Barclays Cuts SoFi Technologies (NASDAQ:SOFI) Price Target to $18.00

SoFi Technologies (NASDAQ:SOFI) had its price target decreased by Barclays from $28.00 to $18.00 in a research note issued to investors on Monday morning,Benzinga reports. Barclays currently has an equal weight rating on the stock.

SOFI has been the topic of several other reports. Bank of America began coverage on SoFi Technologies in a research note on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 target price on the stock. The Goldman Sachs Group reduced their price target on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research report on Tuesday, January 6th. JPMorgan Chase & Co. upgraded SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 price target for the company in a research report on Tuesday, February 3rd. Citizens Jmp upgraded SoFi Technologies from a “market perform” rating to an “outperform” rating and set a $30.00 price target for the company in a research report on Monday, February 9th. Finally, Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Seven investment analysts have rated the stock with a Buy rating, nine have assigned a Hold rating and three have assigned a Sell rating to the stock. According to MarketBeat, the company has a consensus rating of “Hold” and an average price target of $25.32.

SoFi Technologies Stock Up 2.4%

SOFI stock opened at $16.49 on Monday. SoFi Technologies has a twelve month low of $9.31 and a twelve month high of $32.73. The company has a quick ratio of 0.18, a current ratio of 0.78 and a debt-to-equity ratio of 0.17. The stock’s 50 day moving average is $18.48 and its 200-day moving average is $24.41. The firm has a market capitalization of $21.03 billion, a PE ratio of 43.40 and a beta of 2.24.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping analysts’ consensus estimates of $0.12 by $0.01. The business had revenue of $1.01 billion for the quarter, compared to analyst estimates of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.SoFi Technologies’s quarterly revenue was up 39.6% compared to the same quarter last year. During the same period last year, the company posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Sell-side analysts expect that SoFi Technologies will post 0.26 EPS for the current fiscal year.

Insider Buying and Selling

In related news, Director Steven J. Freiberg sold 94,225 shares of the business’s stock in a transaction dated Friday, February 6th. The stock was sold at an average price of $20.31, for a total transaction of $1,913,709.75. Following the completion of the transaction, the director directly owned 588,849 shares in the company, valued at $11,959,523.19. The trade was a 13.79% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. Also, CTO Jeremy Rishel sold 94,958 shares of the business’s stock in a transaction dated Wednesday, March 18th. The stock was sold at an average price of $17.43, for a total value of $1,655,117.94. Following the transaction, the chief technology officer owned 839,640 shares of the company’s stock, valued at approximately $14,634,925.20. The trade was a 10.16% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last 90 days, insiders bought 38,900 shares of company stock valued at $705,398 and sold 218,148 shares valued at $4,161,735. 2.60% of the stock is owned by company insiders.

Hedge Funds Weigh In On SoFi Technologies

Several hedge funds and other institutional investors have recently added to or reduced their stakes in the business. Rockefeller Capital Management L.P. grew its position in SoFi Technologies by 2.8% during the fourth quarter. Rockefeller Capital Management L.P. now owns 1,016,199 shares of the company’s stock worth $26,604,000 after buying an additional 27,380 shares in the last quarter. World Investment Advisors grew its position in SoFi Technologies by 16.8% during the fourth quarter. World Investment Advisors now owns 36,813 shares of the company’s stock worth $964,000 after buying an additional 5,287 shares in the last quarter. Corient Private Wealth LLC grew its position in SoFi Technologies by 25.3% during the fourth quarter. Corient Private Wealth LLC now owns 182,608 shares of the company’s stock worth $4,781,000 after buying an additional 36,874 shares in the last quarter. Hsbc Holdings PLC grew its position in SoFi Technologies by 14.8% during the fourth quarter. Hsbc Holdings PLC now owns 419,105 shares of the company’s stock worth $10,992,000 after buying an additional 53,941 shares in the last quarter. Finally, Pure Financial Advisors LLC purchased a new position in SoFi Technologies during the fourth quarter worth about $315,000. 38.43% of the stock is currently owned by hedge funds and other institutional investors.

More SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Company fundamentals showed strength: SoFi reported strong quarterly revenue growth, a large increase in fee-based revenue and expanding Financial Services & Tech Platform contribution — signs of a shift toward capital-light, fee-driven growth that supports longer-term margins and valuation. Read More.
• Positive Sentiment: Brand and consumer recognition improved after SoFi topped Forbes’ Best Banks list in the U.S., a reputational win that can help member growth and deposit/loan flows over time. Read More.
• Neutral Sentiment: Market action was mixed: analysts and reports note the stock gained in the latest session but underperformed the broader market, reflecting investor caution despite positive headlines. Read More.
• Neutral Sentiment: Analyst and media coverage is prompting reassessment: several articles frame SoFi as a high-growth fintech that has seen a sharp pullback year-to-date, leaving investors debating whether current prices fairly reflect growth prospects or discounted expectations. Read More.
• Neutral Sentiment: Coverage asking whether to “buy the dip” highlights volatility and long-term returns — useful context but not an immediate catalyst. Read More.
• Negative Sentiment: Analyst downside: Barclays trimmed its price target on SoFi, which can feed short-term selling pressure and signal tempered near-term expectations among institutional investors. Read More.
• Negative Sentiment: Recent sell-off drivers remain a concern: reporting attributes last month’s double-digit decline to geopolitical risk and other macro/sector factors, underscoring that external shocks can amplify volatility for growth fintech names like SoFi. Read More.
• Negative Sentiment: Credit and performance risks: while charge-offs remain modest, small upticks and heavy YTD share declines keep investor focus on credit trends and execution, which could weigh on sentiment if metrics deteriorate. Read More.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.