Head to Head Survey: Allianz (OTCMKTS:ALIZY) vs. Everest Group (NYSE:EG)

Everest Group (NYSE:EG) and Allianz (OTCMKTS:ALIZY) are both large-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their profitability, institutional ownership, dividends, risk, earnings, analyst recommendations and valuation.

Analyst Ratings

This is a breakdown of current ratings for Everest Group and Allianz, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Everest Group	0	10	6	0	2.38
Allianz	1	4	1	1	2.29

Everest Group currently has a consensus price target of $363.21, indicating a potential upside of 12.15%. Given Everest Group’s stronger consensus rating and higher probable upside, analysts clearly believe Everest Group is more favorable than Allianz.

Profitability

This table compares Everest Group and Allianz’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Everest Group	9.09%	12.50%	3.08%
Allianz	5.80%	17.50%	1.10%

Volatility and Risk

Everest Group has a beta of 0.34, suggesting that its share price is 66% less volatile than the S&P 500. Comparatively, Allianz has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500.

Dividends

Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.5%. Allianz pays an annual dividend of $1.18 per share and has a dividend yield of 2.9%. Everest Group pays out 21.1% of its earnings in the form of a dividend. Allianz pays out 37.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Everest Group has increased its dividend for 1 consecutive years.

Institutional and Insider Ownership

92.6% of Everest Group shares are owned by institutional investors. Comparatively, 0.0% of Allianz shares are owned by institutional investors. 1.1% of Everest Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation and Earnings

This table compares Everest Group and Allianz”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Everest Group	$17.50 billion	0.75	$1.59 billion	$37.86	8.55
Allianz	$211.45 billion	0.73	$12.19 billion	$3.14	13.01

Allianz has higher revenue and earnings than Everest Group. Everest Group is trading at a lower price-to-earnings ratio than Allianz, indicating that it is currently the more affordable of the two stocks.

Summary

Everest Group beats Allianz on 11 of the 18 factors compared between the two stocks.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.