Barclays Cuts UWM (NYSE:UWMC) Price Target to $6.00

UWM (NYSE:UWMC) had its price objective cut by analysts at Barclays from $7.00 to $6.00 in a note issued to investors on Thursday,Benzinga reports. The firm presently has an “overweight” rating on the stock. Barclays‘s price objective points to a potential upside of 39.05% from the stock’s previous close.

UWMC has been the subject of several other research reports. Jefferies Financial Group set a $4.40 target price on UWM in a research note on Wednesday. Wall Street Zen lowered shares of UWM from a “hold” rating to a “strong sell” rating in a research report on Saturday, November 15th. The Goldman Sachs Group set a $5.00 target price on shares of UWM in a report on Tuesday, January 6th. UBS Group increased their target price on shares of UWM from $5.50 to $6.00 and gave the stock a “neutral” rating in a research note on Wednesday, November 12th. Finally, Morgan Stanley set a $6.00 price objective on UWM in a research report on Tuesday, December 16th. Two research analysts have rated the stock with a Buy rating, seven have given a Hold rating and one has given a Sell rating to the company. Based on data from MarketBeat, the company has an average rating of “Hold” and an average target price of $6.33.

UWM Price Performance

UWM stock traded up $0.16 during mid-day trading on Thursday, reaching $4.32. The company’s stock had a trading volume of 4,312,877 shares, compared to its average volume of 18,922,195. The firm’s fifty day moving average price is $5.01 and its two-hundred day moving average price is $5.46. The company has a quick ratio of 1.45, a current ratio of 1.45 and a debt-to-equity ratio of 2.40. UWM has a 12-month low of $3.79 and a 12-month high of $7.14.

UWM (NYSE:UWMC) last posted its quarterly earnings results on Wednesday, February 25th. The company reported $0.08 EPS for the quarter, missing analysts’ consensus estimates of $0.09 by ($0.01). The company had revenue of $945.25 million during the quarter, compared to the consensus estimate of $759.12 million. UWM had a negative return on equity of 6.81% and a net margin of 0.61%. As a group, equities analysts forecast that UWM will post 0.2 earnings per share for the current year.

Insider Transactions at UWM

In related news, CEO Ishbia Mat sold 632,874 shares of the stock in a transaction on Monday, December 29th. The stock was sold at an average price of $4.42, for a total value of $2,797,303.08. Following the transaction, the chief executive officer owned 979,871 shares of the company’s stock, valued at $4,331,029.82. This represents a 39.24% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Insiders have sold 20,785,125 shares of company stock valued at $106,402,307 in the last ninety days. 87.50% of the stock is currently owned by insiders.

Hedge Funds Weigh In On UWM

Hedge funds and other institutional investors have recently modified their holdings of the company. Dimensional Fund Advisors LP boosted its holdings in UWM by 4.4% in the fourth quarter. Dimensional Fund Advisors LP now owns 55,509 shares of the company’s stock valued at $243,000 after acquiring an additional 2,329 shares in the last quarter. Public Employees Retirement System of Ohio raised its holdings in UWM by 4.9% in the 4th quarter. Public Employees Retirement System of Ohio now owns 51,423 shares of the company’s stock worth $225,000 after purchasing an additional 2,407 shares in the last quarter. Allworth Financial LP lifted its position in shares of UWM by 62.5% in the 4th quarter. Allworth Financial LP now owns 6,765 shares of the company’s stock worth $30,000 after purchasing an additional 2,602 shares during the period. Choreo LLC boosted its stake in shares of UWM by 16.1% during the 4th quarter. Choreo LLC now owns 19,017 shares of the company’s stock valued at $84,000 after purchasing an additional 2,637 shares in the last quarter. Finally, State of Wyoming increased its position in shares of UWM by 24.9% during the third quarter. State of Wyoming now owns 14,552 shares of the company’s stock valued at $89,000 after buying an additional 2,902 shares during the period. 53.59% of the stock is currently owned by hedge funds and other institutional investors.

Key Stories Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Revenue substantially beat expectations — UWM reported roughly $945.3M in Q4 revenue versus ~ $759.1M expected, showing origination strength and market share execution that supports topline momentum. Press Release
• Positive Sentiment: Declared a quarterly dividend of $0.10/share (implying ~9.6% yield) — this raises near-term income for holders and can support demand from yield-focused investors. Dividend Announcement
• Neutral Sentiment: Unusually large call-option activity — traders bought ~54,116 calls (a ~687% rise vs. average). This could signal speculative bullish bets or hedging around earnings/guide volatility, but it’s ambiguous.
• Negative Sentiment: EPS missed consensus — reported EPS (~$0.06–$0.08 depending on source) vs. ~$0.09 expected; the miss (and low net margin/negative ROE) is a headline driver for selling pressure. Earnings Call Transcript
• Negative Sentiment: Guidance was conservative and wide — Q1 revenue guidance was issued as a $650M–$850M band versus a consensus ~ $816.5M; the lower end and breadth increase uncertainty around near-term results.
• Negative Sentiment: Insider sale — CEO Mat Ishbia sold ~632,874 shares (~$2.55M) on Feb 25, materially reducing his position; large insider selling can amplify negative sentiment even when not uncommon for liquidity reasons. SEC Filing
• Negative Sentiment: Stock hit a new 12‑month low after the release — reflects market concern around the EPS miss, guidance and insider activity. Article on New Low

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.