Head to Head Survey: Marsh (NYSE:MRSH) and Cheche Group (NASDAQ:CCG)

Cheche Group (NASDAQ:CCG) and Marsh (NYSE:MRSH) are both financial services companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, earnings, analyst recommendations, institutional ownership and profitability.

Risk & Volatility

Cheche Group has a beta of 0.45, suggesting that its share price is 55% less volatile than the S&P 500. Comparatively, Marsh has a beta of 0.75, suggesting that its share price is 25% less volatile than the S&P 500.

Profitability

This table compares Cheche Group and Marsh’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Marsh	15.42%	31.60%	8.26%

Institutional and Insider Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 88.0% of Marsh shares are held by institutional investors. 1.4% of Cheche Group shares are held by insiders. Comparatively, 0.4% of Marsh shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Cheche Group and Marsh, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	0	0	0	1.00
Marsh	0	6	1	0	2.14

Marsh has a consensus price target of $204.86, suggesting a potential upside of 17.67%. Given Marsh’s stronger consensus rating and higher probable upside, analysts clearly believe Marsh is more favorable than Cheche Group.

Valuation & Earnings

This table compares Cheche Group and Marsh”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cheche Group	$475.82 million	0.11	-$8.52 million	($0.11)	-7.27
Marsh	$26.98 billion	3.12	$4.16 billion	$8.43	20.65

Marsh has higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than Marsh, indicating that it is currently the more affordable of the two stocks.

Summary

Marsh beats Cheche Group on 13 of the 14 factors compared between the two stocks.

About Cheche Group

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.

About Marsh

Marsh & McLennan Companies, Inc., a professional services company, provides advice and solutions to clients in the areas of risk, strategy, and people worldwide. It operates in two segments, Risk and Insurance Services, and Consulting. The Risk and Insurance Services segment offers risk management services, such as risk advice, risk transfer, and risk control and mitigation solutions, as well as insurance and reinsurance broking, catastrophe and financial modeling, and related advisory services; and insurance program management services. This segment serves businesses, public entities, insurance companies, associations, professional services organizations, and private clients. The Consulting segment provides health, wealth, and career consulting services and products; and specialized management, as well as economic and brand consulting services. Marsh & McLennan Companies, Inc. was founded in 1871 and is headquartered in New York, New York.