1.16 EPS. On average, sell-side analysts forecast that OneMain will post 6.46 EPS for the current fiscal year.

Insider Transactions at OneMain

In related news, CEO Douglas H. Shulman sold 57,500 shares of the business’s stock in a transaction that occurred on Friday, January 2nd. The shares were sold at an average price of $68.41, for a total value of $3,933,575.00. Following the completion of the transaction, the chief executive officer directly owned 174,100 shares in the company, valued at $11,910,181. The trade was a 24.83% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, SVP Michael A. Hedlund sold 652 shares of the stock in a transaction on Wednesday, November 26th. The shares were sold at an average price of $62.00, for a total value of $40,424.00. Following the sale, the senior vice president owned 15,179 shares in the company, valued at approximately $941,098. This represents a 4.12% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. 0.40% of the stock is currently owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of OMF. Root Financial Partners LLC purchased a new position in OneMain in the 3rd quarter worth about $26,000. Activest Wealth Management lifted its position in OneMain by 1,102.1% during the third quarter. Activest Wealth Management now owns 577 shares of the financial services provider’s stock valued at $33,000 after purchasing an additional 529 shares during the period. Atlantic Union Bankshares Corp purchased a new stake in OneMain in the fourth quarter worth approximately $36,000. Bayforest Capital Ltd boosted its holdings in OneMain by 591.8% in the third quarter. Bayforest Capital Ltd now owns 671 shares of the financial services provider’s stock worth $38,000 after purchasing an additional 574 shares during the last quarter. Finally, Whittier Trust Co. of Nevada Inc. grew its position in OneMain by 57.5% in the 3rd quarter. Whittier Trust Co. of Nevada Inc. now owns 718 shares of the financial services provider’s stock worth $40,000 after purchasing an additional 262 shares during the period. 85.82% of the stock is owned by institutional investors.

Key OneMain News

Here are the key news stories impacting OneMain this week:

Positive Sentiment: Q4 results beat expectations — OneMain reported stronger-than-forecast revenue and improved earnings (adjusted EPS reported) driven by loan growth and higher net interest income; managed receivables grew to about $26.3B. ONEMAIN HOLDINGS, INC. REPORTS FOURTH QUARTER 2025 RESULTS
Positive Sentiment: Dividend boost for income investors — Board declared a quarterly dividend of $1.05/share (ex-dividend Feb 17), implying a ~6.7% yield, which supports shareholder income appeal. ONEMAIN HOLDINGS, INC. REPORTS FOURTH QUARTER 2025 RESULTS
Positive Sentiment: Resilient loan growth and credit performance — Management highlighted continued receivables growth and generally stable credit metrics, supporting continued NII growth if rates remain favorable. OMF Q4 Deep Dive: Resilient Loan Growth and Credit Performance Amid Cautious Outlook
Neutral Sentiment: Analyst target trimmed but rating maintained — Truist cut its price target from $75 to $73 while keeping a Buy, signaling confidence in fundamentals but slightly reduced near-term upside. Benzinga
Neutral Sentiment: Transcripts & slides available — Earnings call transcript and slide deck provide management commentary (useful for digging into guidance, margin drivers and reserve assumptions). OneMain Holdings, Inc. (OMF) Q4 2025 Earnings Call Transcript
Negative Sentiment: Costs and provisions rose year-over-year — Despite top-line strength, higher operating expenses, loan-loss provisions and other costs weighed on margin expansion and prompted intraday selling. OneMain Holdings Dips Despite Q4 Earnings Beat, NII & Costs Rise Y/Y

About OneMain

(Get Free Report)

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.