Zacks Research Downgrades NU (NYSE:NU) to Hold

NU (NYSE:NU) was downgraded by analysts at Zacks Research from a “strong-buy” rating to a “hold” rating in a report issued on Tuesday,Zacks.com reports.

A number of other research analysts have also recently weighed in on NU. Itau BBA Securities restated an “outperform” rating on shares of NU in a report on Tuesday, March 17th. Santander upgraded shares of NU from a “neutral” rating to an “outperform” rating in a report on Thursday, December 4th. Susquehanna raised their price target on shares of NU from $19.00 to $22.00 and gave the company a “positive” rating in a research report on Tuesday, January 27th. Bank of America restated a “neutral” rating on shares of NU in a research note on Monday, March 9th. Finally, The Goldman Sachs Group reaffirmed a “buy” rating and set a $21.00 price objective on shares of NU in a research report on Thursday, December 18th. Twelve research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and a consensus price target of $18.26.

NU Stock Performance

Shares of NU stock opened at $14.32 on Tuesday. The business has a 50-day moving average of $16.22 and a 200 day moving average of $16.19. NU has a 12 month low of $9.01 and a 12 month high of $18.98. The stock has a market capitalization of $68.98 billion, a price-to-earnings ratio of 24.68, a price-to-earnings-growth ratio of 0.55 and a beta of 1.11. The company has a debt-to-equity ratio of 0.39, a current ratio of 0.58 and a quick ratio of 0.56.

NU (NYSE:NU) last issued its quarterly earnings results on Wednesday, February 25th. The company reported $0.19 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.18 by $0.01. The company had revenue of $4.86 billion for the quarter, compared to analyst estimates of $4.55 billion. NU had a net margin of 18.19% and a return on equity of 30.68%. As a group, sell-side analysts forecast that NU will post 0.58 earnings per share for the current year.

Insider Buying and Selling at NU

In related news, CEO Cristina Helena Zing Junqueira sold 300,000 shares of the company’s stock in a transaction that occurred on Monday, March 23rd. The shares were sold at an average price of $14.81, for a total transaction of $4,443,000.00. Following the sale, the chief executive officer directly owned 2,312,338 shares in the company, valued at approximately $34,245,725.78. This represents a 11.48% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders own 1.20% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently added to or reduced their stakes in the company. Sowell Financial Services LLC raised its position in NU by 4.8% during the 4th quarter. Sowell Financial Services LLC now owns 12,952 shares of the company’s stock worth $217,000 after buying an additional 599 shares during the last quarter. Parallel Advisors LLC lifted its stake in shares of NU by 3.7% in the 4th quarter. Parallel Advisors LLC now owns 16,820 shares of the company’s stock worth $282,000 after acquiring an additional 601 shares during the period. MBM Wealth Consultants LLC boosted its holdings in shares of NU by 1.2% in the fourth quarter. MBM Wealth Consultants LLC now owns 50,284 shares of the company’s stock valued at $842,000 after acquiring an additional 607 shares in the last quarter. Cornerstone Wealth Group LLC increased its stake in shares of NU by 1.2% during the fourth quarter. Cornerstone Wealth Group LLC now owns 51,724 shares of the company’s stock worth $866,000 after acquiring an additional 621 shares during the period. Finally, Aptus Capital Advisors LLC increased its stake in shares of NU by 3.4% during the fourth quarter. Aptus Capital Advisors LLC now owns 19,008 shares of the company’s stock worth $318,000 after acquiring an additional 624 shares during the period. Institutional investors and hedge funds own 84.02% of the company’s stock.

NU News Summary

Here are the key news stories impacting NU this week:

• Positive Sentiment: UBS upgraded NU to Buy and raised its price target to $17.60, citing improved fundamentals and upside to monetization — a clear near-term catalyst for buying interest. Nu Holdings Ltd. (NU) Gets Upgraded to Buy From Neutral by UBS – Here’s Why
• Positive Sentiment: Analyst/press comparisons rank NU favorably vs. peers (SoFi), highlighting NU’s large user base, accelerating monetization and revenue growth — supportive for sentiment and relative valuation flows. SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
• Positive Sentiment: Sector coverage names NU among top fintechs redefining banking/payments, keeping the stock visible to thematic investors rotating into digital-banking exposure. Top Fintech Stocks Redefining Banking, Payments and Investing
• Positive Sentiment: A separate market-driven move followed easing U.S.-Iran tensions, which briefly lifted risk appetite and helped NU shares jump in a recent session. Nubank (NU) Stock Trades Up, Here Is Why
• Neutral Sentiment: Increased retail/institutional attention (heavily searched on Zacks) raises liquidity and short-term volatility potential but is neutral on direction until follow-through from fundamentals or guidance. Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know

NU Company Profile

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.