Pinnacle Wealth Management LLC Acquires New Shares in SoFi Technologies, Inc. $SOFI

Pinnacle Wealth Management LLC bought a new position in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) during the fourth quarter, according to the company in its most recent 13F filing with the Securities & Exchange Commission. The firm bought 71,127 shares of the company’s stock, valued at approximately $1,862,000. SoFi Technologies comprises 1.3% of Pinnacle Wealth Management LLC’s holdings, making the stock its 26th largest holding.

Several other institutional investors also recently modified their holdings of SOFI. Central Pacific Bank Trust Division bought a new stake in shares of SoFi Technologies in the 4th quarter valued at $28,000. Salomon & Ludwin LLC acquired a new position in SoFi Technologies during the third quarter worth $29,000. SJS Investment Consulting Inc. boosted its stake in shares of SoFi Technologies by 840.3% during the 3rd quarter. SJS Investment Consulting Inc. now owns 1,119 shares of the company’s stock worth $30,000 after buying an additional 1,000 shares during the last quarter. Strategic Investment Solutions Inc. IL grew its stake in SoFi Technologies by 693.5% in the third quarter. Strategic Investment Solutions Inc. IL now owns 1,230 shares of the company’s stock valued at $32,000 after purchasing an additional 1,075 shares in the last quarter. Finally, Aventura Private Wealth LLC acquired a new position in SoFi Technologies during the fourth quarter worth $33,000. 38.43% of the stock is currently owned by institutional investors and hedge funds.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Analysts and retail-focused pieces are pitching SOFI as an oversold buying opportunity and highlighting strong YTD gains and long-term upside from its fintech platform, which can attract momentum buyers and retail inflows. Is SoFi Technologies (SOFI) one of the best oversold stocks to buy under $20?
• Positive Sentiment: Long-form bullish analysis notes SOFI’s recovery from its 52-week low and argues upside remains from product cross-sell and margin expansion, which can reinforce positive sentiment among growth investors. Up 32% in 2026, How High Can SOFI Stock Go This Year?
• Neutral Sentiment: Macro context: higher market savings rates (coverage of best high-yield savings rates) mean deposit competition and margin pressure are evolving across banks/fintechs — a market backdrop that affects SoFi’s deposit costs and customer acquisition economics but is not SOFI-specific. Best high-yield savings interest rates today, March 31, 2026 (Earn up to 4% APY)
• Neutral Sentiment: Broad IPO coverage (OpenAI, Anthropic, SpaceX) keeps attention on where retail order flow will land; this is industry-level news that can move fintech brokers generally but doesn’t single out SOFI. OpenAI, Anthropic, SpaceX: Where the most anticipated IPOs stand
• Negative Sentiment: Reports (Reuters-sourced coverage amplified by multiple outlets) said Morgan Stanley’s E*Trade secured the SpaceX retail allocation, implying Robinhood and SoFi retail customers might be excluded from IPO-priced shares — a headline that threatens SoFi’s retail trading volume, brand perception and potential revenue from big IPOs. Morgan Stanley’s E*Trade Secures Retail Allocation in Musk’s SpaceX IPO
• Neutral Sentiment: Elon Musk publicly denied reports that Robinhood and SoFi would be excluded from the SpaceX IPO, which reduces but does not eliminate the distribution risk — still a watch item until formal allocation details are released. Elon Musk Denies Reports SpaceX IPO Will Exclude Robinhood and SoFi, But Why?
• Negative Sentiment: Short-seller / activist reports and coverage (Muddy Waters-style warnings and a Seeking Alpha piece) are resurfacing claims of material execution and deal risks — including a cited ~$1B EBITDA downside scenario tied to a JPMorgan deal — which raise the possibility of downside surprise and pressure valuation multiples. SoFi stock eyes worst quarter in 4 years: Muddy Waters returns with fresh JPMorgan deal warning, warns of $1B EBITDA risk
• Negative Sentiment: Opinion/analysis pieces caution that bullish investors may be underestimating key execution or regulatory risks in SoFi’s story — these critiques can amplify volatility and make analysts more cautious. SoFi: Bulls Are Overlooking The Biggest Risk In The Story

Wall Street Analysts Forecast Growth

SOFI has been the subject of several research analyst reports. Citizens Jmp upgraded SoFi Technologies from a “market perform” rating to an “outperform” rating and set a $30.00 target price for the company in a research note on Monday, February 9th. The Goldman Sachs Group reduced their target price on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating on the stock in a report on Tuesday, January 6th. Bank of America assumed coverage on shares of SoFi Technologies in a research report on Tuesday, January 6th. They set an “underperform” rating and a $20.50 price objective for the company. UBS Group set a $24.50 price target on shares of SoFi Technologies in a report on Monday, February 2nd. Finally, Truist Financial cut their price target on SoFi Technologies from $28.00 to $21.00 and set a “hold” rating on the stock in a research note on Wednesday, February 18th. Seven equities research analysts have rated the stock with a Buy rating, nine have assigned a Hold rating and three have assigned a Sell rating to the stock. According to data from MarketBeat, the company has an average rating of “Hold” and a consensus target price of $25.91.

SoFi Technologies Trading Up 4.8%

SOFI opened at $15.88 on Wednesday. SoFi Technologies, Inc. has a twelve month low of $8.60 and a twelve month high of $32.73. The company has a fifty day moving average of $19.62 and a 200-day moving average of $24.89. The stock has a market cap of $20.25 billion, a PE ratio of 41.79 and a beta of 2.20. The company has a quick ratio of 0.18, a current ratio of 0.78 and a debt-to-equity ratio of 0.17.

SoFi Technologies (NASDAQ:SOFI) last released its earnings results on Friday, January 30th. The company reported $0.13 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.12 by $0.01. The business had revenue of $1.01 billion for the quarter, compared to analyst estimates of $984.75 million. SoFi Technologies had a net margin of 13.34% and a return on equity of 5.88%. SoFi Technologies’s revenue for the quarter was up 39.6% on a year-over-year basis. During the same quarter in the previous year, the business earned $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, sell-side analysts predict that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

Insider Buying and Selling

In related news, Director Steven J. Freiberg sold 94,225 shares of the company’s stock in a transaction dated Friday, February 6th. The stock was sold at an average price of $20.31, for a total transaction of $1,913,709.75. Following the sale, the director owned 588,849 shares in the company, valued at $11,959,523.19. This represents a 13.79% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, CEO Anthony Noto bought 28,900 shares of the firm’s stock in a transaction that occurred on Tuesday, March 17th. The shares were acquired at an average cost of $17.32 per share, with a total value of $500,548.00. Following the purchase, the chief executive officer directly owned 11,704,352 shares of the company’s stock, valued at $202,719,376.64. This trade represents a 0.25% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure. Over the last three months, insiders acquired 38,900 shares of company stock worth $705,398 and sold 218,148 shares worth $4,161,735. 2.60% of the stock is owned by company insiders.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.