Fair Isaac (NYSE:FICO) Earns Buy Rating from Analysts at Bank of America

Stock analysts at Bank of America started coverage on shares of Fair Isaac (NYSE:FICO) in a research report issued on Tuesday. The firm set a “buy” rating and a $1,900.00 price target on the technology company’s stock. Bank of America‘s target price would indicate a potential upside of 41.19% from the company’s previous close.

A number of other research firms have also recently commented on FICO. Zacks Research cut Fair Isaac from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 1st. Wells Fargo & Company increased their price target on shares of Fair Isaac from $2,400.00 to $2,500.00 and gave the stock an “overweight” rating in a research report on Wednesday, January 14th. Needham & Company LLC reiterated a “buy” rating and set a $1,975.00 target price on shares of Fair Isaac in a research report on Thursday, January 29th. JPMorgan Chase & Co. boosted their price target on Fair Isaac from $1,750.00 to $1,825.00 and gave the company a “neutral” rating in a report on Thursday, November 6th. Finally, The Goldman Sachs Group cut their price objective on Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating for the company in a research note on Monday, February 2nd. Ten investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus price target of $2,007.14.

Fair Isaac Price Performance

Shares of FICO stock opened at $1,345.74 on Tuesday. The stock has a market capitalization of $31.92 billion, a PE ratio of 49.81, a P/E/G ratio of 1.36 and a beta of 1.27. The business has a 50-day moving average of $1,593.99 and a 200 day moving average of $1,592.56. Fair Isaac has a 1-year low of $1,280.86 and a 1-year high of $2,217.60.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, beating the consensus estimate of $7.08 by $0.25. The company had revenue of $766.00 million for the quarter, compared to analysts’ expectations of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. Fair Isaac’s quarterly revenue was up 16.4% on a year-over-year basis. During the same quarter in the previous year, the company earned $5.79 earnings per share. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Analysts anticipate that Fair Isaac will post 24.15 EPS for the current year.

Insider Buying and Selling

In related news, CFO Steven P. Weber sold 1,426 shares of Fair Isaac stock in a transaction dated Wednesday, December 17th. The shares were sold at an average price of $1,810.00, for a total transaction of $2,581,060.00. Following the completion of the sale, the chief financial officer owned 2,804 shares in the company, valued at $5,075,240. This trade represents a 33.71% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, Director Eva Manolis sold 521 shares of Fair Isaac stock in a transaction dated Friday, December 12th. The shares were sold at an average price of $1,825.83, for a total value of $951,257.43. Following the completion of the sale, the director owned 344 shares of the company’s stock, valued at $628,085.52. The trade was a 60.23% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 3.02% of the stock is currently owned by company insiders.

Institutional Trading of Fair Isaac

Several large investors have recently added to or reduced their stakes in FICO. Heartland Bank & Trust Co boosted its position in Fair Isaac by 1.3% in the 3rd quarter. Heartland Bank & Trust Co now owns 464 shares of the technology company’s stock worth $694,000 after purchasing an additional 6 shares in the last quarter. GW&K Investment Management LLC lifted its position in Fair Isaac by 4.6% during the third quarter. GW&K Investment Management LLC now owns 136 shares of the technology company’s stock worth $204,000 after buying an additional 6 shares in the last quarter. Great Lakes Advisors LLC grew its stake in shares of Fair Isaac by 5.7% in the 1st quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after buying an additional 6 shares during the period. Capital Investment Advisory Services LLC increased its position in shares of Fair Isaac by 1.9% during the 4th quarter. Capital Investment Advisory Services LLC now owns 367 shares of the technology company’s stock worth $620,000 after purchasing an additional 7 shares during the last quarter. Finally, San Luis Wealth Advisors LLC raised its position in Fair Isaac by 2.8% in the third quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock valued at $379,000 after purchasing an additional 7 shares during the period. Hedge funds and other institutional investors own 85.75% of the company’s stock.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.