Unum Group (NYSE:UNM) Price Target Cut to $90.00 by Analysts at JPMorgan Chase & Co.

Unum Group (NYSE:UNM) had its price target cut by JPMorgan Chase & Co. from $92.00 to $90.00 in a research note published on Friday,Benzinga reports. They currently have a neutral rating on the financial services provider’s stock.

Several other equities analysts also recently commented on UNM. Jefferies Financial Group reiterated a “buy” rating and issued a $115.00 price objective on shares of Unum Group in a report on Monday, January 5th. Wells Fargo & Company lifted their target price on shares of Unum Group from $98.00 to $104.00 and gave the stock an “overweight” rating in a report on Tuesday, January 13th. Barclays reissued an “overweight” rating on shares of Unum Group in a report on Friday. Evercore ISI set a $103.00 price objective on shares of Unum Group in a research report on Friday. Finally, Citigroup restated a “market perform” rating on shares of Unum Group in a report on Thursday, December 18th. Two equities research analysts have rated the stock with a Strong Buy rating, eight have issued a Buy rating and four have issued a Hold rating to the company’s stock. According to MarketBeat, the stock has an average rating of “Moderate Buy” and an average target price of $97.69.

Unum Group Price Performance

Shares of NYSE UNM opened at $74.67 on Friday. The company has a quick ratio of 0.36, a current ratio of 0.36 and a debt-to-equity ratio of 0.32. The business’s 50 day moving average price is $77.02 and its two-hundred day moving average price is $75.48. The company has a market cap of $12.49 billion, a PE ratio of 17.57, a price-to-earnings-growth ratio of 1.35 and a beta of 0.20. Unum Group has a twelve month low of $66.81 and a twelve month high of $84.48.

Unum Group (NYSE:UNM) last released its quarterly earnings data on Thursday, February 5th. The financial services provider reported $1.92 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $2.11 by ($0.19). Unum Group had a net margin of 5.65% and a return on equity of 12.61%. The business had revenue of $3.25 billion during the quarter, compared to analyst estimates of $3.29 billion. During the same period in the previous year, the business earned $2.03 earnings per share. The business’s quarterly revenue was up .2% on a year-over-year basis. Unum Group has set its FY 2026 guidance at 8.600-8.900 EPS. On average, analysts predict that Unum Group will post 9.14 EPS for the current year.

Unum Group Announces Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Friday, February 20th. Investors of record on Friday, January 30th will be given a dividend of $0.46 per share. The ex-dividend date of this dividend is Friday, January 30th. This represents a $1.84 annualized dividend and a yield of 2.5%. Unum Group’s dividend payout ratio is currently 35.87%.

Unum Group announced that its Board of Directors has authorized a share buyback program on Thursday, December 4th that permits the company to buyback $1.00 billion in shares. This buyback authorization permits the financial services provider to reacquire up to 8.2% of its shares through open market purchases. Shares buyback programs are generally an indication that the company’s management believes its stock is undervalued.

Insider Activity at Unum Group

In other Unum Group news, EVP Steven Andrew Zabel sold 7,500 shares of the firm’s stock in a transaction on Wednesday, November 19th. The stock was sold at an average price of $76.38, for a total value of $572,850.00. Following the sale, the executive vice president owned 113,807 shares of the company’s stock, valued at approximately $8,692,578.66. This trade represents a 6.18% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, CAO Walter Lynn Rice, Jr. sold 900 shares of Unum Group stock in a transaction on Tuesday, December 9th. The shares were sold at an average price of $73.50, for a total value of $66,150.00. Following the completion of the transaction, the chief accounting officer owned 8,940 shares in the company, valued at approximately $657,090. The trade was a 9.15% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 0.92% of the stock is owned by insiders.

Institutional Investors Weigh In On Unum Group

A number of hedge funds have recently made changes to their positions in UNM. Norges Bank bought a new position in Unum Group in the 2nd quarter valued at approximately $1,113,353,000. Allianz Asset Management GmbH boosted its holdings in shares of Unum Group by 63.7% during the 3rd quarter. Allianz Asset Management GmbH now owns 2,516,126 shares of the financial services provider’s stock valued at $195,704,000 after acquiring an additional 978,937 shares in the last quarter. Ensign Peak Advisors Inc grew its position in Unum Group by 762.9% during the 2nd quarter. Ensign Peak Advisors Inc now owns 712,206 shares of the financial services provider’s stock worth $57,518,000 after acquiring an additional 629,665 shares during the last quarter. AQR Capital Management LLC increased its holdings in Unum Group by 35.1% in the 3rd quarter. AQR Capital Management LLC now owns 2,339,289 shares of the financial services provider’s stock worth $181,622,000 after purchasing an additional 607,684 shares in the last quarter. Finally, Two Sigma Investments LP increased its holdings in Unum Group by 127.3% in the 3rd quarter. Two Sigma Investments LP now owns 864,485 shares of the financial services provider’s stock worth $67,240,000 after purchasing an additional 484,107 shares in the last quarter. 86.57% of the stock is currently owned by institutional investors and hedge funds.

Key Stories Impacting Unum Group

Here are the key news stories impacting Unum Group this week:

• Positive Sentiment: Premiums grew ~2% year‑over‑year, showing continued revenue traction in its core benefits businesses. UNM Q4 Earnings and Revenues Miss Estimates, Premiums Rise Y/Y
• Positive Sentiment: Some analysts note the stock’s valuation is cheap relative to peers, which could limit downside and attract value buyers if underwriting trends stabilize. Unum: Underwriting Disappoints Again, But Valuation Is Low
• Neutral Sentiment: Management issued FY‑2026 EPS guidance of $8.60–$8.90 (consensus ~$8.91) — a formal outlook that reduces uncertainty but sits just below Street expectations. Unum Group Reports Q4 2025 Results and 2026 Outlook
• Neutral Sentiment: Full Q4 earnings call transcript and presentation are available for investors to assess management commentary and drivers (useful for gauging remediation plans for underwriting). UNM Q4 2025 Earnings Call Transcript Q4 Results Presentation
• Negative Sentiment: Q4 EPS missed materially ($1.92 vs. $2.11 expected) and revenue slightly missed estimates ($3.25B vs. $3.29B), with net income down year‑over‑year — an earnings shortfall that pressured the stock. Unum Lags Q4 Earnings and Revenue Estimates
• Negative Sentiment: Segment profits fell and underwriting performance disappointed again, driven by higher benefits and expenses — this margin pressure is the main negative catalyst highlighted by analysts. Underwriting Disappoints
• Negative Sentiment: Market reaction: several outlets reported shares tumbled after the earnings miss and weaker guidance, amplifying near‑term selling pressure. Shares Tumble After Weak Guidance, Earnings Miss

Unum Group Company Profile

Unum Group (NYSE: UNM) is a leading provider of employee benefits in the United States and selected international markets, specializing in disability, life, accident and critical illness insurance. Through both fully insured and self-funded arrangements, the company offers group coverage designed to protect income and mitigate financial hardship for employees and their families. Its portfolio includes short-term and long-term disability plans, group life and accidental death & dismemberment (AD&D) policies, as well as critical illness and hospital indemnity products.

In addition to its core product lines, Unum Group markets voluntary benefits under its Colonial Life brand, allowing employees to purchase supplemental insurance such as accident, cancer, and dental coverage directly through payroll deductions.