Financial Comparison: Fair Isaac (NYSE:FICO) versus American Noble Gas (NYSE:INFY)

American Noble Gas (NYSE:INFY) and Fair Isaac (NYSE:FICO) are both large-cap computer and technology companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, dividends, earnings, profitability and risk.

Valuation & Earnings

This table compares American Noble Gas and Fair Isaac”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Noble Gas	$19.28 billion	3.54	$3.16 billion	$0.77	21.90
Fair Isaac	$1.99 billion	16.59	$651.95 million	$27.02	51.52

American Noble Gas has higher revenue and earnings than Fair Isaac. American Noble Gas is trading at a lower price-to-earnings ratio than Fair Isaac, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

16.2% of American Noble Gas shares are held by institutional investors. Comparatively, 85.8% of Fair Isaac shares are held by institutional investors. 22.4% of American Noble Gas shares are held by company insiders. Comparatively, 3.0% of Fair Isaac shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of recent recommendations for American Noble Gas and Fair Isaac, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Noble Gas	1	6	2	0	2.11
Fair Isaac	0	5	10	0	2.67

American Noble Gas presently has a consensus price target of $17.65, suggesting a potential upside of 4.69%. Fair Isaac has a consensus price target of $2,071.43, suggesting a potential upside of 48.81%. Given Fair Isaac’s stronger consensus rating and higher probable upside, analysts clearly believe Fair Isaac is more favorable than American Noble Gas.

Volatility and Risk

American Noble Gas has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Fair Isaac has a beta of 1.27, meaning that its share price is 27% more volatile than the S&P 500.

Profitability

This table compares American Noble Gas and Fair Isaac’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
American Noble Gas	16.16%	30.60%	19.26%
Fair Isaac	31.89%	-40.98%	33.55%

Summary

Fair Isaac beats American Noble Gas on 10 of the 14 factors compared between the two stocks.

About American Noble Gas

Infosys Ltd. is a digital services and consulting company, which engages in the provision of end-to-end business solutions. It operates through the following segments: Financial Services, Retail, Communication, Energy, Utilities, Resources, and Services, Manufacturing, Hi-Tech, Life Sciences, and All Other. The company was founded by Dinesh Krishnan Swamy, Senapathy Gopalakrishnan, Narayana Ramarao Nagavara Murthy, Raghavan N. S., Ashok Arora, Nandan M. Nilekani, and S. D. Shibulal on July 2, 1981 and is headquartered in Bangalore, India.

About Fair Isaac

Fair Isaac Corporation develops analytic, software, and digital decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. It offers FICO Customer Analytics, FICO Responsible AI, FICO Advisors, FICO Business Outcome Simulator, FICO Forecaster, FICO TRIAD Customer Manager, FICO Blaze Advisor, FICO Xpress Optimization, FICO Falcon Fraud Manager, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Decision Optimizer, and FICO Strategy Director, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.