nCino (NASDAQ:NCNO) CEO Sean Desmond Sells 16,047 Shares of Stock

nCino Inc. (NASDAQ:NCNO) CEO Sean Desmond sold 16,047 shares of nCino stock in a transaction dated Tuesday, February 3rd. The shares were sold at an average price of $18.68, for a total value of $299,757.96. Following the transaction, the chief executive officer directly owned 602,550 shares in the company, valued at approximately $11,255,634. This trade represents a 2.59% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website.

Sean Desmond also recently made the following trade(s):

• On Monday, January 5th, Sean Desmond sold 7,331 shares of nCino stock. The stock was sold at an average price of $24.51, for a total transaction of $179,682.81.
• On Friday, December 5th, Sean Desmond sold 7,331 shares of nCino stock. The shares were sold at an average price of $24.11, for a total transaction of $176,750.41.

nCino Stock Down 2.9%

nCino stock opened at $18.26 on Friday. nCino Inc. has a twelve month low of $17.69 and a twelve month high of $34.55. The company has a debt-to-equity ratio of 0.24, a quick ratio of 1.01 and a current ratio of 1.01. The firm has a market cap of $2.09 billion, a PE ratio of -102.69, a P/E/G ratio of 3.71 and a beta of 0.55. The firm’s 50 day moving average price is $24.31 and its two-hundred day moving average price is $26.43.

nCino (NASDAQ:NCNO) last posted its quarterly earnings results on Wednesday, December 3rd. The company reported $0.31 EPS for the quarter, beating the consensus estimate of $0.20 by $0.11. nCino had a negative net margin of 3.71% and a positive return on equity of 2.28%. The business had revenue of $152.16 million for the quarter, compared to analysts’ expectations of $147.31 million. During the same period in the previous year, the company posted $0.21 EPS. nCino’s revenue was up 9.6% on a year-over-year basis. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, research analysts predict that nCino Inc. will post 0.12 EPS for the current fiscal year.

nCino declared that its Board of Directors has authorized a stock repurchase program on Monday, December 8th that permits the company to repurchase $100.00 million in outstanding shares. This repurchase authorization permits the company to repurchase up to 3.7% of its shares through open market purchases. Shares repurchase programs are often an indication that the company’s board of directors believes its stock is undervalued.

Analysts Set New Price Targets

Several brokerages recently weighed in on NCNO. Needham & Company LLC reaffirmed a “buy” rating and set a $38.00 price objective on shares of nCino in a research report on Thursday, December 4th. BTIG Research initiated coverage on shares of nCino in a report on Tuesday, December 16th. They set a “neutral” rating on the stock. Truist Financial reduced their price objective on shares of nCino from $32.00 to $27.00 and set a “hold” rating for the company in a research note on Thursday, December 4th. William Blair raised shares of nCino from a “market perform” rating to an “outperform” rating in a research report on Friday, October 10th. Finally, Keefe, Bruyette & Woods raised their target price on nCino from $34.50 to $36.00 and gave the company an “outperform” rating in a report on Thursday, December 4th. One investment analyst has rated the stock with a Strong Buy rating, nine have assigned a Buy rating, nine have issued a Hold rating and one has issued a Sell rating to the company. According to MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $33.27.

nCino News Roundup

Here are the key news stories impacting nCino this week:

• Positive Sentiment: nCino reported a quarterly beat (Dec 3) — revenue of $152.2M and EPS of $0.31, topping estimates; management gave FY‑2026 and Q4‑2026 EPS guidance (0.900–0.910 FY; 0.210–0.220 Q4). This supports a constructive medium‑term view for revenue growth and profitability progress. MarketBeat NCNO Summary
• Positive Sentiment: The board authorized a $100M share repurchase program (up to ~3.7% of shares), which is typically supportive of the share price and signals management believes shares are undervalued. Buyback Mention
• Neutral Sentiment: Analyst coverage is mixed but tilted positive on balance — the consensus is a “Moderate Buy” with an average target near $33.27, creating upside vs. current levels but wide dispersion among firms. Analyst Coverage
• Neutral Sentiment: Institutional ownership is very high (~95%), which can amplify moves when large holders trade but also reduces free‑float liquidity; this is a structural factor rather than an immediate catalyst. Ownership Data
• Negative Sentiment: Significant insider selling on Feb 3–4: CEO Sean Desmond, CFO Gregory Orenstein, Director Pierre Naude and other senior insiders sold blocks at ~ $18.26–$18.68 (aggregate proceeds >$1M+). Multiple Form 4 filings were submitted to the SEC; clustered insider sales like this often trigger short‑term selling pressure and investor concern about near‑term outlook. Insider Selling Alert
• Negative Sentiment: Coverage in media noting “shares face pressure amid insider selling” amplifies the negative signal and may prompt momentum traders to reduce exposure until selling subsides. Media Note

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently made changes to their positions in the stock. Millennium Management LLC lifted its position in shares of nCino by 16.6% in the 1st quarter. Millennium Management LLC now owns 303,853 shares of the company’s stock worth $8,347,000 after acquiring an additional 43,247 shares during the period. Woodline Partners LP raised its stake in shares of nCino by 105.3% in the first quarter. Woodline Partners LP now owns 13,227 shares of the company’s stock valued at $363,000 after purchasing an additional 6,783 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its position in nCino by 16.3% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 281,435 shares of the company’s stock worth $7,731,000 after purchasing an additional 39,345 shares during the period. Wealth Enhancement Advisory Services LLC bought a new position in nCino in the second quarter worth $204,000. Finally, Janney Montgomery Scott LLC boosted its stake in nCino by 12.2% during the second quarter. Janney Montgomery Scott LLC now owns 10,199 shares of the company’s stock worth $285,000 after buying an additional 1,105 shares in the last quarter. Institutional investors own 94.76% of the company’s stock.

nCino Company Profile

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.