Ready Capital Corp (NYSE:RC) Receives $3.55 Average Target Price from Analysts

Shares of Ready Capital Corp (NYSE:RC) have received a consensus recommendation of “Reduce” from the eight research firms that are covering the firm, Marketbeat reports. Two equities research analysts have rated the stock with a sell recommendation and six have given a hold recommendation to the company. The average twelve-month price objective among analysts that have updated their coverage on the stock in the last year is $3.55.

RC has been the topic of a number of research analyst reports. UBS Group cut their target price on Ready Capital from $3.50 to $2.75 and set a “neutral” rating on the stock in a research report on Friday, November 14th. Weiss Ratings reiterated a “sell (d)” rating on shares of Ready Capital in a report on Thursday, January 22nd. Keefe, Bruyette & Woods lowered their target price on Ready Capital from $3.50 to $2.50 and set an “underperform” rating for the company in a report on Wednesday, November 12th. Finally, Piper Sandler dropped their target price on Ready Capital from $3.50 to $2.50 and set a “neutral” rating for the company in a research report on Monday, December 22nd.

More Ready Capital News

Here are the key news stories impacting Ready Capital this week:

• Positive Sentiment: Q4 results: distributable loss before realized losses was modest at $(0.09) and the company beat consensus on EPS (reported $(0.09) vs. est. $(0.11)) while reporting revenues well above expectations ($207.6M vs. est. $133.5M), which likely underpins the rally. Ready Capital Corporation Reports Fourth Quarter 2025 Results
• Positive Sentiment: Leadership changes: the company appointed Dominick Scali as Chief Credit Officer and elevated David Cohen to Co‑President of ReadyCap Commercial — management presented these moves as steps to strengthen credit oversight and commercial lending execution amid CRE market stress. Ready Capital Corporation Announces Leadership Changes
• Neutral Sentiment: Management commentary and conference call transcript are available; listen/read for details on portfolio credit trends, realized losses and capital/financing plans that will drive near-term earnings and liquidity. Ready Capital (RC) Q4 2025 Earnings Transcript
• Negative Sentiment: Large GAAP and distributable losses remain: GAAP loss from continuing operations was $(1.46) per share and distributable loss per common share was $(0.43), highlighting material realized/mark-to-market hits that keep fundamentals under pressure. Ready Capital Corporation Reports Fourth Quarter 2025 Results
• Negative Sentiment: Street skepticism: analysts maintain a weak stance (consensus “Reduce”) and several large institutional holders cut positions in recent quarters, which can limit upside and amplify volatility. Ready Capital Corp (NYSE:RC) Receives Consensus Recommendation of “Reduce” from Analysts

Hedge Funds Weigh In On Ready Capital

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. CW Advisors LLC increased its position in shares of Ready Capital by 11.6% during the second quarter. CW Advisors LLC now owns 27,590 shares of the real estate investment trust’s stock worth $121,000 after acquiring an additional 2,878 shares during the period. The Manufacturers Life Insurance Company grew its stake in Ready Capital by 3.6% during the 2nd quarter. The Manufacturers Life Insurance Company now owns 84,372 shares of the real estate investment trust’s stock worth $369,000 after purchasing an additional 2,905 shares in the last quarter. Cerity Partners LLC increased its holdings in Ready Capital by 29.0% during the 2nd quarter. Cerity Partners LLC now owns 15,220 shares of the real estate investment trust’s stock worth $67,000 after purchasing an additional 3,419 shares during the period. Nomura Asset Management Co. Ltd. raised its position in Ready Capital by 163.6% in the 2nd quarter. Nomura Asset Management Co. Ltd. now owns 5,800 shares of the real estate investment trust’s stock valued at $25,000 after purchasing an additional 3,600 shares in the last quarter. Finally, PNC Financial Services Group Inc. boosted its stake in shares of Ready Capital by 18.3% in the 2nd quarter. PNC Financial Services Group Inc. now owns 23,270 shares of the real estate investment trust’s stock valued at $102,000 after buying an additional 3,605 shares during the period. Hedge funds and other institutional investors own 55.87% of the company’s stock.

Ready Capital Trading Up 13.2%

Shares of RC stock opened at $1.85 on Thursday. Ready Capital has a 1-year low of $1.55 and a 1-year high of $6.96. The firm has a market cap of $299.13 million, a PE ratio of -1.26 and a beta of 1.45. The company has a 50-day moving average of $2.05 and a two-hundred day moving average of $2.89. The company has a debt-to-equity ratio of 0.79, a current ratio of 1.56 and a quick ratio of 1.56.

Ready Capital (NYSE:RC) last issued its quarterly earnings data on Thursday, February 26th. The real estate investment trust reported ($0.09) EPS for the quarter, topping the consensus estimate of ($0.11) by $0.02. The firm had revenue of $207.55 million for the quarter, compared to analyst estimates of $133.50 million. Ready Capital had a negative net margin of 39.55% and a negative return on equity of 9.87%. On average, analysts predict that Ready Capital will post 0.93 EPS for the current year.

Ready Capital Cuts Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, January 30th. Investors of record on Wednesday, December 31st were paid a dividend of $0.01 per share. This represents a $0.04 annualized dividend and a yield of 2.2%. The ex-dividend date of this dividend was Wednesday, December 31st. Ready Capital’s dividend payout ratio is presently -2.09%.

Ready Capital Company Profile

Ready Capital Corporation is a specialty finance real estate investment trust (REIT) that originates, acquires and manages commercial real estate loans and related assets. The company offers financing solutions across a variety of property types, including multifamily, office, retail, industrial, hospitality and mixed-use assets. Ready Capital focuses on delivering flexible loan structures to meet the diverse needs of borrowers in the small balance and middle-market sectors.

Through its small balance commercial real estate lending platform, Ready Capital provides loans typically ranging from $1 million to $15 million for acquisitions, refinancings, renovations and bridge financing.