Reviewing Landmark Bancorp (NASDAQ:LARK) and Kentucky First Federal Bancorp (NASDAQ:KFFB)

Kentucky First Federal Bancorp (NASDAQ:KFFB) and Landmark Bancorp (NASDAQ:LARK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, profitability, earnings, institutional ownership, valuation and risk.

Profitability

This table compares Kentucky First Federal Bancorp and Landmark Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Kentucky First Federal Bancorp	4.04%	1.71%	0.22%
Landmark Bancorp	19.56%	12.61%	1.17%

Volatility and Risk

Kentucky First Federal Bancorp has a beta of 0.1, indicating that its share price is 90% less volatile than the S&P 500. Comparatively, Landmark Bancorp has a beta of 0.29, indicating that its share price is 71% less volatile than the S&P 500.

Institutional and Insider Ownership

3.2% of Kentucky First Federal Bancorp shares are owned by institutional investors. Comparatively, 25.7% of Landmark Bancorp shares are owned by institutional investors. 3.9% of Kentucky First Federal Bancorp shares are owned by insiders. Comparatively, 12.8% of Landmark Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Earnings & Valuation

This table compares Kentucky First Federal Bancorp and Landmark Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kentucky First Federal Bancorp	$19.74 million	1.79	$180,000.00	$0.10	43.75
Landmark Bancorp	$95.97 million	1.51	$18.77 million	$3.07	7.78

Landmark Bancorp has higher revenue and earnings than Kentucky First Federal Bancorp. Landmark Bancorp is trading at a lower price-to-earnings ratio than Kentucky First Federal Bancorp, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent ratings and price targets for Kentucky First Federal Bancorp and Landmark Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kentucky First Federal Bancorp	0	1	0	0	2.00
Landmark Bancorp	0	1	0	0	2.00

Summary

Landmark Bancorp beats Kentucky First Federal Bancorp on 9 of the 11 factors compared between the two stocks.

About Kentucky First Federal Bancorp

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. It accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. The company's loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. It also invests in mortgage-backed securities. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.

About Landmark Bancorp

Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.